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Find Boat Insurance Agents in Toms River, NJ

Browse boat insurance agents serving Toms River, New Jersey. Contact information and addresses listed below.

15 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 15 boat insurance agents in Toms River, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NJ Life and Health Insurance Group, LLC
10 Allen St STE 4A, Toms River, NJ 08753
(848) 226-6897 njlifeandhealth.com
Steve Meehan - State Farm Insurance Agent
617 NJ-37, Toms River, NJ 08755
(732) 473-0100 stevemeehan.com
Kevin Carroll - State Farm Insurance Agent
1410 Hooper Ave, Toms River, NJ 08753
(732) 505-8525 tomsriverinsure.com
Dolly Wasielewski: Allstate Insurance
229 Washington St, Toms River, NJ 08753
(732) 557-6200 agents.allstate.com
Aaron Friedman: Allstate Insurance
147 NJ-70 Ste 4, Toms River, NJ 08755
(732) 901-7719 agents.allstate.com
Frank Valente: Allstate Insurance
1841 Hooper Ave Ste B, Toms River, NJ 08753
(732) 240-5050 agents.allstate.com
Arctic Risk Specialists Inc.
1415 Hooper Ave #203, Toms River, NJ 08753
(732) 372-4348 arsne.us
Tom Miller - State Farm Insurance Agent
3005 NJ-37 E, Toms River, NJ 08753
(732) 573-1681 tommillerinsurance.net
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300 bhi-insurance.net
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
Bankers Life
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430 branches.bankerslife.com
Vic Hatami Insurance Agency
1520 NJ-37, Toms River, NJ 08753
(732) 506-9800 hatamiagency.com
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077 priorityinsure.com
USI Insurance Services
1433 Hooper Ave STE 110, Toms River, NJ 08753
(732) 349-2100 usi.com

What Does a Boat Insurance Agent in Toms River Cost?

Typical boat insurance costs in New Jersey range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger yachts or high speed boats may cost 1,000 to 3,000 dollars annually. Premiums depend on boat value, horsepower, storage location, and your claims history. Toms River agents can provide quotes tailored to your vessel and local risks. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in New Jersey?
Boat insurance typically covers physical damage to your vessel, liability for injury or damage to others, and medical payments. In New Jersey, liability coverage is mandatory for motorized boats. Many policies also include towing and fuel spill cleanup, which is required under state law.
Do I need boat insurance in Toms River New Jersey?
Yes, New Jersey law requires all motorized vessels to have liability insurance. This includes boats with motors of any size. Even if not required, most marinas and lenders require proof of insurance before docking or financing a boat.
How much does boat insurance cost in New Jersey?
Costs vary based on boat value, type, and use. In New Jersey, annual premiums for a typical pleasure boat range from 300 to 800 dollars. High performance or larger vessels can cost 1,000 to 3,000 dollars or more per year. Factors include your driving record, location, and coverage limits.