ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Boat Insurance Agents Near You in Reading, MA

Browse boat insurance agents serving Reading, Massachusetts. Updated 2026-07-14.

The top-rated boat insurance agent in Reading, Massachusetts is InsurePlus, rated 5.0 stars across 201 reviews. Other highly rated options include Old Heritage Insurance Agency LLC, Davis Clark & Latham Insurance Agency Inc, Gilbert Insurance Agency. This directory lists 10 boat insurance agents serving Reading.

Showing 10 boat insurance agents in Reading, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1InsurePlus505 Main St(781) 896-6096
2Old Heritage Insurance Agency LLC324 Main St(781) 944-9930
3Davis Clark & Latham Insurance Agency IncPleasant St #3(781) 944-6171
4Gilbert Insurance Agency137 Main St(781) 942-2225
5Gallagher Insurance, Risk Management & Consulting55 Walkers Brook Dr Suite 403(877) 977-1898
6LBP Insurance Agency2 Haven St UNIT 208(781) 779-1853
7Strong Insurance Inc88 Haven St(781) 944-3559
8J.J. Ruddy Insurance Agency248 Main St #102(781) 396-4900
9Cole Insurance Agency Inc2 Haven St Suite 302(781) 944-1245
10O'Brien Insurance150 Main St(781) 942-2200
IN
505 Main St
InsurePlus
Boat Insurance Agent · Reading, MA

InsurePlus provides comprehensive boat insurance agent services to clients in the Reading, Massachusetts area. The company works to match boat owners with appropriate coverage policies tailored to their specific watercraft and usage patterns. Maintenance plan discussions include guidance on seasonal protections and navigational limits. As an agent, it handles policy comparisons and claims assistance for its customers. The properties it services include single-family homes, apartments, retail locations, and restaurants that require coverage for associated watercraft.

OH
324 Main St
Old Heritage Insurance Agency LLC
Boat Insurance Agent · Reading, MA

Old Heritage Insurance Agency LLC serves the Reading, Massachusetts, area and Greater Middlesex County. It provides specialized boat insurance policies for a range of personal watercraft. These policies typically cover damages from collisions, theft, and severe weather events. The agency assists local boat owners with finding tailored coverage that meets their specific needs on lakes and coastal waters. Day-use liability protection and towing reimbursement are two specific services it handles in this region.

DC
Pleasant St #3
Davis Clark & Latham Insurance Agency Inc
Boat Insurance Agent · Reading, MA

Davis Clark & Latham Insurance Agency Inc serves boat owners and marine businesses in the Reading area, providing property coverage for watercraft from runabouts to cabin cruisers. The agency helps clients secure liability protection and physical damage policies for vessels used on local lakes and coastal waters. A knowledgeable staff works with insurers to tailor coverage for seasonal boats and year-round yachts. They also serve policyholders living in nearby Wakefield and along the I-93 corridor extending toward the North Shore.

GI
137 Main St
Gilbert Insurance Agency
Boat Insurance Agent · Reading, MA

Gilbert Insurance Agency in Reading, Massachusetts differentiates between single-purchase liability policies for transient boaters and scheduled annual agreements that cover a vessel throughout the season. Each plan generally addresses physical damage, theft, and towing within local waters. A typical policy covers boats, personal watercraft, and small runabouts. The standard liability limits are adjusted to match the specific navigation area on the nearby lakes and coastline. Service for new insurance and policy reviews is available on a scheduled basis for both permanent and transient clients.

GI
55 Walkers Brook Dr Suite 403
Gallagher Insurance, Risk Management & Consulting
Boat Insurance Agent · Reading, MA

Gallagher Insurance, Risk Management & Consulting provides boat insurance policies tailored to local waterways, covering vessels from small runabouts to larger cruisers. The agency assists Reading, Massachusetts boat owners with evaluating coverage for liability, physical damage, and medical payments. They explain how policy exclusions apply during winter layup periods and emphasize the importance of uninsured boater protection on busy lakes. This firm helps navigate coverage needs when a vessel is stored on a trailer versus moored at a seasonal dock.

LI
2 Haven St UNIT 208
LBP Insurance Agency
Boat Insurance Agent · Reading, MA

LBP Insurance Agency serves boat owners in Reading, Massachusetts, and the surrounding communities of Middlesex County. It handles coverage for various watercraft, including personal boats and yachts, protecting against common risks on local lakes and coastal waters. The agency works with clients to review specific vessel usage and storage needs, then matches those requirements with appropriate policy options from its network of carriers. To handle a typical job, it first gathers details on the boat’s value and operating area before comparing coverage solutions.

SI
88 Haven St
Strong Insurance Inc
Boat Insurance Agent · Reading, MA

When securing boat insurance, clients can choose a one-time policy for a single season or a recurring annual plan that renews automatically, ensuring continuous coverage. Coverage typically protects against physical damage, liability, and theft while the vessel is in use or stored. Strong Insurance Inc, located in Reading, MA, assists boat owners with evaluating their needs to select the appropriate policy type and coverage level within this category. Their service for handling these options and adjustments operates on an as-needed basis according to each policyholder request.

JJ
248 Main St #102
J.J. Ruddy Insurance Agency
Boat Insurance Agent · Reading, MA

As boaters in Reading prepare their vessels for the waterways each spring, coverage needs often shift with the season. J.J. Ruddy Insurance Agency offers boat insurance agent services tailored to protect owners from the unique risks of local lakes and coastal waters. Whether an individual owns a small fishing skiff or a larger cruiser, the agency works to match each policy to specific boating habits and storage arrangements. A typical initial-assessment step involves reviewing the vessel's current condition and usage patterns directly with the owner before formalizing any quote or binder.

CI
2 Haven St Suite 302
Cole Insurance Agency Inc
Boat Insurance Agent · Reading, MA

Cole Insurance Agency Inc in Reading, MA offers specialized boat insurance services for owners seeking coverage tailored to their vessels. The agency handles a range of marine protection needs, helping clients navigate policy comparisons and coverage selections. As a local agent, it assists with paperwork and claim support throughout the process. For those in New England, it addresses concerns over winter layup periods and storage protection when boats are out of the water during colder months.

OB
150 Main St
O'Brien Insurance
Boat Insurance Agent · Reading, MA

O'Brien Insurance works as a local boat insurance agent in Reading, MA, helping clients secure general coverage for watercraft. The company can also arrange specialty add-ons to a standard policy, such as protection for accessories, fishing equipment, or towing. These options help meet specific needs for recreational boaters or smaller watercraft operators. In addition to serving individual vessel owners, O'Brien Insurance can provide coverage for commercial sectors, including waterfront offices, marine warehouses, and food service operations tied to the water.

What Does a a Boat Insurance Agent in Reading Cost?

Boat insurance costs in Massachusetts vary widely based on boat value, use, and location. A basic liability policy for a small fishing boat may cost 150 to 300 dollars per year. For a larger powerboat or yacht, premiums often range from 500 to 2,000 dollars annually. This is general information and not insurance advice.

About boat insurance agents in Reading

Boat insurance agents in Reading Massachusetts help you protect your watercraft with policies that meet state and lender requirements. Massachusetts law does not require boat insurance for all vessels, but marinas and lenders often demand proof of coverage. Local agents can guide you through liability limits and physical damage options for lakes and coastal waters.

Frequently Asked Questions

Do I need boat insurance in Massachusetts?

Massachusetts does not mandate boat insurance for most recreational vessels. However, marinas and financing companies usually require liability coverage. An agent can help you understand what is necessary for your situation.

What does boat insurance cover in Reading?

Typical policies cover liability for injury or damage to others, physical damage to your boat, and theft. Many policies also include towing and fuel spill liability, which is important on Massachusetts waterways.

How do I find a boat insurance agent in Reading?

You can search online for independent agents in Reading or ask local marinas for referrals. Agents licensed in Massachusetts can provide quotes from multiple carriers and explain state-specific rules.

Boat Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.