The top-rated boat insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Mill City Insurance Inc, Paul A. Balakin Insurance Agency. This directory lists 21 boat insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 2 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 3 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 4 | Paul A. Balakin Insurance Agency | 81 Plain St #1 | (978) 441-3003 |
| 5 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 6 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 7 | Alpha Insurance | 648 Central St | (978) 459-4547 |
| 8 | Fred C. Church, Inc. | 41 Wellman St | (978) 458-1865 |
| 9 | Angela Westen Insurance | 543 Rogers St | (978) 735-4094 |
| 10 | I-insurance Group Inc | 799 Gorham St A | (978) 645-6996 |
A-Affordable Insurance Agency, Inc. in Lowell, Massachusetts specializes in boat insurance, offering policies to cover various watercraft. It provides general service work by helping boat owners assess their coverage needs for both liability and physical damage protection. The agency works with clients to understand local waterways and typical risks. As the season transitions to winter, it assists with securing appropriate lay-up coverage to protect vessels during months spent in dry storage or on ice.
Monica Insurance Agency Inc provides boat insurance coverage for customers in and around Lowell, MA. It helps clients protect their watercraft from common risks such as accidents, theft, and liability. Service and maintenance plans are offered to keep policies up-to-date and comply with local boating regulations. The agency assists with coverage for various types of properties, including single-family homes, apartments, retail spaces, and restaurants.
Mill City Insurance Inc serves boat owners throughout the Middlesex County metro area, including Lowell, MA. As a dedicated boat insurance agent, the company helps clients secure coverage for a variety of watercraft. Policies can protect against common risks such as accidental damage, theft, and liability on inland lakes and rivers. The agency also assists local boaters with coverage options for trailer transport and winter lay-up periods.
Paul A. Balakin Insurance Agency in Lowell, MA provides boat insurance options tailored either as a single-term policy for one season or as a continuous annual policy offering ongoing protection. Coverage typically includes liability, physical damage, and uninsured boater provisions for local waters and inland lakes. This agency operates on a scheduled service model, arranging policy reviews and adjustments at predetermined intervals based on client needs.
Homeowners, businesses, and property managers in the Lowell area turn to Francis E. Provencher Insurance for dependable boat insurance agent services. The agency assists clients in securing coverage for a wide range of watercraft, from small fishing boats to larger motor yachts. Policies are tailored to meet common needs like liability protection and physical damage coverage. The company also serves the greater Merrimack Valley region, including communities such as Chelmsford and Tewksbury.
Action Auto Insurance Agency serves Lowell, Massachusetts, and the surrounding Merrimack Valley communities, handling boat insurance policies for local boat owners. The agency addresses coverage needs for various watercraft typically used on area lakes and rivers. For each policy, it evaluates the specific risks associated with the vessel and standard regional weather patterns. It then customizes the liability and physical damage coverage to match the client’s usage, completing the process by comparing options from available carries.
Alpha Insurance in Lowell, Massachusetts provides specialized boat insurance coverage, including protection for liability, physical damage, and theft. The agency also handles general marine policies for various watercraft, from small fishing boats to larger recreational vessels. Its agents assess individual boating needs and local waterways within the Merrimack Valley region. Before the start of each spring launch season, the company helps boaters secure proper coverage against ice damage and early-season weather risks.
This insurance agency represents clients in matters of property and liability coverage. It serves the greater Lowell area with boat insurance policies tailored for personal watercraft and larger vessels. The agent arranges protection for physical damage, medical payments, and liability from on-water operation. Its specialized boat insurance options include agreed value hull policies and coverage for trailers and onboard equipment. Beyond recreational marine risks, this firm can structure commercial coverage for nearby offices, warehouses, and food service operations.
As the boating season approaches in Lowell, waves on the Merrimack River and local lakes bring higher risk. Angela Westen Insurance helps owners protect their vessels with tailored boat insurance coverage. The agency works to match policies to each client’s specific boating habits, such as storage needs during the long New England winters. Using detailed conversations about boat usage, they ensure appropriate liability and physical damage options are considered. The process begins with an inspection of the craft and a review of its current safety equipment.
I-insurance Group Inc provides boat insurance services for residential clients in the Lowell, Massachusetts area. Commercial watercraft coverage is also available to meet specific business needs. The agency serves customers throughout the region, offering guidance on policy selection for various vessel types. Clients can return for policy reviews and adjustments between regular seasonal visits, ensuring their coverage remains appropriate as conditions change.
What Does a a Boat Insurance Agent in Lowell Cost?
Typical boat insurance costs in Massachusetts range from 300 to 800 dollars per year for a standard powerboat. Factors like boat value horsepower and your boating history affect the premium. For a larger yacht or high speed boat costs can exceed 2,000 dollars annually. This is general information and not insurance advice.
About boat insurance agents in Lowell
Boat insurance agents in Lowell Massachusetts help you protect your watercraft from damage theft and liability. Massachusetts law requires all motorized boats to carry liability insurance if they are financed or used on public waterways. Local agents can guide you through coverage options that meet state regulations.
Frequently Asked Questions
What types of boat insurance are available in Lowell?
Agents offer liability coverage for bodily injury and property damage as well as comprehensive and collision coverage for physical damage. They also provide uninsured boater coverage and medical payments coverage.
Is boat insurance required by law in Massachusetts?
Massachusetts does not require boat insurance by state law for all boats. However lenders and marinas often require it and liability coverage is mandatory for boats stored at state facilities or used in certain public areas.
How do I choose a boat insurance agent in Lowell?
Look for an agent who specializes in marine insurance and understands local waterways like the Merrimack River. Ask about their experience with Massachusetts specific regulations and whether they offer policies that cover winter storage and lay up periods.
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