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Boat Insurance Agents in Rome, NY

Browse boat insurance agents serving Rome, New York. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Rome, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 boat insurance agents in Rome, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Utter - State Farm Insurance Agent
8060 Turin Rd, Rome, NY 13440
(315) 339-3300 my315agentsteph.com
Freeway Insurance
211 E Dominick St, Rome, NY 13440
(315) 444-3298 locations.freeway.com
Michael Collea - State Farm Insurance Agent
146 Erie Blvd E, Rome, NY 13440
(315) 371-4225 insurecentralny.com
Steve Jarvis - State Farm Insurance Agent
834 Black River Blvd, Rome, NY 13440
(315) 336-5595 stevenejarvis.com
Moore Insurance Group
1002 Black River Blvd, Rome, NY 13440
(315) 371-4288 mooreinsuranceinc.com
Joseph Zullo: Allstate Insurance
241 E Dominick St, Rome, NY 13440
(315) 339-1134 agents.allstate.com
Alan I. Spindler: Allstate Insurance
813 Black River Blvd N, Rome, NY 13440
(315) 336-4040 agents.allstate.com
Better Fund Insurance
255 Hill Rd, Rome, NY 13441
(516) 893-4317
Michael Garcia: Allstate Insurance
706 Erie Blvd W, Rome, NY 13440
(315) 337-6666 agents.allstate.com
Dimaggio Insurance Agency
200 E Garden St, Rome, NY 13440
(315) 336-8875
Barry Scott
211 E Dominick St, Rome, NY 13440
(315) 339-5897
NII Brokerage LLC
211 E Dominick St, Rome, NY 13440
(315) 339-5897
Evergreen Family Insurance
Davidson Family Insurance Office, 5871 Rome-Taberg Rd, Rome, NY 13440
(315) 281-2214
NII Brokerage
401 N James St, Rome, NY 13440
(315) 336-5555

Boat insurance agents in Rome New York help you protect your watercraft on Oneida Lake and the Mohawk River. New York state law does not require boat insurance but many marinas and lenders do. Local agents can explain liability coverage and hull protection options for your vessel.

What Does a Boat Insurance Agent in Rome Cost?

Typical boat insurance costs in New York range from 200 to 1500 dollars per year depending on boat size horsepower and navigation area. A policy for a 20 foot runabout on Oneida Lake might cost 300 to 600 dollars annually. Factors like your boating experience and claims history also affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Rome New York?
Boat insurance typically covers physical damage to your boat liability for injury or damage to others and theft. Policies may also include coverage for towing and fuel spill cleanup which is important on New York waterways.
Do I need boat insurance in New York state?
New York does not require boat insurance by law. However if you have a loan on your boat the lender will require it. Many marinas in Rome also require proof of insurance before you can dock your boat.
How much does boat insurance cost in Rome New York?
Costs vary based on boat value type and usage. A basic policy for a small fishing boat may start around 200 to 400 dollars per year. A larger cruiser or speedboat can cost 500 to 1500 dollars per year or more.