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Find Boat Insurance Agents in Ludlow, MA

Directory of boat insurance agents in Ludlow, Massachusetts. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 boat insurance agents in Ludlow, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223 thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775 reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424 hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901 idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444 dowd.com
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611 dukeinsurancebrokerageinc.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616 cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901 dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192 fieldeddy.com

Ludlow Massachusetts boat owners can work with local insurance agents to secure coverage for their watercraft. Massachusetts law requires all motorized boats to carry liability insurance if financed or if operated on state waters. An agent can help you meet these requirements and protect your investment.

What Does a Boat Insurance Agent in Ludlow Cost?

Typical boat insurance costs in Massachusetts range from 300 to 800 dollars per year for a standard pleasure boat, depending on the value, size, and usage. High-performance boats or those used in saltwater may cost more. Factors like your boating experience and claims history also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Ludlow Massachusetts?
Agents offer liability coverage, physical damage coverage, and uninsured boater protection. Liability covers injury or damage you cause to others. Physical damage covers repair or replacement of your boat.
Is boat insurance required by law in Massachusetts?
Massachusetts does not require liability insurance for all boats, but lenders usually require it for financed vessels. If you operate on public waters, you must carry proof of financial responsibility if involved in an accident.
How do I choose a boat insurance agent in Ludlow?
Look for an agent licensed in Massachusetts who specializes in marine or watercraft policies. Ask about coverage for your specific boat type, such as a fishing boat or personal watercraft, and compare quotes from multiple agents.