The top-rated boat insurance agent in Bozeman, Montana is Proper Insurance Services, rated 5.0 stars across 792 reviews. Other highly rated options include Bethany Lentz - State Farm Insurance Agent, Brad Daws - State Farm Insurance Agent, Dusty Daws - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Bozeman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Proper Insurance Services | 40 Enterprise Blvd Suite 201 | (888) 631-6680 |
| 2 | Bethany Lentz - State Farm Insurance Agent | 3960 Valley Commons Dr Unit 2 | (406) 624-6767 |
| 3 | Brad Daws - State Farm Insurance Agent | 1716 W Main St STE 2 | (406) 587-4010 |
| 4 | Dusty Daws - State Farm Insurance Agent | 1716 W Main St STE 1 | (406) 586-0084 |
| 5 | Jeff Weedin - State Farm Insurance Agent | 1351 Stoneridge Dr #A | (406) 586-4900 |
| 6 | Trade Risk Guaranty | 3701 Trakker Trail Suite 1B, #341 | (406) 922-6500 |
| 7 | Daniel Corbin - State Farm Insurance Agent | 135 Mill Town Lp Unit A | (406) 624-0099 |
| 8 | Insurance Unlimited of Bozeman | 1425 W Main St STE. D | (406) 586-1818 |
| 9 | Big Sky Insurance Lanphear Agency | 301 Edelweiss Dr # 5 | (406) 586-5449 |
| 10 | Bridger Insurance Agency | 389 S Ferguson Ave | (406) 922-5110 |
Proper Insurance Services of Bozeman, Montana, offers boat insurance agency services to local and regional watercraft owners. The agency assists clients in securing coverage that protects against common risks on area lakes and rivers. Policies typically address physical damage, liability for accidents, and theft of vessels and equipment. Boaters navigating the Gallatin River or larger reservoirs can depend on Proper Insurance Services for tailored insurance solutions, including coverage for bass boats and pontoon craft.
Bethany Lentz - State Farm Insurance Agent in Bozeman, MT, provides a full range of boat insurance services, including coverage for liability, physical damage, and theft. The agency also offers comprehensive policy review and adjustment services to help clients maintain appropriate levels of protection as their boating needs change. Serving the Bozeman area, it works with owners of various watercraft properties, from single-family homes with personal boats to recreational vessels used at local marinas.
Homeowners, boat owners, and local businesses in Bozeman, MT rely on Brad Daws - State Farm Insurance Agent for boat insurance coverage. The agency provides liability protection and comprehensive policies to safeguard watercraft against damage, theft, and weather-related risks common to the region. Boating enthusiasts appreciate tailored coverage for fishing boats, pontoons, and personal watercraft used on nearby lakes. The office also serves the surrounding Gallatin Valley and Manhattan communities with the same dedicated services.
Serving Bozeman, Montana, and the surrounding Gallatin Valley and Big Sky communities, Dusty Daws - State Farm Insurance Agent handles boat insurance for personal watercraft and larger vessels. Flooding on the Gallatin River and collisions at local marinas present unique risks in this region. The agency structures each policy by first assessing the specific length and horsepower of the boat, then pairing coverage options like liability and physical damage to match the owner's typical usage. Every policy is built around identifying the primary hazards for that specific waterway.
For clients insuring a boat, the distinction lies between one-time policies for short-term use and recurring annual agreements for ongoing coverage. Jeff Weedin, a boat insurance agent in Bozeman, MT, assists local boat owners in understanding this choice. Coverage can protect against physical damage, liability for accidents, and theft, tailored to the vessel’s value and usage. Services are available on an as-needed basis, whether for a single trip or long-term protection.
Trade Risk Guaranty specializes in insuring a variety of watercraft, offering tailored policies for fishing boats, sailboats, and personal watercraft. Based in Bozeman, this agency provides coverage solutions for recreational and commercial boating needs across Montana. It assists clients with essential protections, including liability, physical damage, and salvage coverage. When the spring thaw floods local rivers and reservoirs, the agency helps boat owners address sudden water-level risks to their stored vessels.
As summer boating season approaches on the rivers and lakes near Bozeman, boat owners begin considering their liability and physical damage coverage for the year. Daniel Corbin, as a local State Farm Insurance Agent, focuses on providing boat insurance policies that address risks unique to Montana waterways. This includes protection against accidents, theft, and weather-related damage common during the short but busy season. A new client typically begins by scheduling a consultation where the agent reviews the vessel's details, usage patterns, and desired limits to recommend a tailored policy.
Insurance Unlimited of Bozeman works with clients to provide tailored coverage for their watercraft and related marine assets. The agency can include specialized add-ons such as protection for fishing equipment, navigational gear, and towing assistance. Located in Bozeman, MT, the firm understands the regional risks posed by mountain lakes and changing weather patterns. Beyond boat insurance, the agency can also address coverage needs for commercial operations, including offices, warehouses, and food service establishments.
Big Sky Insurance Lanphear Agency in Bozeman, MT, provides boat insurance for residential clients across the local area, including coverage for the surrounding lakes and rivers. Commercial boat policies are also available for businesses operating watercraft in the region. The agency’s service area covers all of southwest Montana. After initial policies are arranged, the agent follows up regularly with clients to review coverage and adjust as needed between their seasonal boat usage visits.
What Does a a Boat Insurance Agent in Bozeman Cost?
Typical boat insurance costs in Montana range from 200 to 600 dollars per year for a basic policy on a small fishing boat. For larger vessels or yachts annual premiums can be 800 to 2,500 dollars or more. Factors affecting cost include boat value horsepower age and your boating history. This is general information not insurance advice.
About boat insurance agents in Bozeman
Boat insurance agents in Bozeman Montana help owners of fishing boats pontoons and yachts find coverage for the states many lakes and rivers. Montana law does not require boat insurance but lenders and marinas often do. Agents can explain how state regulations on watercraft registration and liability apply to your policy.
Frequently Asked Questions
What does a boat insurance agent in Bozeman do?
A boat insurance agent helps you compare policies from different insurers. They explain coverage options like liability physical damage and uninsured boater protection. They also advise on how Montana laws affect your policy.
Is boat insurance required in Montana?
Montana does not require boat insurance by law. However lenders financing a boat usually require comprehensive and collision coverage. Marinas and storage facilities may also require proof of insurance.
What types of boats do agents in Bozeman cover?
Agents in Bozeman cover many watercraft including fishing boats speedboats sailboats and personal watercraft. They also insure houseboats and yachts used on large reservoirs like Fort Peck Lake.
Boat Insurance Agents in Other Montana Cities
Billings · Great Falls · Helena · Kalispell · Missoula