Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 boat insurance agents in Troy, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mick Butler - State Farm Insurance Agent
961 Hoosick Rd, Troy, NY 12180
(518) 237-6425
mickbutlerinsurance.com
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000
mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311
attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965
johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450
locations.freeway.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191
culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471
faganandsons.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940
frontageinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
De Genero Insurance
225 N Greenbush Rd, Troy, NY 12180
(518) 283-1164
degeneroinsurance.com
Bright Line Insurance NY
615 Pawling Ave, Troy, NY 12180
(518) 394-1808
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201
schmidtagency.com
NII Brokerage LLC
351 Broadway, Troy, NY 12180
(518) 271-1185
What Does a Boat Insurance Agent in Troy Cost?
Boat insurance costs in New York vary widely based on boat value, horsepower, and usage. A typical policy for a small fishing boat might cost 200 to 400 dollars per year. A larger cabin cruiser on the Hudson River could cost 800 to 2,500 dollars annually. Factors like your boating experience, safety equipment, and storage location also affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats need insurance in New York?
In New York, motorized boats with more than 10 horsepower must have liability insurance. This includes powerboats, personal watercraft like Jet Skis, and sailboats with auxiliary motors. Canoes and kayaks typically do not require insurance but agents recommend coverage for theft and damage.
What does a boat insurance policy in Troy typically cover?
A standard policy covers physical damage to the boat from collisions, fire, theft, and weather events. It also includes liability protection if you injure someone or damage another boat. Many policies offer additional coverage for towing, fuel spill cleanup, and personal property on board.
How do New York boating laws affect insurance requirements?
New York Navigation Law requires boat operators to carry proof of insurance for registered motorboats. The state also has a strict liability law for oil and fuel spills, which can be covered by a pollution liability endorsement. Agents can explain how these laws apply to your specific boat and cruising area.