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Boat Insurance Agents in Asheville, NC

Looking for a boat insurance agent in Asheville? Review the directory below to compare your options.

17 agents listed
Updated May 2026
Asheville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 17 boat insurance agents in Asheville, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Able Insurance
1070 Tunnel Rd Bldg 2, Unit 10, Asheville, NC 28805
(828) 239-0195 ableautoinsurance.com
Hummingbird Insurance Asheville NC
4 Vermont Ave #2, Asheville, NC 28806
(828) 372-0101 hummingbirdins.com
Wesley Greene - State Farm Insurance Agent
856 Sweeten Creek Rd Ste 5, Asheville, NC 28803
(828) 277-5877 myagentwesley.com
Rebecca Sandoval - State Farm Insurance Agent
6 Colonial Pl, Asheville, NC 28804
(828) 252-8222 protectingwnc.com
The Juengel Agency
1278 Hendersonville Rd C, Asheville, NC 28803
(828) 274-6036 juengelagency.com
WNC Insurance Agency
60 N Merrimon Ave #111, Asheville, NC 28804
(828) 285-9590 wncins.com
Kiser Insurance Agency
536 Haywood Rd, Asheville, NC 28806
(828) 253-9500 kiserinsuranceagency.com
Morton Insurance & Financial Services
152 Tunnel Rd, Asheville, NC 28805
(828) 252-9391 mortoninsuranceagency.com
Bearing Insurance
77 Central Ave B, Asheville, NC 28801
(828) 253-2371 bearinginsurance.com
General Insurance Services Of Asheville, Inc.
982 Haywood Rd, Asheville, NC 28806
(828) 252-6848 giswnc.net
Superior Insurance Asheville
Patton Ave, Asheville, NC 28806
(828) 333-4866 superiorinsuranceasheville.com
House of Insurance
1114 Patton Ave Suite A, Asheville, NC 28806
(828) 281-9030 houseofinsuranceavl.com
Wayne Smith - State Farm Insurance Agent
268 New Leicester Hwy, Asheville, NC 28806
(828) 254-3551 waynesmithins.com
Smart Insurance Agency
499 New Leicester Hwy, Asheville, NC 28806
(828) 251-9100 mainstreetins.com
Barnette and Coates Inc
899 Haywood Rd, Asheville, NC 28806
(828) 254-2195 barnetteandcoates.com
Math Insurance Services
344 Merrimon Ave, Asheville, NC 28801
(828) 252-0238 mathinsurance.com
Appalachian Insurance Service
191 Haywood Rd, Asheville, NC 28806
(828) 251-5089

Boat insurance agents in Asheville North Carolina help you protect your vessel on the French Broad River and area lakes. North Carolina requires liability insurance for boats with more than 10 horsepower. Local agents can tailor policies to cover theft, damage, and liability for your specific watercraft.

What Does a Boat Insurance Agent in Asheville Cost?

Typical boat insurance costs in North Carolina range from 200 to 600 dollars per year for a small fishing boat, and 500 to 1500 dollars per year for a larger cabin cruiser. Factors include boat value, horsepower, safety features, and your boating experience. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in North Carolina?
Boat insurance in North Carolina typically covers physical damage to your boat, liability for injuries or damage to others, and medical payments. Policies can also include coverage for towing and uninsured boaters.
Is boat insurance required by law in North Carolina?
Yes, North Carolina law requires liability insurance for any boat with a motor of more than 10 horsepower. You must carry at least the minimum liability limits set by the state.
How do I choose a boat insurance agent in Asheville?
Look for an agent who specializes in marine insurance and knows local conditions like mountain lake hazards and river currents. Ask about coverage for your specific boat type and how they handle claims in Western North Carolina.