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Find Boat Insurance Agents Near You in Winchester, MA

Browse boat insurance agents serving Winchester, Massachusetts. Updated 2026-07-14.

The top-rated boat insurance agent in Winchester, Massachusetts is Scotti Insurance Agency, rated 4.3 stars across 14 reviews. Other highly rated options include Saltmarsh Insurance Agency, Admiralty Insurance Agency Inc, John A Pierce Insurance Inc. This directory lists 10 boat insurance agents serving Winchester.

Showing 10 boat insurance agents in Winchester, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scotti Insurance Agency19 Mt Vernon St(781) 729-9200
2Saltmarsh Insurance Agency751 Main St(781) 729-4615
3Admiralty Insurance Agency Inc2 Central St(781) 721-5500
4John A Pierce Insurance Inc934 Main St(781) 729-8770
5W Allan Wilde & Son Insurance Agency, Inc.887 Main St #1911(781) 729-1400
6Horace Mann Insurance Co895 Main St(781) 368-9029
7New England Marine Documentation Inc576 Main St STE 1(781) 721-4500
8Barry & McHugh Insurance Inc10 Skillings Rd(781) 729-6600
9Jay M Finn Insurance10 Skillings Rd(781) 729-5724
10Ducey Insurance Agency10 Skillings Rd(781) 235-6795
SI
19 Mt Vernon St
Scotti Insurance Agency
Boat Insurance Agent · Winchester, MA

Scotti Insurance Agency serves boat owners in the Winchester, Massachusetts area as a dedicated boat insurance agent. The agency works with local clients to secure coverage for a variety of watercraft used on nearby inland lakes and coastal waters. Policies typically protect against risks such as collision, theft, weather damage, and liability arising from on-water accidents. The agency handles comprehensive hull coverage and personal property protection for stored gear and equipment.

SI
751 Main St
Saltmarsh Insurance Agency
Boat Insurance Agent · Winchester, MA

Saltmarsh Insurance Agency provides boat insurance policies for clients across the Winchester, MA area, covering everything from small vessels to larger watercraft. Its service options include tailored liability protection and coverage for physical damage, with maintenance plans designed to help boat owners address routine risks and seasonal storage needs. The agency assists in navigating regional maritime regulations and specific policy endorsements for local waterways. Its clientele primarily includes owners of single-family homes, apartments, retail properties, and restaurants in the surrounding communities.

AI
2 Central St
Admiralty Insurance Agency Inc
Boat Insurance Agent · Winchester, MA

Serving Winchester and the surrounding communities of Middlesex County, Admiralty Insurance Agency Inc handles boat insurance needs for local watercraft owners. It addresses coverage for vessels such as powerboats, sailboats, and personal watercraft, protecting against common risks on area lakes and coastal waters. The agency works through a standard process, reviewing each client's boat usage and storage details to offer appropriate liability and physical damage options.

JP
934 Main St
John A Pierce Insurance Inc
Boat Insurance Agent · Winchester, MA

Homeowners in Winchester who own boats, along with local marinas and waterfront property managers, rely on John A Pierce Insurance Inc for boat insurance agent services. The agency helps clients assess coverage needs for various watercraft used on inland waters and coastal areas. Policies typically address liability, physical damage, and towing protection for recreational vessels. This boat insurance agent also provides guidance on seasonal storage coverage and navigational limits. The agency further serves boat owners in neighboring Medford.

WA
887 Main St #1911
W Allan Wilde & Son Insurance Agency, Inc.
Boat Insurance Agent · Winchester, MA

Winchester area boat owners choose between a one-time policy for a single season or a recurring annual plan that provides continuous protection. Coverage typically extends to hull damage, liability, and personal property on board, with options for agreed value or actual cash value settlements. This agency guides clients in selecting the appropriate structure for their vessel and cruising patterns. Policy service occurs on a one-time, scheduled, or as-needed basis depending on the client’s renewal cycle and any mid-term adjustments required.

HM
895 Main St
Horace Mann Insurance Co
Boat Insurance Agent · Winchester, MA

Horace Mann Insurance Co in Winchester, MA offers specialized boat insurance agent services tailored to marine policies. It works with clients to secure coverage for various watercraft, addressing liability and physical damage risks common to New England waters. The agency assists with policy selection, ensuring alignment with individual boating habits and storage needs. As winter approaches, it helps boat owners adjust their insurance to reflect seasonal layup requirements and reduced navigational exposure.

NE
576 Main St STE 1
New England Marine Documentation Inc
Boat Insurance Agent · Winchester, MA

As New England winter storms test moorings and hulls each season, boat owners in the Winchester area rely on New England Marine Documentation Inc for proper insurance coverage. The agency operates as a dedicated boat insurance agent, helping clients secure policies that address local coastal risks, from Nor’easter damage to navigation hazards on inland waters. They guide each customer through coverage options tailored to regional boating patterns and documentation requirements. A typical engagement begins with a thorough review of the vessel’s current condition and an inspection of its safety equipment.

BM
10 Skillings Rd
Barry & McHugh Insurance Inc
Boat Insurance Agent · Winchester, MA

Barry & McHugh Insurance Inc assists clients in securing boat insurance coverage for recreational and personal watercraft. The agency specializes in adding tailored protections such as liability coverage, physical damage coverage, and options for trailers or on-water towing. They understand the specific risks of coastal and inland boating in the Winchester, MA area. The company can also address commercial needs for related businesses, including seasonal marina offices, equipment storage warehouses, and dockside food service operations.

JM
10 Skillings Rd
Jay M Finn Insurance
Boat Insurance Agent · Winchester, MA

Residents of Winchester, Massachusetts, turn to Jay M Finn Insurance for personal boat insurance needs. The agency also extends its coverage to commercial marine clients throughout the surrounding area. Policies are tailored to protect various watercraft against common regional risks on local lakes and coastal waters. The office serves as a practical resource for both initial policy setup and ongoing coverage adjustments. Clients frequently return for annual policy reviews and to update their coverage between regular seasonal vessel inspections.

DI
10 Skillings Rd
Ducey Insurance Agency
Boat Insurance Agent · Winchester, MA

Ducey Insurance Agency in Winchester, MA is known for providing boat insurance coverage tailored to local waterway needs. It works with recreational vessel owners throughout the area, offering policies that protect against common risks. A standard policy includes liability coverage, physical damage protection, and medical payments for water sports-related incidents. The agency can add on coverage for trailers or uninsured boater protection, ensuring comprehensive care for all boating activities.

What Does a a Boat Insurance Agent in Winchester Cost?

Typical boat insurance costs in Massachusetts range from 300 to 800 dollars per year for a standard runabout, with higher premiums for larger vessels or high-performance boats. Factors like boat value, usage, and your boating experience affect the price. This is general information, not insurance advice.

About boat insurance agents in Winchester

Boat insurance agents in Winchester, Massachusetts help protect your watercraft with policies tailored to local needs. Massachusetts requires all motorized boats to carry liability insurance, and agents can guide you through state-specific requirements like the 30-day notice for policy cancellation. Working with a local agent ensures you understand coverage options for the Mystic River and nearby coastal waters.

Frequently Asked Questions

What types of boats need insurance in Massachusetts?

Massachusetts law requires liability insurance for all motorized boats, including personal watercraft like jet skis. Non-motorized boats such as kayaks and canoes do not require insurance, but agents often recommend coverage for theft or damage.

How does Massachusetts boat insurance handle liability limits?

Massachusetts mandates minimum liability limits of 20,000 dollars for bodily injury per person, 40,000 dollars per accident, and 5,000 dollars for property damage. Your agent can help you choose higher limits for better protection.

Are there specific time limits for filing a boat insurance claim in Massachusetts?

Massachusetts insurance policies typically require you to report a claim within 30 days of the incident. Check your policy for exact deadlines, as late reporting can affect coverage.

Boat Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.