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Find Boat Insurance Agents Near You in Ames, IA

Looking for a boat insurance agent in Ames? Review the directory below to compare your options.

17 agents listed
Updated May 2026
Ames, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 17 boat insurance agents in Ames, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fortress Insurance Services
426 S 17th St, Ames, IA 50010
(515) 337-8700 thefortressins.com
Mark Doyle - State Farm Insurance Agent
2701 Stange Rd Ste 110, Ames, IA 50010
(515) 232-8090 markdoyleinsurance.com
Scott Richardson - State Farm Insurance Agent
101 Main St, Ames, IA 50010
(515) 232-0030 scottrichardsonagency.com
Louis Slaughter III - State Farm Insurance Agent
3515 Lincoln Way #102, Ames, IA 50014
(515) 292-9030 louisslaughterinsurance.com
Pat Brown - State Farm Insurance Agent
1112 Buckeye Ave, Ames, IA 50010
(515) 233-1295 patbrownagency.net
AlekCO Insurance
119 Stanton Ave STE 702, Ames, IA 50014
(515) 978-9040 alekcoinsurance.com
Severson Insurance Agency, Inc
3206 Grand Ave #102, Ames, IA 50010
(515) 232-7203 seversoninsurance.com
Shelter Insurance - Mike Dolan
1228 Grand Ave, Ames, IA 50010
(515) 232-3555 shelterinsurance.com
Gallagher Insurance, Risk Management & Consulting
1416 Buckeye Ave, Ames, IA 50010
(515) 232-7060 assuredpartners.com
Katherine Frame American Family Insurance
809 Wheeler St #109, Ames, IA 50010
(515) 232-4142 amfam.com
Farmers Insurance - Mathew Johnson
123 6th St, Ames, IA 50010
(515) 278-2249 agents.farmers.com
Joe Leto - COUNTRY Financial Representative
315 6th St #205, Ames, IA 50010
(515) 233-3045 advisors.countryfinancial.com
Highness Insurance Agency: Allstate Insurance
516 Lincoln Way # B, Ames, IA 50010
(515) 232-0771 agents.allstate.com
Ann's Insurance Inc
118 Main St, Ames, IA 50010
(515) 232-5501 annsinsurance.com
Alliance General Insurance
415 S Duff Ave Ste B, Ames, IA 50010
(515) 232-9271 alliancegeneralinsurance.com
Farm Bureau Financial Services: Dan Siegfried
2010 Philadelphia St #8, Ames, IA 50010
(515) 233-4411 fbfs.com
Hoyng Insurance Group
4820 Mortensen Rd #102, Ames, IA 50014
(515) 292-2171 hoynginsurancegroup.com

Boat insurance agents in Ames Iowa help you protect your watercraft from damage theft and liability. Iowa law does not require boat insurance but lenders often do for financed boats. Local agents understand the risks of the Skunk River and nearby lakes like Lake Red Rock.

What Does a Boat Insurance Agent in Ames Cost?

Boat insurance costs in Iowa generally range from 200 to 600 dollars per year for basic liability coverage on a small boat. Full coverage for a larger boat can cost 500 to 1,500 dollars or more annually. Factors like boat value horsepower and your driving record affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Ames Iowa?
Iowa does not require boat insurance by law. However if you have a loan on your boat your lender will likely require it. An agent can help you get the right coverage for your needs.
What does boat insurance cover in Iowa?
Boat insurance typically covers physical damage to your boat theft liability for injuries or damage to others and medical payments. Some policies also cover towing and fuel spill liability. Your agent can explain specific coverages.