The top-rated boat insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 19 boat insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | Freeway Insurance | 722 S Meadow St | (607) 319-7016 |
| 6 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 7 | Kris Yelverton - State Farm Insurance Agent | 401 Elmira Rd Suite 6 | (607) 229-1111 |
| 8 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 9 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
| 10 | State Farm: Lee Newhart Jr | 1011 W State St | (607) 273-6391 |
Zach Clark - State Farm Insurance Agent in Ithaca, NY offers comprehensive boat insurance services, including coverage for liability, physical damage, and personal property on the water. The agency assists clients in selecting appropriate policy options and provides ongoing support with policy reviews and claims assistance to help maintain protection throughout the boating season. Their typical service plans involve scheduled annual check-ins to adjust coverage based on changing needs. The agent commonly provides these services for single-family homes, apartments, retail businesses, and restaurants in the local area.
Nick Romo - State Farm Insurance Agent serves the Ithaca, New York, metro area as a provider of boat insurance coverage. Policies typically protect watercraft such as fishing boats, pontoons, and small runabouts against damage and liability on nearby lakes and waterways. The agent helps local boat owners select appropriate coverage levels for their vessels and trailers. Specific services handled here include physical damage protection for the boat and liability coverage for accidents on the water.
Adam Megivern - State Farm Insurance Agent serves homeowners, boat owners, and small business operators in Ithaca, New York, with tailored boat insurance policies. The agency helps clients protect their vessels against common lake and river risks, including collisions, theft, and weather damage. Policies can be customized to cover specific watercraft, personal property on board, and liability for passengers. The office also provides additional coverage options for fishing equipment and trailer transport. Service extends to neighboring communities throughout Tompkins County, including areas along Cayuga Lake and the surrounding Finger Lakes region.
Serving Ithaca, New York, and the surrounding communities of the Finger Lakes region, Bailey Place Insurance handles boat insurance for local lake vessels and recreational watercraft. The agency provides coverage options tailored to protect against common regional risks like ice damage and inland lake hazards. To handle a typical job, it starts by reviewing the specific boat type and typical usage patterns before documenting the necessary coverage levels for the season.
Each year, boat owners in Ithaca prepare their vessels for the Finger Lakes season, ensuring proper coverage before launch. Freeway Insurance assists with specialized boat insurance policies tailored to local waterways and storage needs. They help clients understand liability and hull protection options common to regional maritime conditions. An agent typically reviews the boat’s details and usage patterns during an initial consultation before completing a risk-appropriate inspection.
True Insurance in Ithaca, NY distinguishes between one-time boat insurance policy purchases and recurring service options such as annual policy reviews and coverage adjustments. Clients can secure liability, physical damage, and comprehensive coverage for different watercraft types, including sailboats, powerboats, and personal watercraft. Standard policies address navigational limits within the Finger Lakes region and nearby inland waterways. Service structure is flexible, with availability for one-time policy setup, scheduled annual renewals, and as-needed consultations when vessel changes or seasonal risks arise.
Kris Yelverton - State Farm Insurance Agent in Ithaca, New York, provides boat insurance policies tailored to protect watercraft from common risks on local lakes and rivers. The agency offers specialty add-ons such as coverage for fishing equipment, personal effects, and trailer towing. Commercial sectors the agency can serve include local marinas, waterfront offices, and lakeside storage warehouses, ensuring operational protection for businesses connected to boating and water-related activities.
Andrews Agency Insurance provides specialized boat insurance services for vessel owners in Ithaca, NY, securing coverage options that address the unique needs of inland and Finger Lakes watercraft operation. The agency guides clients through policy selection and risk management on a routine basis. To protect against unforeseen incidents, it helps boaters arrange appropriate liability and physical damage protection. During the winter off-season, it assists owners with reviewing and adjusting policies to cover periods of dry dock storage or seasonal layup.
Winters on Cayuga Lake can bring rapid freeze-thaw cycles that threaten docked boats. Warren Insurance Agency in Ithaca, NY, addresses these seasonal risks by tailoring coverage specifically for area vessels. Their boat insurance agents review each policy to account for local hazards like shifting ice and sudden spring squalls. They also consider liability for rental or guest use common on the Finger Lakes. The initial step involves a walk-around inspection of the hull and mooring system to document current conditions and begin an accurate risk assessment.
What Does a a Boat Insurance Agent in Ithaca Cost?
Typical boat insurance costs in New York range from $200 to $600 per year for a small fishing boat to $1,000 or more for a large cruiser. Rates depend on boat value, horsepower, and your boating record. Ithaca agents can provide specific quotes based on your vessel. This is general information, not insurance advice.
About boat insurance agents in Ithaca
Boat insurance agents in Ithaca, New York help owners protect their vessels on Cayuga Lake and the Finger Lakes. New York state law requires liability coverage for boats with more than 10 horsepower. Agents can also advise on hull coverage and protection against theft or damage common to local waterways.
Frequently Asked Questions
What types of boat insurance are available in Ithaca?
Agents offer liability coverage, hull insurance, and comprehensive policies. Liability is required for motorized boats in New York. Hull insurance covers physical damage to your vessel.
Does New York require boat insurance?
Yes, New York requires liability insurance for boats with more than 10 horsepower. You must carry at least $25,000 for bodily injury per person and $50,000 per accident. Agents can help you meet these minimums.
How do I choose a boat insurance agent in Ithaca?
Look for agents licensed in New York who understand local risks like weather on Cayuga Lake. Ask about discounts for safety courses or multiple policies. Compare quotes from several agents to find suitable coverage.
Boat Insurance Agents in Other New York Cities
Albany · Bay Shore · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · Fairport · Franklin Square · Hauppauge · Hempstead