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Directory of boat insurance agents in Utica, New York. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 boat insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
Freeway Insurance
334 Genesee St, Utica, NY 13501
(315) 567-4346
locations.freeway.com
Matt Nimey Insurance Agency
By appointment Only, 2001 Bleecker St, Utica, NY 13501
(315) 737-6099
mattnimeyinsurance.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Michael Garcia: Allstate Insurance
2046 Genesee St, Utica, NY 13502
(315) 793-3322
agents.allstate.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Success Insurance Utica
106 Genesee St, Utica, NY 13502
(315) 230-0287
monitorlife.com
Haylor Freyer & Coon Inc
102 Business Park Dr STE 2, Utica, NY 13502
(315) 734-9386
haylor.com
Boat insurance agents in Utica, New York help protect your watercraft on the Mohawk River and Oneida Lake. New York state law requires liability insurance for all motorized vessels. Local agents can guide you through coverage options that meet state requirements and protect against common risks like storms and collisions.
What Does a Boat Insurance Agent in Utica Cost?
Typical boat insurance costs in New York range from 300 to 800 dollars per year for a standard runabout, but can exceed 1,500 dollars for larger vessels or high-performance boats. Factors like boat value, horsepower, navigation area, and your claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in New York?
Boat insurance in New York typically covers liability for bodily injury and property damage, physical damage to your boat, and medical payments. Some policies also include coverage for towing and emergency assistance on the water.
Is boat insurance required in New York state?
Yes, New York requires liability insurance for all motorized watercraft, including boats and personal watercraft. The minimum liability limits are 25,000 dollars per person for bodily injury and 50,000 dollars per accident for total bodily injury.
How do I choose a boat insurance agent in Utica?
Look for an agent with experience in marine insurance and knowledge of local waterways like the Erie Canal. Ask about their familiarity with New York specific regulations and whether they offer coverage for winter storage and lay-up periods.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.