The top-rated boat insurance agent in Columbia, Missouri is Stephanie Wilmsmeyer - State Farm Insurance Agent, rated 4.9 stars across 232 reviews. Other highly rated options include Insurance Plus, Shelter Insurance - Mitch Theede, Acrisure Columbia, MO (Vogel Stuart Insurance Group). This directory lists 20 boat insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Wilmsmeyer - State Farm Insurance Agent | 2609 E Broadway Ste 214 | (573) 445-5774 |
| 2 | Insurance Plus | 1604 Business Loop 70 W | (573) 615-0291 |
| 3 | Shelter Insurance - Mitch Theede | 3201 S Providence Rd Ste 203 | (573) 443-6080 |
| 4 | Acrisure Columbia, MO (Vogel Stuart Insurance Group) | 29 N 10th St | (573) 449-5395 |
| 5 | Shelter Insurance - Jeremy Hughes | 1715 W Worley St Ste A1 | (573) 445-8627 |
| 6 | Will Garrett - Missouri Farm Bureau Insurance | 2415 Carter Ln #2 | (573) 514-8000 |
| 7 | Goosehead Insurance - Jeremy Kiesewetter | 124 E Nifong Blvd Suite C-1 | (573) 818-2988 |
| 8 | DJ Hinds - State Farm Insurance Agent | 3512 Interstate 70 Dr SE Suite A | (573) 449-4117 |
| 9 | Kasmann Insurance Agency | 116 N Garth Ave | (573) 442-1105 |
| 10 | Goosehead Insurance - Zachary Canote | 501 Fay St Suite 112 | (573) 615-4115 |
Stephanie Wilmsmeyer - State Farm Insurance Agent serves the Columbia, MO area and surrounding communities, specializing in boat insurance policies designed to protect watercraft owners. The agency works with clients to secure coverage for various types of vessels commonly used on area lakes and rivers. Their boat insurance services often include protection against physical damage, liability for on-water accidents, and coverage for attached equipment like motors and trailers. They also assist customers in finding suitable policies for personal watercraft such as jet skis.
Insurance Plus serves homeowners and individual boat owners in the Columbia, MO area, offering agency services for watercraft insurance policies. The company assists clients in securing coverage that protects their vessels against common regional risks on nearby lakes and rivers. With a focus on matching policy options to local boating needs, the agent works to provide liability and physical damage protection. Insurance Plus also extends its boat insurance services to clients in the neighboring community of Jefferson City.
Shelter Insurance - Mitch Theede serves Columbia, Missouri, and its surrounding communities. It handles policies for a variety of boats, ensuring they are properly covered against common risks on local lakes and rivers. For a typical client, the agent first discusses the specific watercraft and its intended use. Coverage is then assembled to meet both legal requirements and the owner's peace-of-mind needs. Finally, the agent reviews the policy details carefully and explains how claims would be filed if an accident ever occurs on the water.
Acrisure Columbia, MO (Vogel Stuart Insurance Group) provides boat insurance policies that cover physical damage, liability, and towing services, along with maintenance advice for routine repairs and winterization. The agency helps local boat owners protect watercraft used on area lakes and rivers. It also offers tailored risk management options to ensure proper coverage for single-family homes, apartments, retail, and restaurants.
Shelter Insurance - Jeremy Hughes in Columbia, Missouri specializes in boat insurance policies tailored to cover watercraft from small fishing boats to larger cabin cruisers. The agency provides general insurance services, offering guidance on liability protection and physical damage coverage for vessels used on local lakes and rivers. As the spring boating season approaches, it helps boat owners address risks related to sudden storms or collisions with submerged debris common on area waterways.
For boat owners, a one-time policy provides specific coverage for a single season or voyage, while scheduled options offer continuous protection through auto-renewal. Will Garrett - Missouri Farm Bureau Insurance works with clients in Columbia, MO, to determine which approach best suits their waterfront needs. Coverage typically applies to damage from collision, theft, or weather-related events common in this area. Available boat insurance services run on a scheduled, as-needed, or one-time basis depending on individual requirements.
Offering comprehensive coverage for watercraft of various sizes, Goosehead Insurance - Jeremy Kiesewetter in Columbia, MO provides essential protection for boat owners in the region. Their work includes liability policies and specialized add-ons for physical damage, towing, and equipment loss. They assist clients with policies to safeguard recreational vessels such as sailboats and powerboats. The agency can serve commercial sectors including marinas, storage facilities, and waterfront equipment repair offices needing tailored insurance for their operations.
As summer boating season approaches on nearby lakes and rivers, securing proper coverage becomes essential for local vessel owners. DJ Hinds - State Farm Insurance Agent in Columbia, MO, assists clients with comprehensive boat insurance policies tailored to individual watercraft needs. The agency addresses common regional concerns such as liability protection and coverage for towing or repairs after unexpected damage. A thorough initial consultation is scheduled to assess the boat’s value and intended use before any policy details are finalized.
Kasmann Insurance Agency serves Columbia, Missouri residents seeking boat insurance for personal watercraft. The agency also offers commercial coverage for businesses operating water vessels in the local area. Their services extend throughout Boone County and surrounding regions. Clients can expect clear explanations of policy options and tailored protection for their specific boating needs. The agency assists with claims guidance and coverage adjustments as circumstances change. Between regular visits, policyholders can contact the office for follow-up questions or to update their policy details.
Goosehead Insurance - Zachary Canote in Columbia, Missouri, serves boat owners with policies tailored to local waterways and seasonal coverage needs. The agency focuses on protecting recreational vessels against common risks on Midwest lakes and rivers. Clients can receive guidance on liability limits and hull damage protection to match their boating use. A specialty service the agency can add on is trailer insurance for transport between storage and launch sites.
What Does a a Boat Insurance Agent in Columbia Cost?
Typical boat insurance costs in Missouri range from 200 to 600 dollars per year for a standard runabout. Larger boats or high performance models can cost 800 to 1500 dollars annually. Premiums depend on boat value horsepower and your claims history. This is general information not insurance advice.
About boat insurance agents in Columbia
Boat insurance agents in Columbia Missouri help protect your watercraft from damage theft and liability. Missouri law requires liability coverage for boats with motors over 25 horsepower. Local agents can tailor a policy to cover your boat trailer and personal property while on the water.
Frequently Asked Questions
What does boat insurance cover in Missouri?
Boat insurance in Missouri typically covers physical damage to your boat liability for injuries or damage you cause and medical payments for passengers. Many policies also include coverage for theft and vandalism.
Is boat insurance required by law in Missouri?
Missouri law requires liability insurance for boats with motors over 25 horsepower. This covers bodily injury and property damage you cause to others. Even if not required a policy protects your investment.
How do I choose a boat insurance agent in Columbia?
Look for an agent who specializes in watercraft policies and understands local waterways like the Missouri River and Lake of the Ozarks. Ask about discounts for safety courses and multi-policy bundling.
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