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HomeBoat Insurance AgentsNew York › Schenectady

Find Boat Insurance Agents Near You in Schenectady, NY

Browse boat insurance agents serving Schenectady, New York. Updated 2026-07-14.

The top-rated boat insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Nikki Stone - State Farm Insurance Agent, Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent. This directory lists 25 boat insurance agents serving Schenectady.

Showing 25 boat insurance agents in Schenectady, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hopmeier Evans Gage Agency2330 Broadway(518) 377-7414
2Nikki Stone - State Farm Insurance Agent1334 Union St(518) 930-7316
3Stephanie Mahoney - State Farm Insurance Agent3770 Carman Rd(518) 355-2611
4Victor Gaudin - State Farm Insurance AgentVictor Gaudin State Farm, 3610 State St Suite 4(518) 346-0200
5Shirley Martinez - State Farm Insurance Agent1426 Altamont Ave Suite 3(518) 355-5606
6Freeway Insurance225 State St Ste 114(518) 520-0449
7AAA Schenectady220 Harborside Dr Suite 200A(518) 374-4696
8Empire Insurance Services, LLC610 Union St(518) 378-3333
9VOOMA Insurance (formerly Shutts Agency)1740 Union St(518) 372-5615
10Rickard Agency Inc2088a Curry Rd(518) 356-1900
HE
2330 Broadway
Hopmeier Evans Gage Agency
Boat Insurance Agent · Schenectady, NY

Hopmeier Evans Gage Agency serves the Schenectady, New York metro area as a boat insurance agent. The company helps boat owners obtain coverage for a range of watercraft, addressing common needs for liability protection and physical damage coverage. Policies typically safeguard against risks such as collisions, theft, and storm damage on area lakes and rivers. The agency also works with clients to secure coverage for trailers and onboard equipment. These specific services include arranging policies for both seasonal and year-round watercraft use in the local region.

NS
1334 Union St
Nikki Stone - State Farm Insurance Agent
Boat Insurance Agent · Schenectady, NY

Homeowners and property managers in the Schenectady area seeking specialized protection for their watercraft can turn to Nikki Stone - State Farm Insurance Agent for boat insurance policies. The agency assists with coverage options tailored to local boating conditions on the Mohawk River and nearby lakes. Its services include consultations to help clients understand hull, liability, and equipment protection needs. The agency also extends its service to neighboring communities such as Niskayuna and the broader Capital District metro area.

SM
3770 Carman Rd
Stephanie Mahoney - State Farm Insurance Agent
Boat Insurance Agent · Schenectady, NY

Stephanie Mahoney’s State Farm Insurance Agency serves Schenectady, New York, and the surrounding Capital Region communities, handling boat insurance policies for a variety of recreational watercraft. Coverage options typically include protection for physical damage, liability, and equipment on the water and during transport. The agency approaches each client’s needs by reviewing their specific vessel type, usage patterns, and local waterways to tailor a policy that meets common risk exposures in the area.

VG
Victor Gaudin State Farm, 3610 State St Suite 4
Victor Gaudin - State Farm Insurance Agent
Boat Insurance Agent · Schenectady, NY

Victor Gaudin - State Farm Insurance Agent in Schenectady, NY helps boat owners differentiate between one-time policies tailored for a single season and recurring service options that automatically renew for continuous protection. Coverage generally addresses liability, physical damage, and theft for vessels in local waterways. The agency operates on an as-needed basis, meaning boaters can contact them directly to inquire about policies, adjust existing coverage, or file a claim whenever the need arises.

SM
1426 Altamont Ave Suite 3
Shirley Martinez - State Farm Insurance Agent
Boat Insurance Agent · Schenectady, NY

Shirley Martinez - State Farm Insurance Agent provides tailored coverage for boats, jet skis, and personal watercraft, protecting vessels against damage and theft. It also supports clients with general hull and liability insurance needs in the Schenectady, New York, area. Policies can address specific risks such as storm damage on Lake George or collisions during the peak boating season on local waterways. The agent helps customers secure protection before launching each spring, ensuring they are covered for unexpected incidents that can arise during a summer on the Mohawk River.

FI
225 State St Ste 114
Freeway Insurance
Boat Insurance Agent · Schenectady, NY

Freeway Insurance provides boat insurance services to residential clients in the Schenectady, New York, area, offering coverage for personal watercraft and larger recreational vessels. The company also addresses commercial marine insurance needs for local businesses operating on nearby lakes and rivers. Service extends throughout Schenectady County and surrounding communities in the Capital Region. Following each policy period, the agency schedules follow-up consultations to review coverage needs and adjust policies between regular seasonal visits.

AS
220 Harborside Dr Suite 200A
AAA Schenectady
Boat Insurance Agent · Schenectady, NY

AAA Schenectady in Schenectady, NY provides a full range of boat insurance agent services, including policy selection for various watercraft. It offers comprehensive service and maintenance plans that cover routine policy reviews and claim assistance to ensure continued coverage. The agency serves clients with single-family homes, apartments, retail locations, and restaurants needing boat insurance for personal or business watercraft.

EI
610 Union St
Empire Insurance Services, LLC
Boat Insurance Agent · Schenectady, NY

As spring brings boat owners in Schenectady back to their vessels, Empire Insurance Services, LLC provides specialized boat insurance agent services to protect local watercraft. The company focuses on assessing the unique coverage needs of area residents, from recreational runabouts to larger cruisers. With a deep understanding of regional waterways like the Mohawk River and nearby lakes, they guide clients in selecting suitable policies. Policies often protect against common Lake Champlain risks. A typical first step involves a detailed vessel inspection to evaluate condition and intended usage for proper coverage recommendations.

VI
1740 Union St
VOOMA Insurance (formerly Shutts Agency)
Boat Insurance Agent · Schenectady, NY

VOOMA Insurance, formerly Shutts Agency, provides boat insurance policies to clients throughout the Schenectady, NY area. The agency can help secure liability protection and hull coverage. Additional specialty add-ons might include coverage for equipment, trailers, and personal property aboard the vessel. The agency serves a variety of commercial clients, including offices, warehouses, and businesses in the food service sector.

RA
2088a Curry Rd
Rickard Agency Inc
Boat Insurance Agent · Schenectady, NY

Rickard Agency Inc offers boat insurance services to residential clients in Schenectady, NY, and also provides commercial coverage for vessels in the surrounding region. Their professional agents assist customers with selecting policies that protect against common risks on local waterways. The agency focuses on clear explanations of coverage options and proactive support throughout the policy term. They encourage clients to schedule follow-up reviews before each boating season and to reach out for help with claims or adjustments between those regular visits.

SM
160 Lafayette St
Sykes Mallia Associates Inc
Boat Insurance Agent · Schenectady, NY
(518) 393-3618
sykes-mallia.com
TO
1811 Curry Rd
Tim Ochs - State Farm Insurance Agent
Boat Insurance Agent · Schenectady, NY
(518) 357-4911
ochsinsurance.com
SF
2727 Hamburg St Ste 4
State Farm Insurance
Boat Insurance Agent · Schenectady, NY
(518) 930-7316
statefarm.com
2C
2129 Central Ave
2001 Central Insurance Agency
Boat Insurance Agent · Schenectady, NY
(518) 395-2001
2001cia.com
JR
1566 State St
John R. Zongrone Agency, Inc.
Boat Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com
AL
15 Angers Ave
Angers & Litz Associates Inc
Boat Insurance Agent · Schenectady, NY
(518) 355-8030
angersandlitz.com
SB
525 Union St Ste 102
Steve Becker - State Farm Insurance Agent
Boat Insurance Agent · Schenectady, NY
(518) 372-1561
stevebeckerinsurance.com
KI
1660 Tower St
Kinowski Insurance Agency
Boat Insurance Agent · Schenectady, NY
(518) 356-4499
kinowskiinsurance.com
SO
1811 Curry Rd
Stacy Ochs - State Farm Insurance Agent
Boat Insurance Agent · Schenectady, NY
(518) 356-0433
stacyoinsurance.com
RP
4017C State St
Randy Pascarella: Allstate Insurance
Boat Insurance Agent · Schenectady, NY
(518) 475-0123
agents.allstate.com/randy-pascarella-schenectady-ny.html
NI
1650 State St
Nationwide Insurance: William J. Freyer
Boat Insurance Agent · Schenectady, NY
(518) 346-6111
agency.nationwide.com/ny/schenectady/12304/william-j-freyer
PG
rear entrance, 1579 Union St 1st floor
Prime Group Insurance Agency, Inc.
Boat Insurance Agent · Schenectady, NY
(518) 377-0200
primegroupinsurance.com
SP
1656 Dewitt St
Snug Protection Group
Boat Insurance Agent · Schenectady, NY
(518) 432-1600
snugprotection.com
SI
155 Erie Blvd
Schenectady Insuring Agency
Boat Insurance Agent · Schenectady, NY
(518) 594-8084
ZI
1566 State St
Zongrone Insurance
Boat Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com/about-us/staff-directory

What Does a a Boat Insurance Agent in Schenectady Cost?

Boat insurance costs in New York vary based on vessel type, value, and usage. A typical policy for a small powerboat may cost between 300 and 600 dollars per year. Larger yachts or high-speed boats can cost 1,000 to 3,000 dollars annually. Factors like safety equipment, boating experience, and storage location affect premiums. This is general information and not insurance advice.

About boat insurance agents in Schenectady

Boat insurance agents in Schenectady New York help protect your vessel on the Mohawk River and nearby lakes. New York state law requires liability insurance for motorized watercraft operated on public waterways. Local agents can tailor policies to meet these legal requirements and your specific boating needs.

Frequently Asked Questions

What does boat insurance cover in Schenectady New York?

Boat insurance typically covers physical damage to your vessel, liability for injuries to others, and property damage. In New York, liability coverage is mandatory for motorized boats. Many policies also include towing and fuel spill cleanup costs.

How do I choose a boat insurance agent in Schenectady?

Look for an agent who specializes in marine insurance and understands local waterways. Ask about coverage for winter storage and navigation on the Erie Canal. Verify that the agent is licensed by the New York State Department of Financial Services.

Is boat insurance required in New York state?

Yes, New York requires liability insurance for all motorized vessels operating on public waters. The minimum liability limit is 50,000 dollars for bodily injury per person and 100,000 dollars per accident. Uninsured boater coverage is also recommended.

Boat Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.