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Find Boat Insurance Agents Near You in Ames, IA

Browse boat insurance agents serving Ames, Iowa. Updated 2026-07-14.

The top-rated boat insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 18 boat insurance agents serving Ames.

Showing 18 boat insurance agents in Ames, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fortress Insurance Services426 S 17th St(515) 337-8700
2Mark Doyle - State Farm Insurance Agent2701 Stange Rd Ste 110(515) 232-8090
3Scott Richardson - State Farm Insurance Agent101 Main St(515) 232-0030
4Louis Slaughter III - State Farm Insurance Agent3515 Lincoln Way #102(515) 292-9030
5AlekCO Insurance119 Stanton Ave STE 702(515) 978-9040
6Pat Brown - State Farm Insurance Agent1112 Buckeye Ave(515) 233-1295
7Severson Insurance Agency, Inc3206 Grand Ave #102(515) 232-7203
8Shelter Insurance - Mike Dolan1228 Grand Ave(515) 232-3555
9Gallagher Insurance, Risk Management & Consulting1416 Buckeye Ave(515) 232-7060
10Joe Leto - COUNTRY Financial Representative315 6th St #205(515) 233-3045
FI
426 S 17th St
Fortress Insurance Services
Boat Insurance Agent · Ames, IA

Fortress Insurance Services serves the Ames, Iowa area as a local boat insurance agent. This agency helps vessel owners secure coverage for a range of watercraft, including personal watercraft and larger boats. Policies typically cover physical damage, liability, and loss of equipment. Clients receive assistance in navigating policy options to protect against common regional risks such as weather damage. The company handles coverage for fishing boats and pontoon boats used on local lakes.

MD
2701 Stange Rd Ste 110
Mark Doyle - State Farm Insurance Agent
Boat Insurance Agent · Ames, IA

Mark Doyle - State Farm Insurance Agent in Ames, IA, provides a range of boat insurance services, including liability coverage and protection against physical damage from collisions or weather events. The agency offers personalized consultations to help clients select appropriate coverage levels and deductibles for their watercraft. Standard maintenance plans are not a part of typical insurance packages, but the agent can guide policyholders on how to document boat care for claims purposes. This agency serves insurance needs for area single-family homes, apartments, retail businesses, and restaurants.

SR
101 Main St
Scott Richardson - State Farm Insurance Agent
Boat Insurance Agent · Ames, IA

Scott Richardson - State Farm Insurance Agent in Nevada, IA, is known for providing personalized boat insurance coverage to local boat owners. It serves clients across the surrounding area, offering policies that protect watercraft against common risks like accidents, theft, and weather damage. Customers can obtain coverage for fishing boats, pontoons, and personal watercraft. A specialty service the agency can add on is liability protection when towing a boat on area roads.

LS
3515 Lincoln Way #102
Louis Slaughter III - State Farm Insurance Agent
Boat Insurance Agent · Ames, IA

Homeowners in Ames, Iowa, who own watercraft turn to Louis Slaughter III - State Farm Insurance Agent for boat insurance coverage tailored to their specific needs. They obtain quotes and review policy offerings for both fishing boats and personal watercraft. The office helps clients in assessing liability protection and hull coverage options common to the region’s lakes and rivers. Service extends to nearby communities such as Nevada and the broader Story County area.

AI
119 Stanton Ave STE 702
AlekCO Insurance
Boat Insurance Agent · Ames, IA

Boat owners in Ames, IA may arrange one-time policy reviews for a single vessel purchase or opt for recurring seasonal consultations to adjust coverage as needs change. AlekCO Insurance provides boat insurance agency services that address liability, physical damage, and storage protection for local waterways. Th s company helps clients navigate coverage options for different boat types and usage patterns. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client requires an initial policy setup or ongoing adjustments.

PB
1112 Buckeye Ave
Pat Brown - State Farm Insurance Agent
Boat Insurance Agent · Ames, IA

Pat Brown - State Farm Insurance Agent serves Ames, Iowa, and the surrounding communities in Story County by providing boat insurance for a range of personal watercraft. The agent handles typical policies that cover common risks such as liability and physical damage. Each policy is generally drawn up to offer broad protection, reflecting the individual needs and boating habits of the local client. When a customer requests a quote, this office begins by reviewing the vessel's specifications and discussing the coverage options in detail, then tailors a plan to fit the specific situation.

SI
3206 Grand Ave #102
Severson Insurance Agency, Inc
Boat Insurance Agent · Ames, IA

Severson Insurance Agency, Inc. specializes in providing boat insurance policies that cover a range of watercraft in the Ames, IA area. It works with clients to find coverage for liability, physical damage, and other common risks associated with boating. The agency helps local boat owners secure protection for their vessels through standard insurance carriers. It can also assist with finding coverage for related equipment and accessories. For Iowa boaters, the agency can handle concerns specific to winter lay-up periods when vessels require off-season storage protection.

SI
1228 Grand Ave
Shelter Insurance - Mike Dolan
Boat Insurance Agent · Ames, IA

With the unpredictable weather in central Iowa causing sudden storms on lakes like those in Ledges State Park, Shelter Insurance Mike Dolan in Ames provides boat insurance agents to help owners protect their watercraft. Policies available from this office can cover damages from hail, wind, or collisions while trailering between local reservoirs. Agents explain coverage options for liability and physical damage based on a vessel's value and usage. An initial in-person or phone assessment of the boat and its typical mooring location begins the quoting process.

GI
1416 Buckeye Ave
Gallagher Insurance, Risk Management & Consulting
Boat Insurance Agent · Ames, IA

Gallagher Insurance, Risk Management & Consulting provides boat insurance services in Ames, Iowa, including coverage for liability, physical damage, and theft. It offers service plans that help clients assess their coverage needs during policy reviews and maintenance plans that assist with filing accurate claims after an incident. The agency handles all necessary paperwork to ensure policies remain active and compliant with local boating regulations. It services single-family homes with attached docks, apartment complexes with shared marina slips, retail boating supply stores, and restaurants with waterfront property.

JL
315 6th St #205
Joe Leto - COUNTRY Financial Representative
Boat Insurance Agent · Ames, IA
KF
809 Wheeler St #109
Katherine Frame American Family Insurance
Boat Insurance Agent · Ames, IA
(515) 232-4142
amfam.com/agents/iowa/ames/katherine-frame
FI
123 6th St
Farmers Insurance - Mathew Johnson
Boat Insurance Agent · Ames, IA
(515) 278-2249
agents.farmers.com/mjohnson7
AS
118 Main St
Ann's Insurance Inc
Boat Insurance Agent · Ames, IA
(515) 232-5501
annsinsurance.com
AG
415 S Duff Ave Ste B
Alliance General Insurance
Boat Insurance Agent · Ames, IA
(515) 232-9271
alliancegeneralinsurance.com
HI
516 Lincoln Way # B
Highness Insurance Agency: Allstate Insurance
Boat Insurance Agent · Ames, IA
(515) 232-0771
agents.allstate.com/highness-insurance-agency-ames-ia.html
FB
2010 Philadelphia St #8
Farm Bureau Financial Services: Dan Siegfried
Boat Insurance Agent · Ames, IA
(515) 233-4411
fbfs.com/find-an-agent/dansiegfried
HI
4820 Mortensen Rd #102
Hoyng Insurance Group
Boat Insurance Agent · Ames, IA
(515) 292-2171
hoynginsurancegroup.com
DI
Ames & Colo, 510 S 17th Street 413 Main Street, Colo, IA 50056, 510 S 17th St
Doty Insurance
Boat Insurance Agent · Ames, IA
(515) 663-9600
dotyinsurance.net

What Does a a Boat Insurance Agent in Ames Cost?

Boat insurance costs in Iowa generally range from 200 to 600 dollars per year for basic liability coverage on a small boat. Full coverage for a larger boat can cost 500 to 1,500 dollars or more annually. Factors like boat value horsepower and your driving record affect the premium. This is general information not insurance advice.

About boat insurance agents in Ames

Boat insurance agents in Ames Iowa help you protect your watercraft from damage theft and liability. Iowa law does not require boat insurance but lenders often do for financed boats. Local agents understand the risks of the Skunk River and nearby lakes like Lake Red Rock.

Frequently Asked Questions

Do I need boat insurance in Ames Iowa?

Iowa does not require boat insurance by law. However if you have a loan on your boat your lender will likely require it. An agent can help you get the right coverage for your needs.

What does boat insurance cover in Iowa?

Boat insurance typically covers physical damage to your boat theft liability for injuries or damage to others and medical payments. Some policies also cover towing and fuel spill liability. Your agent can explain specific coverages.

How do I find a boat insurance agent in Ames?

You can search online for local independent agents or contact national insurers that serve Iowa. Ask about their experience with watercraft policies and if they handle claims locally. Many agents offer free quotes.

Boat Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.