The top-rated boat insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), MacDougalls' Cape Cod Marine Service. This directory lists 12 boat insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arthur D. Calfee Insurance Agency, Inc | 336 Gifford St | (508) 540-2601 |
| 2 | Murray & MacDonald Insurance Services Inc | 406 Jones Rd | (800) 800-8990 |
| 3 | The Baldwin Group (formerly RogersGray) | 763 Main St | (508) 548-2500 |
| 4 | MacDougalls' Cape Cod Marine Service | 145 Falmouth Heights Rd | (508) 548-3146 |
| 5 | Almeida & Carlson Insurance Agency | 79 Davis Straits | (508) 540-6161 |
| 6 | Additional Insurance MA | 336 Gifford St | (508) 205-9521 |
| 7 | Bridges Insurance Group / Lawrence-Carlin Insurance | 230 Jones Rd | (508) 540-7100 |
| 8 | Peggy Vose | 230 Main St Unit 8 | (508) 494-4056 |
| 9 | Safety Northeast Insurance Agency, Inc. | 194 Worcester Ct | (508) 548-1148 |
| 10 | Great Harbor Benefits | 101 Town Hall Square | (508) 540-7940 |
Arthur D. Calfee Insurance Agency, Inc serves the Falmouth, Massachusetts area as a local boat insurance agent. The company assists clients in securing coverage for various watercraft typically used along the Cape Cod coastline. Policies are arranged to protect against common risks like collisions, weather damage, and liability. The agency handles both seasonal and year-round boat insurance needs. Specific services include coverage for pleasure boats and personal watercraft.
Murray & MacDonald Insurance Services Inc provides boat insurance for vessels used in the waters near Falmouth, Massachusetts. Its service plans cover a range of recreational watercraft and can be tailored to include liability and physical damage protection. On-site appointments and phone consultations are available for policy reviews and claims guidance. The agency services single-family homes, apartments, retail locations, and restaurants, advising local boat owners alongside its broader marine coverage needs.
Serving homeowners, boat owners, and marine businesses in the Falmouth area, The Baldwin Group, formerly RogersGray, provides specialized boat insurance agency services. It helps clients obtain policies that cover watercraft, liability, and property damage. By arranging coverage with multiple insurers, the agency works to match each vessel and its specific usage with appropriate protection. The team assists local marinas and individual policyholders alike, addressing risks unique to Cape Cod waters. It also serves clients in the neighboring community of Woods Hole on Elizabeth Islands trips.
MacDougalls' Cape Cod Marine Service serves Falmouth, Massachusetts, and the surrounding coastal communities of Cape Cod. The company handles boat insurance for a range of recreational and commercial watercraft, assisting clients in selecting coverage for their specific needs. Each policy is arranged to account for local navigational risks, seasonal storage requirements, and regulatory compliance. The agent reviews individual boating habits and vessel details to match clients with appropriate protection.
Almeida & Carlson Insurance Agency in Falmouth, Massachusetts, offers both one-time policy placements and recurring annual coverage for boat owners. Their recurring services ensure continuous protection against common maritime risks, including collision, liability, and weather damage. They advise clients on appropriate hull and liability limits based on local sailing conditions. Service runs on a scheduled basis, with routine policy renewals and mid-term adjustments handled as needed.
Additional Insurance MA provides specialized boat insurance services in Falmouth, MA, including policies for hull damage and liability coverage. It also assists with general marina and watercraft insurance needs, helping local boat owners protect their vessels during the active boating season. The agency works to secure coverage that addresses the unique risks of coastal waters and sudden summer storms, ensuring clients are prepared for unexpected weather events off Cape Cod.
As winter storms and spring nor'easters batter Cape Cod anchorages, boat owners in Falmouth turn to Bridges Insurance Group / Lawrence-Carlin Insurance for specialized coverage. This company provides tailored policies protecting recreational and commercial vessels against local perils such as sudden squalls, grounding on shifting shoals, and collision in busy harbors. Agents assess each client’s unique usage patterns, from mooring duration to航行 radius, before recommending appropriate hull and liability protection. The process begins with a thorough vessel inspection and documentation review to accurately underwrite the individual risk.
Peggy Vose works as a boat insurance agent in the Falmouth, MA area, helping clients protect watercraft from typical coastal risks such as storms, collisions, and liability. It offers coverage tailored specifically for fishing boats, sailboats, and motor yachts. With knowledge of local waterways and seasonal weather patterns, it advises on appropriate hull and equipment policies. This agency serves a range of commercial sectors, including marina offices, warehouses used for boat storage, and food service operations that dock near the waterfront.
Safety Northeast Insurance Agency, Inc. in Falmouth, MA, provides residential boat insurance coverage for personal watercraft kept at local marinas or on private property. The agency also handles commercial coverage for charter vessels and small fishing operations serving Cape Cod waters and the surrounding area. Professional agents assess risks unique to coastal boating, including storm exposure and navigation hazards. Clients frequently return to update policies before each season, ensuring ongoing protection between regular maintenance visits.
Great Harbor Benefits is known for providing boat insurance agent services in Falmouth, MA. It helps local boat owners secure coverage for vessels used on nearby coastal waters and inland lakes. The agency evaluates individual risks to tailor policies for different boat sizes and types. Its service range includes liability protection and physical damage coverage for fishing boats and recreational craft as common in the Cape Cod area. It can also arrange agreed-value coverage to protect against total loss.
What Does a a Boat Insurance Agent in Falmouth Cost?
Typical boat insurance costs in Massachusetts range from 300 to 800 dollars per year for a small powerboat. Larger vessels or yachts can cost 1,500 to 5,000 dollars annually. Factors like boat age, storage location, and coverage limits change the price. This is general information and not insurance advice.
About boat insurance agents in Falmouth
Boat insurance agents in Falmouth Massachusetts help you protect your vessel on Cape Cod. Massachusetts law requires all motorized boats to carry liability insurance if they are financed or stored at a marina. Local agents understand the unique risks of Falmouth harbors and Vineyard Sound navigation.
Frequently Asked Questions
What does a boat insurance agent in Falmouth do?
A boat insurance agent helps you choose a policy that covers your specific vessel and boating habits. They explain coverage options like liability, hull damage, and wreck removal. Agents also help you comply with Massachusetts insurance requirements for registered boats.
Is boat insurance required in Massachusetts?
Massachusetts does not require boat insurance by law for all vessels. However, marinas and lenders often require proof of insurance for dockage or loans. The state does mandate liability coverage for certain commercial vessels and for boats operated on public waters.
What factors affect boat insurance cost in Falmouth?
Cost depends on boat value, engine power, navigation area, and your boating experience. Saltwater use in Falmouth may increase rates due to corrosion and storm risks. Your claims history and safety equipment also influence the premium.
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