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HomeBoat Insurance AgentsMissouri › Lake St Louis

Find Boat Insurance Agents Near You in Lake St Louis, MO

Browse boat insurance agents serving Lake St Louis, Missouri. Updated 2026-07-14.

The top-rated boat insurance agent in Lake St Louis, Missouri is Farmers Insurance - Amy Edmonds, rated 5.0 stars across 128 reviews. Other highly rated options include Spectrum Insurance Solutions, Lee Lester - State Farm Insurance Agent, Mike McMullen - COUNTRY Financial Agent. This directory lists 14 boat insurance agents serving Lake St Louis.

Showing 14 boat insurance agents in Lake St Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Amy Edmonds1311 Hrc Plaza Dr(314) 327-6377
2Spectrum Insurance Solutions1194 Lake St Louis Blvd Suite 211(855) 747-2013
3Lee Lester - State Farm Insurance Agent8641 State Rte N(636) 561-4699
4Mike McMullen - COUNTRY Financial Agent206 Centre On The Lk(636) 922-7789
5Andrew Hill's Insurance Services128 Sunglow Dr(314) 518-7471
6Shelter Insurance - John Dickey, Lutcf3401 Technology Dr Ste 214(636) 755-5390
7Oscar Marroquin: Allstate Insurance181 Civic Center Dr(636) 625-3039
8Robin Ruhmann - COUNTRY Financial Agent1000 Edgewater Point Ste 105(636) 379-6530
9Dan Day - State Farm Insurance Agent740 Lakeside Plaza(636) 978-8858
10Farmers Insurance - Jeremiah Essmyer950 Bent Oak Ct(636) 283-2072
FI
1311 Hrc Plaza Dr
Farmers Insurance - Amy Edmonds
Boat Insurance Agent · Lake St Louis, MO

Farmers Insurance - Amy Edmonds serves Lake St Louis and the surrounding St Charles County area. This agency provides boat insurance policies tailored to local waterways and storage needs. Coverage options assist in protecting vessels from common regional risks. Clients can discuss policies for fishing boats, pontoons, and personal watercraft. The agency handles specific insurance solutions for both recreational and high-performance watercraft in this area.

SI
1194 Lake St Louis Blvd Suite 211
Spectrum Insurance Solutions
Boat Insurance Agent · Lake St Louis, MO

Spectrum Insurance Solutions offers boat insurance for a variety of watercraft, covering risks from collision to liability on Lake St Louis waterways. Its service approach includes assisting clients with policy reviews to ensure adequate coverage for changing boat values and seasonal usage. Maintenance plans focus on helping policyholders understand how to protect their vessels during storage and active boating periods. The company services individual boat owners, small marinas, and commercial entities operating on area lakes and rivers.

LL
8641 State Rte N
Lee Lester - State Farm Insurance Agent
Boat Insurance Agent · Lake St Louis, MO

Homeowners and boat owners in Lake St Louis, MO turn to Lee Lester - State Farm Insurance Agent for boat insurance coverage tailored to their needs. This agency helps local customers protect their watercraft, whether pontoons, bass boats, or personal watercraft, and provides guidance on liability and property damage options that align with their time spent on the area’s lakes. Services extend easily to nearby O’Fallon and the broader St Charles County metro for convenient local support.

MM
206 Centre On The Lk
Mike McMullen - COUNTRY Financial Agent
Boat Insurance Agent · Lake St Louis, MO

Mike McMullen - COUNTRY Financial Agent, based in Lake St Louis, Missouri, is known for providing boat insurance coverage to local boat owners. The agency serves clients with policies that protect watercraft against common risks on area lakes and rivers. Typical offerings include liability coverage and physical damage protection for boats and personal watercraft. This Boat Insurance Agent can add on towing and roadside assistance for your vessel to ensure help is available while out on the water.

AH
128 Sunglow Dr
Andrew Hill's Insurance Services
Boat Insurance Agent · Lake St Louis, MO

Andrew Hill's Insurance Services in Lake St Louis, MO helps boat owners distinguish between one-time event policies, such as for a single voyage or seasonal transit, and ongoing coverage that protects a vessel throughout the year. Their typical boat insurance considerations include liability protection for on-water operation, physical damage coverage for the hull and equipment, and options for uninsured boater protection. The agency offers this guidance and policy service on both a one-time and as-needed basis, depending on the specific risk and boating activity involved.

SI
3401 Technology Dr Ste 214
Shelter Insurance - John Dickey, Lutcf
Boat Insurance Agent · Lake St Louis, MO

Shelter Insurance - John Dickey, Lutcf offers boat insurance policies tailored to protect watercraft from common risks on area lakes and rivers. It guides clients through coverage options appropriate for different boat types and usage levels. The agency regularly reviews policies to account for changes in a vessel's value or storage location. This local agent helps residents address specific challenges such as securing adequate liability coverage during peak summer boating months or ensuring proper protection for equipment stored through the cold Midwestern winter.

OM
181 Civic Center Dr
Oscar Marroquin: Allstate Insurance
Boat Insurance Agent · Lake St Louis, MO

As the summer boating season peaks on area lakes, Oscar Marroquin: Allstate Insurance in Lake St Louis, MO serves boat owners seeking coverage for their vessels. A dependable boat insurance policy can help protect against damage from storms, collisions, or theft while the craft is moored or in transit. This agency works with clients to review hull value, liability limits, and navigational territory. To begin a new policy, an agent will typically inspect the boat’s condition and equipment before finalizing the quote.

RR
1000 Edgewater Point Ste 105
Robin Ruhmann - COUNTRY Financial Agent
Boat Insurance Agent · Lake St Louis, MO

Robin Ruhmann - COUNTRY Financial Agent assists customers with boat insurance coverage for personal watercraft and similar vessels in the Lake St Louis, Missouri area. Their work includes policies tailored for standard recreational boats, and they can often arrange specialized add-ons like liability protection and physical damage coverage for weather-related or collision incidents. Their services can also help support commercial sectors operating in this region, including offices, warehouses, and food service businesses requiring boat-specific risk management for their operational needs.

DD
740 Lakeside Plaza
Dan Day - State Farm Insurance Agent
Boat Insurance Agent · Lake St Louis, MO

Dan Day, a State Farm Insurance Agent serving Lake St Louis, Missouri, assists residential boat owners with their personal watercraft coverage needs. Commercial boat insurance for lake-use businesses is also offered throughout the broader Lake St Louis area. Clients receive detailed policy explanations and claims support tailored to local waterway conditions. The agency maintains clear records to facilitate prompt follow-up or repeat service adjustments between regular policy review visits.

FI
950 Bent Oak Ct
Farmers Insurance - Jeremiah Essmyer
Boat Insurance Agent · Lake St Louis, MO

Farmers Insurance - Jeremiah Essmyer is known in Lake St Louis, MO for providing boat insurance coverage tailored to the needs of local lake and river boaters. The agency serves policyholders across the greater St Charles County area, helping them find protection for a wide range of watercraft from fishing boats to cabin cruisers. Its service includes evaluating hull value, liability exposures, and trailer coverage. For additional security, the agency can offer specialized policies for personal watercraft such as jet skis.

SC
3401 Technology Dr suite 180
Stuckey & Company
Boat Insurance Agent · Lake St Louis, MO
(800) 828-3452
stuckey.com
FI
1000 Lake St Louis Blvd #22
Farmers Insurance - Rick Smith
Boat Insurance Agent · Lake St Louis, MO
(636) 561-4577
agents.farmers.com/mo/lake-saint-louis/rick-smith
BC
1000 Lake St Louis Blvd Ste. 206
Bill Crets Insurance Agency
Boat Insurance Agent · Lake St Louis, MO
(636) 561-3700
stlouischurchinsurance.com
IA
1000 Lake St Louis Blvd
The Insurance Angels
Boat Insurance Agent · Lake St Louis, MO
(636) 243-1200

What Does a a Boat Insurance Agent in Lake St Louis Cost?

The cost of boat insurance in Missouri typically ranges from 200 to 800 dollars per year for a standard policy. Factors that affect price include boat value, horsepower, usage, and your claims history. A Lake St Louis agent can provide a personalized quote. This is general information and not insurance advice.

About boat insurance agents in Lake St Louis

A boat insurance agent in Lake St Louis Missouri can help you protect your watercraft on the Missouri River and local lakes. Missouri law requires liability insurance for boats with more than 50 horsepower. Agents in this area can guide you through state requirements and find a policy that fits your needs.

Frequently Asked Questions

What does a boat insurance agent in Lake St Louis do?

A boat insurance agent helps you find and purchase a policy that covers your boat against damage, theft, and liability. They explain Missouri boating laws and ensure you meet the states minimum insurance requirements.

Is boat insurance required in Missouri?

Missouri requires liability insurance for boats with over 50 horsepower. The minimum liability limits are 25,000 dollars for bodily injury per person and 50,000 dollars per accident. An agent can help you meet these legal requirements.

How do I choose a boat insurance agent in Lake St Louis?

Look for an agent who specializes in watercraft insurance and knows local conditions on Lake St Louis and the Missouri River. Ask about their experience with different boat types and their knowledge of Missouri specific coverage options.

Boat Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.