The top-rated boat insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 18 boat insurance agents serving Jamestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Snow - State Farm Insurance Agent | 101 W 5th St | (716) 488-7042 |
| 2 | Lockwood Insurance | 617 N Main St | (716) 219-7061 |
| 3 | Lawley Jamestown | 201 W 3rd St Suite 215 | (716) 483-1886 |
| 4 | J. Edwards Insurance Agency | 800 W 3rd St | (716) 484-1288 |
| 5 | AW Access Agency | 19 Ivy St | (716) 487-0823 |
| 6 | Eckman Insurance | 4007 N Main Street Ext | (716) 985-5800 |
| 7 | Gary N Johnson Insurance | 800 Fairmount Ave Suite A | (716) 483-5525 |
| 8 | Kirk Maberry - State Farm Insurance Agent | 310 Fairmount Ave | (716) 487-0127 |
| 9 | Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. | 205 Fluvanna Ave | (716) 664-3890 |
| 10 | Glatz Agency | 600 W 4th St | (716) 483-1573 |
Dave Snow - State Farm Insurance Agent serves the Jamestown, NY, metro area and offers boat insurance policies for local watercraft owners. The agency works with clients to protect their investment from common risks like storm damage, theft, and liability on Chautauqua Lake. They assist with coverage options for different types of boats, including fishing boats and personal watercraft. The office helps customers select appropriate liability limits and physical damage protection for their specific vessel and usage needs.
Lockwood Insurance provides boat insurance agent services for clients in the Jamestown, NY area. It offers comprehensive protection for watercraft and helps customers navigate coverage options to suit their needs. Regular policy reviews and renewal assistance are provided to keep plans current and compliant with local regulations. The company services private boat owners and also extends coverage to commercial marinas and yacht clubs, ensuring protection for a range of marine properties including single-family homes with docks, apartment complexes with shared waterfront access, retail shops, and restaurants.
Lawley Jamestown serves local homeowners, businesses, and property managers seeking insurance coverage for their watercraft in the Jamestown, New York area. As a boat insurance agent, it assists clients in protecting personal vessels against common risks on Chautauqua Lake and inland waters. Services include evaluating individual policy needs and facilitating access to appropriate coverage options through established insurers. The agency’s territory extends to cover boat owners and operators in the neighboring Lakewood community as well.
Serving Jamestown and the surrounding communities of Chautauqua County, J. Edwards Insurance Agency handles boat insurance for clients throughout the region. This category covers a range of watercraft, from small fishing boats to larger recreational vessels. As a local agent in this area, it understands the specific coverage needs tied to the Great Lakes and inland waterways. To manage a typical policy, it begins with an assessment of the client's vessel and its typical usage, then tailors a protection plan address potential liabilities and physical damage risks.
AW Access Agency in Jamestown, NY, provides boat insurance agents who clarify the difference between one-time liability policies for seasonal use and recurring comprehensive plans that extend across multiple boating seasons. Coverage typically protects against damage, theft, and liability risks on local lakes and waterways, helping vessel owners navigate common perils. Service arrangements are available on a scheduled or as-needed basis, with appointments arranged to accommodate varying client schedules throughout the year.
Eckman Insurance specializes in coverage policies for personal watercraft, sailboats, and fishing vessels, working closely with clients to match each policy to their specific needs. This Jamestown-based boat insurance agent provides standard protection options and risk assessments for boaters across the region. During the spring launch season, it assists owners with securing proper coverage for older hulls and outboard motors before they head out onto Chautauqua Lake.
Gary N Johnson Insurance provides comprehensive boat insurance solutions for vessel owners in the Jamestown, New York area. The agency specializes in protecting watercraft from common regional risks, including storm damage, collision, theft, and liability concerns that arise on Chautauqua Lake and nearby waterways. Coverage options can be tailored to accommodate fishing boats, pontoons, and personal watercraft, safeguarding both the vessel and its passengers. The same professional service extends to commercial sectors, serving offices, warehouses, and food service operations with tailored insurance policies.
Spring brings unpredictable winds and choppy waters to Chautauqua Lake, leaving local boat owners concerned about sudden damage. Kirk Maberry, a boat insurance agent in Jamestown, NY, provides tailored policies that cover physical loss, liability, and towing for vessels navigating these shifting conditions. He works with clients to understand their boat usage and storage needs, ensuring coverage aligns with each customer’s specific situation and budget. The process begins with scheduling a free, no-obligation inspection of the boat and reviewing the current policy to assess potential gaps.
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. provides residential boat insurance to clients in Jamestown, NY. The agency also offers commercial coverage for watercraft and extends its services throughout the surrounding area. Agents work with individual boat owners and local businesses to secure policies suited to different types of vessels and usage. Their process ensures clients receive practical coverage for pleasure or work on local waterways. Following each policy period, the agency reaches out to review needs and adjust coverage, encouraging repeat service between regular visits.
Glatz Agency, located in Jamestown, NY, is a resource for boat insurance coverage along the waterways of the local region. The agency works with area boat owners to structure policies that protect vessels from common risks on the lake and river. Clients can typically discuss options for liability and physical damage coverage during a personal consultation. An additional specialty service includes arranging coverage for fishing equipment and personal watercraft accessories.
What Does a a Boat Insurance Agent in Jamestown Cost?
Typical boat insurance costs in New York range from 300 to 800 dollars per year for a standard policy on a small to mid-size boat. Factors include boat value, horsepower, usage, and claims history. Policies for larger vessels or high-performance boats can cost 1,000 dollars or more. This is general information and not insurance advice.
About boat insurance agents in Jamestown
Boat insurance agents in Jamestown, New York help watercraft owners protect their vessels on Chautauqua Lake and Lake Erie. New York state law requires liability coverage for any boat with a motor of more than 10 horsepower. Local agents understand the specific risks of inland lakes and the Great Lakes region.
Frequently Asked Questions
What does boat insurance cover in Jamestown New York?
Boat insurance typically covers physical damage to your vessel, liability for injuries to others, and theft. New York requires liability coverage for boats with motors over 10 horsepower. Policies may also include coverage for personal property on board.
How do I find a boat insurance agent in Jamestown?
You can search online directories or contact local insurance agencies in Jamestown. Many agents specialize in marine policies for boats used on Chautauqua Lake and Lake Erie. Ask about their experience with New York state boating regulations.
Is boat insurance required by law in New York?
Yes, New York state law requires liability insurance for any mechanically propelled vessel with a motor of more than 10 horsepower. This includes boats on Chautauqua Lake and Lake Erie. Proof of insurance must be carried on board.
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