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HomeBoat Insurance AgentsNew York › Rochester

Find Boat Insurance Agents Near You in Rochester, NY

Browse boat insurance agents serving Rochester, New York. Updated 2026-07-14.

The top-rated boat insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 438 reviews. Other highly rated options include Elmwood Agency, Quinton Insurance, Freeway Insurance. This directory lists 54 boat insurance agents serving Rochester.

Showing 54 boat insurance agents in Rochester, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VanScoter Insurance Agency LLC1577 W Ridge Rd Suite 218(585) 663-2004
2Elmwood Agency1 Reserve View Blvd(585) 548-4500
3Quinton Insurance2700 Elmwood Ave(585) 244-9004
4Freeway Insurance2199 E Henrietta Rd(585) 283-2053
5Sean Davern - State Farm Insurance Agent2121 E Main St(585) 482-0738
6FLANAGAN MILLS INSURANCE AGENCY448 Titus Ave(585) 678-8008
7Van C. Travis III, ChFC - State Farm Insurance Agent1978 Monroe Ave(585) 461-5240
8Flour City Insurance Agency1260 Scottsville Rd Suite 202A(585) 861-2002
9Insurance Marketplace Agency150 Allens Creek Rd Suite 220(585) 482-9980
10Dominic Agostini - State Farm Insurance Agent3177 Latta Rd Ste 11(585) 227-7000
VI
1577 W Ridge Rd Suite 218
VanScoter Insurance Agency LLC
Boat Insurance Agent · Rochester, NY

VanScoter Insurance Agency LLC serves the Rochester, New York metro area and the surrounding Monroe County region, providing specialized boat insurance agent services. The company assists clients in securing coverage for a range of watercraft, including speedboats and fishing vessels, helping to protect against on-water risks. Policies typically address liability for accidents, damage from collisions, and theft of equipment, tailored to local boating conditions on Lake Ontario and the Genesee River. Specific services the firm handles include coverage for yacht policies and insurance for personal watercraft like jet skis.

EA
1 Reserve View Blvd
Elmwood Agency
Boat Insurance Agent · Rochester, NY

Elmwood Agency is known for providing boat insurance policies tailored to protect watercraft on the lakes and rivers near Rochester, New York. The agency serves local boat owners by offering coverage for damage, theft, and liability while navigating regional waters. Policies can often be adjusted to include protection for equipment like motors and trailers. For added security, a specialty service the agency can offer is coverage for on-water breakdowns and emergency towing assistance.

QI
2700 Elmwood Ave
Quinton Insurance
Boat Insurance Agent · Rochester, NY

Quinton Insurance provides a comprehensive range of boat insurance services in Rochester, New York, covering liability, collision, and comprehensive protection for a variety of watercraft. Its service plans include coverage for repairs and replacement costs stemming from accidents, theft, or weather-related damage. Maintenance plans often involve discounts for completing approved safety courses and storing vessels properly during off-season months. It provides these services for waterfront single-family homes, apartments, retail properties, and restaurants that own or operate boats or docks.

FI
2199 E Henrietta Rd
Freeway Insurance
Boat Insurance Agent · Rochester, NY

Freeway Insurance serves boat owners throughout the Rochester, New York area, providing liability and physical damage coverage for personal watercraft and larger vessels. The agency helps customers protect their investments against common on-water risks such as collisions, theft, and weather-related damage. Policy options typically include coverage for towing, medical payments, and uninsured boaters. Freeway Insurance also serves clients in the neighboring communities of Irondequoit and Greece within the greater Rochester metro region.

SD
2121 E Main St
Sean Davern - State Farm Insurance Agent
Boat Insurance Agent · Rochester, NY

Serving Rochester, New York and the surrounding Monroe County communities, Sean Davern - State Farm Insurance Agent provides boat insurance coverage for local waterways. The agency handles policies for fishing boats and personal watercraft commonly used on Lake Ontario and the Erie Canal. Coverage details are explained clearly to match individual boating needs. To handle a typical job, the agent reviews each client's vessel usage and storage situation before recommending appropriate protection limits.

FM
448 Titus Ave
FLANAGAN MILLS INSURANCE AGENCY
Boat Insurance Agent · Rochester, NY

Flanagan Mills Insurance Agency in Rochester, New York offers one-time policies for isolated boat purchases or seasonal events, as well as recurring annual coverage for ongoing vessel protection. Their boat insurance plans typically safeguard against physical damage, theft, and liability on inland lakes and the Great Lakes. Service arrangements depend on the policyholder’s preference and the specific vessel usage throughout the year. They can structure insurance service to run on a one-time basis for a single voyage, on a scheduled seasonal cycle, or on an as-needed basis for occasional boating.

VC
1978 Monroe Ave
Van C. Travis III, ChFC - State Farm Insurance Agent
Boat Insurance Agent · Rochester, NY

As icy Rochester winters give way to spring thaws on Lake Ontario and the Erie Canal, boat owners eagerly prepare their vessels for the season. Van C. Travis III, ChFC - State Farm Insurance Agent in Rochester, New York provides boat insurance coverage designed to protect these investments in local waterways. Policies typically address liability for collisions, physical damage from storms, and theft of onboard equipment. The process begins with a personalized inspection of the vessel to assess its condition and establish accurate coverage limits.

FC
1260 Scottsville Rd Suite 202A
Flour City Insurance Agency
Boat Insurance Agent · Rochester, NY

Flour City Insurance Agency provides specialized boat insurance coverage for watercraft owners in Rochester, New York. It also offers general marine liability and policy review services tailored to local lakes and waterways. The agency helps clients secure protection for a variety of vessels navigating the Great Lakes region. Each policy is structured to address risks from mooring to navigation. This assistance is especially valuable when preparing for the unpredictable wind and wave conditions of Lake Ontario during storm season.

IM
150 Allens Creek Rd Suite 220
Insurance Marketplace Agency
Boat Insurance Agent · Rochester, NY

Insurance Marketplace Agency serves Rochester, New York and the surrounding communities around Lake Ontario and the Finger Lakes region. It handles insurance policies for a variety of watercraft, from small fishing boats to larger cabin cruisers used for local recreation. The agency works with clients to review their specific usage patterns and storage arrangements. To handle a typical job, it gathers details on vessel value, navigation area, and safety equipment to match coverage with the client's actual boating habits.

DA
3177 Latta Rd Ste 11
Dominic Agostini - State Farm Insurance Agent
Boat Insurance Agent · Rochester, NY
FI
1363 Long Pond Rd
Freeway Insurance
Boat Insurance Agent · Rochester, NY
(585) 225-2560
locations.freeway.com/freeway-insurance-rochester-ny-14626
IS
4515 Culver Rd # 206
InsuranceTrak Services
Boat Insurance Agent · Rochester, NY
(585) 282-0934
insurancetrak.com
FI
2314 Lyell Ave
Ferris Insurance Agency
Boat Insurance Agent · Rochester, NY
(585) 254-7440
ferris-agency.com
TC
919 S Winton Rd #210
Twelve Corners Insurance Agency LLC
Boat Insurance Agent · Rochester, NY
(585) 789-6488
12cornersinsurance.com
FI
1038 Lyell Ave
Farmers Insurance - Miriam Rivera
Boat Insurance Agent · Rochester, NY
(585) 360-0094
agents.farmers.com/ny/rochester/1555040-miriam-rivera
WI
200 Winton Rd
Woodbury Insurance Agency: Allstate Insurance
Boat Insurance Agent · Rochester, NY
(585) 288-4901
agents.allstate.com/woodbury-insurance-agency-rochester-ny.html
JS
1200 Jefferson Rd Suite 100-A
Jeffrey Sachs at Comparion Insurance Agency
Boat Insurance Agent · Rochester, NY
(585) 670-2993
comparioninsurance.com/insurance-agent/new-york/rochester-0825/jeffreysachs
TC
1200 Jefferson Rd Suite 100-A
Toni Conner at Comparion Insurance Agency
Boat Insurance Agent · Rochester, NY
(585) 613-3092
comparioninsurance.com/insurance-agent/new-york/rochester-0825/toni-conner
RG
1100 Long Pond Rd Suite 100
Rochester Group Inc
Boat Insurance Agent · Rochester, NY
(585) 794-5640
rochestergroupinc.com
VA
849 Paul Rd Ste 220
Vail Agency
Boat Insurance Agent · Rochester, NY
(585) 889-4650
vail-insurance.com
TK
3221 Chili Ave
Tom Kernan - State Farm Insurance Agent
Boat Insurance Agent · Rochester, NY
(585) 889-3210
tomkernan.com
BA
333 Metro Park Suite S202
The Belmont Agency Insurance
Boat Insurance Agent · Rochester, NY
(585) 571-7006
belmontagencyllc.com
PH
1200 Jefferson Rd Suite 100-A
Peter Harris at Comparion Insurance Agency
Boat Insurance Agent · Rochester, NY
(585) 613-3885
comparioninsurance.com/insurance-agent/new-york/rochester-0825/peterharris
DW
3953 Dewey Ave
Deborah Whitt - State Farm Insurance Agent
Boat Insurance Agent · Rochester, NY
(585) 663-0960
deborahwhitt.biz
MI
1619 East Ridge Road
Mazzola Insurance
Boat Insurance Agent · Rochester, NY
(585) 266-7130
mazzolainsurance.org
GL
2199 E Henrietta Rd #1
George Larry - State Farm Insurance Agent
Boat Insurance Agent · Rochester, NY
(585) 334-0150
georgelarry.com
RI
4424 Lyell Rd
Ridgecrest Insurance Agency LLC
Boat Insurance Agent · Rochester, NY
(585) 287-5490
erieinsurance.com/agencies/nn2708
FI
525 Lake Ave
Freeway Insurance
Boat Insurance Agent · Rochester, NY
(585) 364-1011
locations.freeway.com/freeway-insurance-rochester-ny-14613
CI
1200 Jefferson Rd Suite 100-A
Comparion Insurance Agency
Boat Insurance Agent · Rochester, NY
(585) 424-6050
comparioninsurance.com/insurance-agent/new-york/rochester-0825
BM
1200 Jefferson Rd Suite 100-A
Brian Mulligan at Comparion Insurance Agency
Boat Insurance Agent · Rochester, NY
(585) 670-2990
comparioninsurance.com/insurance-agent/new-york/rochester-0825/brianmulligan
CB
3093 West Ridge Road Rt 104 W Roch New York Greece
A Christina Breen-Hale - State Farm Insurance Agent
Boat Insurance Agent · Rochester, NY
(585) 225-8480
breen-hale.com
CA
1819 East Ridge Road
Consolidated Agency, Inc.
Boat Insurance Agent · Rochester, NY
(585) 467-4110
consolidatedagencyinc.com
BR
4072 W Henrietta Rd
Beth Rogers Agency
Boat Insurance Agent · Rochester, NY
(585) 321-0015
bethrogersagency.com
NI
1100 Long Pond Rd Suite 200
Nationwide Insurance: Ryan Ferraro Agency Inc
Boat Insurance Agent · Rochester, NY
(585) 663-1810
ferraroinsurance.com
EO
2450 W Ridge Rd Suite 307
Empire One Insurance Consultants
Boat Insurance Agent · Rochester, NY
(585) 433-0000
empireoneinsuranceconsultants.com
NI
95 Allens Creek Rd Ste 1316
Nationwide Insurance: Karen Bortnick Agency
Boat Insurance Agent · Rochester, NY
(585) 271-7683
agency.nationwide.com/ny/rochester/14618/karen-bortnick-agency
RP
2122 E Henrietta Rd
Ryan Pogue: Allstate Insurance
Boat Insurance Agent · Rochester, NY
(585) 359-8700
agents.allstate.com/ryan-pogue-rochester-ny.html
SG
3445 Winton Pl #109
The Schultz Group of NY
Boat Insurance Agent · Rochester, NY
(585) 424-1780
schultzgroupofny.com
BI
69 Empire Blvd
Bobby Insurance Agency, Inc.
Boat Insurance Agent · Rochester, NY
(585) 288-2741
UI
1134 Titus Ave
Urbanski Insurance Inc
Boat Insurance Agent · Rochester, NY
(585) 467-1129
mercuryinsurance.com/agents/new-york/urbanski-insurance-311106.html
BM
2240 Long Pond Rd
Bruno Michael A
Boat Insurance Agent · Rochester, NY
(585) 247-4283
michaelbrunoagency.com
TG
4124 W Henrietta Rd
Tom Gervais - State Farm Insurance Agent
Boat Insurance Agent · Rochester, NY
(585) 359-4280
tomgervaisagency.com
CI
1 E Main St Ste 150
Cepeda Insurance Agency LLC
Boat Insurance Agent · Rochester, NY
(585) 625-6253
PI
3255 Brighton Henrietta Town Line Rd
Pinnacle Insurance Agency Inc.
Boat Insurance Agent · Rochester, NY
(585) 235-6070
pinnacleinsurance.net
VM
782 Elmgrove Rd
Vanza McEntee Insurance Agency
Boat Insurance Agent · Rochester, NY
(585) 429-7606
vanzamcenteeagency.com
SA
21 Goodway Dr
The Szatkowski Agency Inc
Boat Insurance Agent · Rochester, NY
(585) 299-5615
skiagencyinc.com
WI
2171 Monroe Ave #210
Wolfe Insurance Agency
Boat Insurance Agent · Rochester, NY
(585) 235-4910
jwolfeinsurance.com
HB
1004 Buffalo Rd
A Henco Brokerage
Boat Insurance Agent · Rochester, NY
(585) 529-5225
VI
1598 Penfield Rd Ste 2
Vetter Insurance Agency LLC
Boat Insurance Agent · Rochester, NY
(585) 203-1637
JP
2509 Browncroft Blvd
A J Pucci Associates
Boat Insurance Agent · Rochester, NY
(585) 671-4151
pucciinsurance.com
CH
3385 Brighton Henrietta Town Line Rd
Charles H. Tuke Agency
Boat Insurance Agent · Rochester, NY
(585) 427-0040
tukeagency.com
HS
120 Linden Oaks #150
Hamill-Strowe-Malley Insurance
Boat Insurance Agent · Rochester, NY
(585) 544-2520
hamillins.com
II
2509 Browncroft Blvd Suite 105
Isaac Insurance Agency, Inc.
Boat Insurance Agent · Rochester, NY
(585) 271-3294
theisaacagency.com
LW
530 Titus Ave
LJ Whitehead Insurance
Boat Insurance Agent · Rochester, NY
(800) 882-4028
ljwhitehead.com

What Does a a Boat Insurance Agent in Rochester Cost?

Typical boat insurance premiums in New York range from 300 to 800 dollars per year for a small fishing boat and 800 to 2500 dollars per year for a larger cruiser. Factors like boat value horsepower and storage location in Rochester affect the price. This is general information not insurance advice.

About boat insurance agents in Rochester

Boat insurance agents in Rochester New York help protect your watercraft on Lake Ontario the Finger Lakes and the Erie Canal. New York state law requires liability coverage for any motorized vessel with more than 10 horsepower. A local agent can explain the specific requirements for docking and navigation on inland waterways.

Frequently Asked Questions

What types of boat insurance coverage are available in Rochester?

Agents offer liability coverage for bodily injury and property damage as well as comprehensive and collision coverage for your vessel. New York requires liability insurance for motorized boats with over 10 horsepower. You can also add coverage for trailers equipment and personal effects.

How does New York law affect boat insurance requirements?

New York Navigation Law section 49 requires owners of motorized vessels with over 10 horsepower to carry liability insurance. The minimum limits are 25000 dollars for bodily injury per person 50000 dollars per accident and 10000 dollars for property damage. Agents can help you meet these legal minimums.

What factors influence the cost of boat insurance in Rochester?

Costs depend on the boat value horsepower age and your boating experience. Location matters too because Rochester has Lake Ontario and the Erie Canal which have different risk profiles. Agents will also consider your claims history and how often you use the boat each year.

Boat Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.