The top-rated boat insurance agent in Great Falls, Montana is Todd Neighbor at Comparion Insurance Agency, rated 5.0 stars across 69 reviews. Other highly rated options include Balthazar Insurance Agency, Tammy J Quintrell-Stubbs: Allstate Insurance, Mike Smith - Representing Smith Family Insurance Agency. This directory lists 20 boat insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Todd Neighbor at Comparion Insurance Agency | 1703 2nd Ave N | (406) 217-1442 |
| 2 | Balthazar Insurance Agency | 908 6th St S | (406) 452-0422 |
| 3 | Tammy J Quintrell-Stubbs: Allstate Insurance | 518 9th St S | (406) 453-9460 |
| 4 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 5 | Cogswell Insurance Agency | 800 9th St S | (406) 761-5000 |
| 6 | Gary Fosse - State Farm Insurance Agent | 222 15th St S ste a | (406) 268-8888 |
| 7 | Reilly Insurance Agency FARMERS UNION INSURANCE | 314 Central Ave | (406) 952-4343 |
| 8 | Tschetter Agency- Farmers Union | 325 Smelter Ave NE | (406) 836-9320 |
| 9 | Farmers Union Insurance | 300 River Dr | (406) 761-0242 |
| 10 | Goosehead Insurance - Craig Houston | 2022 Central Ave Suite 16 | (406) 414-9752 |
Todd Neighbor at Comparion Insurance Agency serves the Great Falls, Montana area, providing boat insurance agent services to local watercraft owners. The agency helps clients secure coverage tailored to their specific boating needs, ensuring protection on area rivers and reservoirs. With a focus on finding suitable policies, Todd Neighbor offers guidance on liability protection and physical damage coverage for various types of boats.
Serving Great Falls and the surrounding communities along the Missouri River, Balthazar Insurance Agency handles boat insurance for a range of vessels. The agency focuses on covering local watercraft, addressing common regional needs such as liability protection for summer recreation. For a typical job, it reviews the vessel’s type and usage, then matches coverage options to the boater’s specific activities on area waterways.
Tammy J Quintrell-Stubbs: Allstate Insurance in Great Falls, MT, provides boat insurance agent services, including coverage for watercraft liability, physical damage, and personal property. Maintenance plans are available to help policyholders manage routine repairs and seasonal storage requirements. The agency serves single-family homes with boat storage, apartment complexes with marina access, and retail establishments that sell or service boats. It also insures restaurants that operate waterfront dining or own courtesy vessels for patrons.
For boat owners, the difference between one-time trip insurance and a recurring annual policy determines how seasonally or continuously your vessel is safeguarded. Coverage offered by Mike Smith, representing Smith Family Insurance Agency in Great Falls, MT, typically addresses liability, physical hull damage, and theft for various watercraft on area lakes and rivers. This local provider structures its marina and freshwater service appointments strictly on a scheduled basis to accommodate peak boating months.
Homeowners and boat owners in the Great Falls, MT area turn to Cogswell Insurance Agency for specialized boat insurance agent services. The company helps clients secure coverage tailored to watercraft, protecting against risks such as damage, theft, and liability on local lakes and rivers. Policies are designed to meet the needs of both powerboat and sailboat operators navigating Montana’s waterways. The agency also extends its service to neighboring communities in the Great Falls metro area, including the surrounding Cascade County region.
As a local boat insurance agent, Gary Fosse with State Farm in Great Falls, MT, obtains specialized coverage for fishing vessels, personal watercraft, and cabin cruisers on area rivers and reservoirs. It also provides general auto, home, and life insurance policies through the same agency. For boaters navigating the Missouri River near Great Falls during the spring thaw, this agency helps secure policies that address rising water levels and debris hazards common to the season.
As the boating season approaches on the Missouri River near Great Falls, securing proper coverage becomes essential for local vessel owners. Reilly Insurance Agency FARMERS UNION INSURANCE provides boat insurance agents who help navigators protect their watercraft from common regional risks. They assess each client’s specific needs, covering liabilities and potential damage from weather or collisions. A policy is tailored to the boat’s value and typical usage. To begin, an agent schedules a thorough inspection of the vessel at its storage location.
Tschetter Agency- Farmers Union assists individuals in Great Falls, MT with marine insurance policies that protect boats and watercraft. The agency specializes in adding coverage for equipment, liability, and trailering needs. Their boat insurance services typically address damage, theft, and weather-related risks on local rivers and lakes. Policyholders can expect protection for recreational fishing boats, speedboats, and personal watercraft. The company also serves commercial operations requiring coverage for marine equipment, including dock offices, repair warehouses, and waterfront food service businesses.
Farmers Union Insurance offers residential boat insurance for owners in Great Falls, Montana, while also providing commercial coverage for local marine businesses operating on the Missouri River and nearby reservoirs. The agency serves clients throughout Cascade County and central Montana. Policyholders typically contact the office each season to adjust their coverage, with many returning for follow‑up work after a claim or a change in their vessel’s value between regular policy reviews.
Goosehead Insurance - Craig Houston is known for providing boat insurance coverage tailored to recreational watercraft owners in Great Falls, MT. The agency helps clients protect their boats, from fishing vessels to personal watercraft, against common risks on nearby rivers and lakes. These insurance services generally include liability protection, physical damage coverage, and options for towing and mechanical breakdown. A specialty service the agency can add on is coverage for on-water debris removal, aiding in recovery after collisions or storms.
What Does a a Boat Insurance Agent in Great Falls Cost?
Boat insurance costs in Montana vary widely based on boat value, size, and usage. For a typical 18-foot fishing boat, expect annual premiums between $200 and $500. A larger cruiser or yacht can cost $800 to $2,000 or more per year. Factors like your claims history, the boat's horsepower, and where you store it also affect the price. This is general information, not insurance advice.
About boat insurance agents in Great Falls
Boat insurance agents in Great Falls, Montana help protect your watercraft on the Missouri River and nearby lakes. Montana law does not require boat insurance, but lenders and marinas often do. Local agents can tailor policies to cover liability, physical damage, and towing on Montana waters.
Frequently Asked Questions
Is boat insurance required by law in Montana?
Montana does not require boat insurance by state law. However, if you have a loan on your boat, your lender will likely require comprehensive coverage. Many marinas in Great Falls also require proof of liability insurance before you can dock.
What does a boat insurance policy in Montana typically cover?
A standard policy covers liability for injury or damage to others, physical damage to your boat from accidents or storms, and theft. It can also include coverage for personal property on board and towing assistance on the Missouri River.
How do I choose a boat insurance agent in Great Falls?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with Montana waterways and whether they offer policies that meet marina requirements. Compare quotes from multiple agents to find suitable coverage.