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Compare Boat Insurance Agents in Riverhead, NY

Browse boat insurance agents serving Riverhead, New York. Contact information and addresses listed below.

15 agents listed
Updated May 2026
Riverhead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 boat insurance agents in Riverhead, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Daniel Valet - State Farm Insurance Agent
177 Old Country Rd Ste 2, Riverhead, NY 11901
(631) 378-5370 insurewithvalet.com
Elizabeth Hanlon: Allstate Insurance
1236 Roanoke Ave, Riverhead, NY 11901
(631) 727-1700 agents.allstate.com
Ed Graves - State Farm Insurance Agent
1149 Old Country Rd B5, Riverhead, NY 11901
(631) 727-1122 edgraves.net
Budget Brokerage Insurance
1186A E Main St, Riverhead, NY 11901
(631) 369-1000 budgetbrokerage.com
The RUOK Insurance Agency, Inc.
1549 Main Rd, Riverhead, NY 11901
(631) 876-1231 ruokins.com
Lighthouse Insurance - Riverhead
221 W Main St, Riverhead, NY 11901
(631) 369-9600 lighthouseinsurance.com
Giacalone Insurance | Insurance Agency Riverhead
59 E Main St, Riverhead, NY 11901
(631) 208-9090 giacaloneinsurance.com
Farm Family Casualty Insurance
18 1st St, Riverhead, NY 11901
(631) 727-7767 farmfamily.com
The Washwick Agency, Inc.
860 E Main St, Riverhead, NY 11901
(631) 369-0888 washwick.com
Acrisure Riverhead, NY (Atlantic Agency)
619 Roanoke Ave, Riverhead, NY 11901
(631) 244-7784 ext. 3 acrisure.com
Family Insurance Co
PROFESSIONAL BUILDING, 940 Roanoke Ave, Riverhead, NY 11901
(631) 729-9714
Motosport Brokerage Inc
1407 Pulaski St, Riverhead, NY 11901
(631) 369-6915 motosportbrokerageinc.com
Medicare Insurance Policy
869 Old Country Rd, Riverhead, NY 11901
(631) 565-7772
Gadzinski Insurance
525 Pulaski St, Riverhead, NY 11901
(631) 727-4484 progressiveagent.com
WILLIAM FIELDS: Allstate Insurance
1375 Old Country Rd Ste 1, Riverhead, NY 11901
(631) 727-0556 agents.allstate.com

Boat insurance agents in Riverhead New York help you protect your watercraft with policies that meet state requirements. New York law requires liability coverage for boats with more than 10 horsepower. Local agents know the specific risks of navigating the Peconic River and Long Island Sound.

What Does a Boat Insurance Agent in Riverhead Cost?

Boat insurance costs in New York typically range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors like boat value, horsepower, and navigation area affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Riverhead New York?
Boat insurance typically covers physical damage to your vessel, liability for injury to others, and property damage. In New York, liability coverage is required for boats with over 10 horsepower. Many policies also include coverage for theft and towing.
Is boat insurance required by law in New York?
Yes, New York State law requires liability insurance for any motorboat with more than 10 horsepower. You must carry at least the minimum liability limits set by the state. Failure to have insurance can result in fines and registration suspension.