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Directory of boat insurance agents in West Seneca, New York. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
West Seneca, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 boat insurance agents in West Seneca, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Czaja - State Farm Insurance Agent
3557 Seneca St, West Seneca, NY 14224
(716) 674-3654
insuremejoe.com
Mike Messuro - State Farm Insurance Agent
1320 Orchard Park Rd, West Seneca, NY 14224
(716) 675-7660
mikemessuro.com
InsureOne Insurance
1900 Ridge Rd Ste 111, West Seneca, NY 14224
(716) 406-4048
locations.insureone.com
Aebly and Associates Insurance Services, Inc.
1471 Union Rd, West Seneca, NY 14224
(716) 675-2100
aeblyandassociates.com
Michael Barends: Allstate Insurance
3640 Seneca St, West Seneca, NY 14224
(716) 873-5600
agents.allstate.com
Blatchley Insurance
4185 Seneca St # 5, West Seneca, NY 14224
(716) 675-5015
blatchleyinsurance.com
Angela Wozniak Agency, Inc.
1902 Ridge Rd #116, West Seneca, NY 14224
(716) 903-8448
angelawozniakagency.com
Rodgers Insurance Agency
3906 Seneca St left, West Seneca, NY 14224
(716) 825-4100
therodgersagency.com
Auricchio Insurance Agency
3800 Seneca St, West Seneca, NY 14224
(716) 675-3800
auricchioinsurance.com
Farmers Insurance - Roger Schmitt
14 Michael Rd, West Seneca, NY 14224
(716) 324-3336
agents.farmers.com
Fronczak Insurance Agency
1471 Union Rd, West Seneca, NY 14224
(716) 675-2100 ext. 130
fronczak.net
Carl Bonetto Insurance
3814 Seneca St #3433, West Seneca, NY 14224
(716) 674-1700
bonettoagency.com
Great Lakes Insurance Services Group LLC
3626 Seneca St, West Seneca, NY 14224
(716) 608-1100
greatlakesins.com
Boltz Insurance Services
1298 Orchard Park Rd, West Seneca, NY 14224
(716) 825-8583
boltzinsurance.com
Mc Cracken Insurance
3880 Seneca St, West Seneca, NY 14224
(716) 677-2400
mccrackendavidsoninsurance.com
Boat insurance agents in West Seneca New York help you protect your watercraft with policies that meet state requirements. New York law requires all motorized boats to carry liability insurance if they are financed or used on public waterways. Local agents can explain coverage options including hull damage, theft, and liability protection for Lake Erie and other nearby waters.
What Does a Boat Insurance Agent in West Seneca Cost?
Boat insurance costs in New York typically range from 300 to 800 dollars per year for a standard runabout, but can be higher for larger yachts or high-performance boats. Factors include boat value, horsepower, navigation area, and your claims history. Premiums for boats used on Lake Erie may be slightly higher due to weather risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in West Seneca New York?
Boat insurance typically covers physical damage to your boat, liability for injuries or property damage you cause, and medical payments for passengers. Some policies also include coverage for towing and salvage. Your agent can customize a policy based on your boat type and how you use it.
Is boat insurance required by law in New York?
New York does not require boat insurance for all watercraft, but it is mandatory for boats with a loan or lease. Additionally, if you operate your boat on public waterways, you may need liability coverage to comply with marina or dock requirements. An agent can explain your specific obligations.
How do I choose a boat insurance agent in West Seneca?
Look for an agent who is licensed in New York and has experience with watercraft policies. Ask about their knowledge of local waterways like Lake Erie and the Buffalo River. Compare quotes from multiple agents to find coverage that fits your budget and needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.