The top-rated boat insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 13 boat insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Carmen Kimball Insurance | 48 Beckford St | (978) 922-0086 |
| 9 | Universal Insurance Agency | 412 Hale St #350 | (781) 654-8082 |
| 10 | Priority Insurance Massachusetts | 162 Cabot St | (978) 248-8512 |
Sterling Insurance Agency Inc serves the greater Beverly, Massachusetts area as a dedicated boat insurance agent. The company assists local boat owners with securing coverage that includes protection for physical damage and liability on the water. This agent works with various insurance carriers to tailor policies for different types of vessels common along the North Shore. Their services typically address safety requirements and financial risks associated with marine operation. Sterling Insurance Agency handles coverage for pleasure craft and provides options for summer mooring liability.
Leslie S. Ray Ins. Agency, Inc. in Beverly, MA, provides complete boat insurance coverage, including liability, physical damage, and protection for equipment and trailers. The agency works with clients to tailor policies that safeguard their vessels during both operation and seasonal lay-up. It offers guidance on maintenance schedules to help prevent common issues like winter freeze damage or mechanical breakdown. This insurance agent services a variety of local properties, including single-family homes, apartments, retail locations, and restaurants that own or dock watercraft.
Homeowners and boat owners in Beverly, Massachusetts rely on this agency for comprehensive boat insurance guidance. The company works to protect vessels from local waterway risks, including seasonal storms and docking liabilities common to the New England coast. Sheltering boats during off-months and navigating state boating requirements are standard concerns addressed through its personalized service. This agent also extends coverage options to maritime clients across neighboring Salem and the greater North Shore region.
Archer Insurance Agency serves homeowners, local businesses, and property managers in Beverly, Massachusetts, by providing boat insurance policies for vessels used in coastal and inland waters. The agency helps clients secure coverage that addresses liability, physical damage, and personal property protection while stored or underway. With a focus on practical risk management, the team assists boat owners in comparing options from various carriers. Archer Insurance Agency also extends its services to neighboring communities throughout Essex County, including the maritime areas around Marblehead.
MCJ Insurance Agency offers clients a choice between a one-time policy review for new boat purchases and a recurring annual service to adjust coverage as needs evolve. From Beverly, MA, the agency advises on liability and physical damage protection for local waterways, including the Atlantic coast and inland harbors. Policyholders can expect coverage tailored to vessel type, usage, and navigable area. Service runs on both a scheduled renewal basis and an as-needed basis to address mid-season boat upgrades or temporary storage.
Soucy Insurance Agency, Inc. serves Beverly, MA, and the surrounding North Shore communities with tailored boat insurance policies. It handles coverage for various watercraft, including runabouts, sailboats, and personal watercraft. The agency helps clients assess their specific needs on the water, from liability protection to physical damage coverage. To manage a typical policy, Soucy begins by reviewing the vessel’s storage location and typical usage patterns to match appropriate coverage levels with each client’s individual boating habits.
Duffy Insurance serves Beverly and the surrounding coastal communities of Massachusetts’ North Shore. This agency handles boat insurance for a variety of recreational watercraft, including fishing boats, cabin cruisers, and personal watercraft. It works to protect local boaters against common maritime risks, such as collision, weather damage, and liability. To handle a typical job, the agent reviews the vessel’s value, usage, and navigation area to tailor coverage and deductibles specifically to the policyholder’s needs.
Carmen Kimball Insurance in Beverly, Massachusetts, specializes in coverage for personal watercraft, sailboats, and cabin cruisers, offering tailored policies for recreational boaters along the North Shore. The agency assists clients with hull insurance, liability protection, and coverage for navigational hazards common to New England waters. It works to secure policies that address both mechanic breakdowns and storm damage risks. The agency also helps vessel owners manage rate increases after a saltwater claim or prepare for winterizing and seasonal lay-up coverage each fall.
With marine weather conditions ever changing along the North Shore, boat owners in Beverly require coverage that adapts to seasonal risks. Universal Insurance Agency addresses these needs by offering policies tailored for local navigation, including protection against storm damage and liability. Standard plans typically cover hull and machinery, as well as towing and salvage services common to area harbors. As a boat insurance agent, the company takes a practical approach by requiring a thorough physical inspection of the vessel before any binding, verifying its current seaworthiness.
Priority Insurance Massachusetts in Beverly, MA assists clients with evaluating and securing coverage for their watercraft. The agency specializes in endorsements for personal property on board, towing assistance, and liability protection during operation. Agents work to match policies to individual boating habits and vessel types common in the region. This includes recreational fishing boats, cabin cruisers, and personal watercraft. The same office can also serve local commercial sectors such as waterfront offices, storage warehouses, and waterfront food service establishments.
What Does a a Boat Insurance Agent in Beverly Cost?
Boat insurance costs in Massachusetts typically range from $300 to $800 per year for a small runabout, while larger yachts can cost $1,500 to $5,000 or more annually. Factors include boat value, engine horsepower, navigation area, and your claims history. Premiums are generally higher for boats used in coastal waters due to increased risks. This is general information and not insurance advice.
About boat insurance agents in Beverly
Boat insurance agents in Beverly Massachusetts help you protect your watercraft with policies that meet state and federal requirements. Massachusetts law does not require boat insurance for most recreational vessels, but marinas and lenders often demand proof of coverage. A local agent can guide you through liability limits, hull coverage, and uninsured boater protection specific to the North Shore area.
Frequently Asked Questions
Do I need boat insurance in Massachusetts?
Massachusetts does not legally require boat insurance for most recreational boats. However, if you have a loan on your boat or keep it at a marina, you will likely need liability and physical damage coverage. Many boat owners choose to carry insurance to protect against accidents and theft.
What does boat insurance typically cover in Beverly?
Standard boat insurance policies cover physical damage to your vessel, liability for injury or damage to others, medical payments, and uninsured boater coverage. Some policies also include towing and emergency assistance. Your agent can tailor coverage for local waters like Salem Harbor and the Atlantic.
How do I choose a boat insurance agent in Beverly?
Look for an agent who specializes in marine insurance and understands Massachusetts boating regulations. Ask about their experience with local waterways and whether they represent multiple insurance carriers. A good agent will review your specific needs, including boat type, usage, and storage location.
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