The top-rated boat insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Ligouri Insurance, Ketelsen Davis Agency, Boersma Insurance Services. This directory lists 11 boat insurance agents serving Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Specialists Inc | 514 E Euclid Ave | (515) 280-1207 |
| 2 | Ligouri Insurance | 4320 1/2 SW 9th St | (515) 285-0370 |
| 3 | Ketelsen Davis Agency | 106 SW 7th St Ste B101 | (515) 257-7072 |
| 4 | Boersma Insurance Services | 100 Court Ave #310/450 | (515) 327-7033 |
| 5 | Insurance Networking Systems | 3512 Ingersoll Ave | (515) 243-1223 |
| 6 | Adriana's Agency | 1514 E Grand Ave Suite B | (515) 266-0402 |
| 7 | Mauro Insurance | 4314 SW 9th St | (515) 287-2257 |
| 8 | Davis Insurance Agency | 2815 Beaver Ave # 200 | (515) 274-3838 |
| 9 | Crivaro Insurance Agency | 2449 SW 9th St | (515) 288-5589 |
| 10 | Dallas Downey, DSM Insurance Guy | 505 E Grand Ave | (515) 373-8988 |
The Insurance Specialists Inc serves the Des Moines, Iowa metro area, providing boat insurance agency services. The company assists local boat owners with coverage tailored to their specific watercraft needs, including liability protection and physical damage policies. These policies help safeguard personal watercraft against common risks on Iowa’s lakes and rivers. As a local agent, The Insurance Specialists Inc specializes in offering customized coverage for fishing boats and pontoon vessels common to the region.
Ligouri Insurance provides boat insurance coverage for a wide range of watercraft, offering policies that protect against liability, physical damage, and theft. Service plans can include routine policy reviews to ensure adequate coverage limits as vessel values change. In the Des Moines, IA area, the agent assists clients with navigating local waterway requirements and coverage options tailored to recreational boating. The company services properties such as single-family homes, apartments, retail establishments, and restaurants that utilize boats or personal watercraft for business or personal use.
Homeowners and recreational boat owners in Des Moines, IA use Ketelsen Davis Agency for boat insurance agent services. This agency helps local clients protect their watercraft with coverage suited to area lakes and rivers. Their policies address liability and physical damage common to inland boating. They also assist with seasonal storage and towing considerations. Beyond central Des Moines, the agency extends its services to the greater West Des Moines metro area.
Serving Des Moines and the surrounding central Iowa communities, Boersma Insurance Services specializes in arranging boat insurance coverage for recreational watercraft. The company handles policies for various vessels, ensuring clients meet legal requirements and protect their assets on nearby lakes and rivers. Their typical approach involves a straightforward consultation to understand the client’s specific boat usage and coverage needs. They then compare available policy options to recommend a plan that fits the client’s individual situation, focusing on practical protection and clear communication throughout the process.
Insurance Networking Systems in Des Moines, IA, provides both one-time policy arrangements and recurring annual coverage options for boat owners. Their boat insurance agent services address liability, physical damage, and medical payments, ensuring watercraft protection on Iowa lakes and rivers. Local clients typically choose either a single seasonal policy or a year-round plan with scheduled renewal. Service can be arranged on a one-time basis for short-term needs, as a scheduled annual review, or as needed for policy adjustments after adding new equipment or changing boating habits.
Specializing in boat insurance coverage for pontoon and fishing vessels docked along the Des Moines River, Adriana's Agency provides tailored protection for both seasonal and year-round watercraft. In addition to liability and physical damage policies, the agency guides clients through policy options covering navigation within Iowa’s inland lakes and rivers. The agency assists boaters with winter lay-up coverage, helping owners maintain protection during storage months when their vessel is not actively in use on the water.
Mauro Insurance provides general boat insurance solutions for personal watercraft and larger vessels across the Des Moines area, with additional coverage options for fishing equipment, trailer protection, and liability for rented docks. The agency helps clients understand policy limits for on-water and off-season storage risks. Its commercial services cover offices handling maritime claims, warehouses storing seasonal boats, and food service businesses operating floating restaurants.
As spring rains swell the Des Moines area waterways, boat owners begin evaluating their coverage for the upcoming season. Davis Insurance Agency addresses these seasonal shifts by offering a dedicated boat insurance agent service to local clients. A specialized agent reviews hull value, liability limits, and storage needs for different boat types common to Iowa lakes. The process begins with a thorough inspection of the vessel’s condition and an initial assessment of the owner’s preferred navigation patterns and mooring arrangements.
Crivaro Insurance Agency provides residential boat insurance services for Des Moines area clients protecting personal watercraft and recreational vessels. The agency also offers commercial coverage options catering to businesses operating marinas or watercraft rentals throughout the local region. As a dedicated boat insurance agent, the firm focuses on matching policy structures to individual boating needs within the community. Regular follow-up conversations between renewals help clients adjust coverage as their boating activity changes, ensuring consistent protection before and after each boating season.
Dallas Downey, DSM Insurance Guy, is a boat insurance agent serving Des Moines, Iowa, and the surrounding region. The agency specializes in helping local boat owners secure coverage for liability and physical damage to their watercraft. Policies generally address common risks like accidents, theft, and weather-related damage on area lakes and rivers. Because boating season in Iowa is relatively short, the agent assists clients in tailoring coverage that aligns with their specific usage patterns. For an added layer of protection, the agency offers specialized coverage for personal watercraft.
What Does a a Boat Insurance Agent in Des Moines Cost?
Boat insurance costs in Iowa typically range from $200 to $800 per year for a standard policy. Factors include boat value, engine size, and usage on Iowa lakes. An agent can provide a quote based on your specific watercraft and needs. This is general information, not insurance advice.
About boat insurance agents in Des Moines
Boat insurance agents in Des Moines help protect your watercraft on Iowa lakes and rivers. Iowa law requires liability coverage for motorized boats on public waters. Local agents can guide you through state-specific requirements and policy options for your boat.
Frequently Asked Questions
Is boat insurance required in Iowa?
Iowa does not require boat insurance by state law. However lenders and marinas often require it. Liability coverage is strongly recommended for motorized boats on public waters.
What does boat insurance cover in Iowa?
Boat insurance typically covers physical damage to your boat, liability for injury or damage to others, and theft. Policies can also include towing and fuel spill liability on Iowa waterways.
How do I choose a boat insurance agent in Des Moines?
Look for an agent who specializes in watercraft coverage and knows Iowa boating regulations. Ask about coverage for specific risks like ice damage or transport on Iowa roads.
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