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Compare boat insurance agents in Charlotte. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 boat insurance agents in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Helms Insurance
6324 N Tryon St #101, Charlotte, NC 28213
(704) 921-2118
curtishelmsinsurance.com
Pegram Superior Mitchell Insurance Agency
106 W Arrowood Rd B, Charlotte, NC 28217
(704) 527-8543
ncautopolicy.com
Pegram Insurance
6824 Albemarle Rd E, Charlotte, NC 28212
(704) 536-1919
insurancecharlottenc.com
Jeremy Fulkerson - State Farm Insurance Agent
4805 Park Rd #103, Charlotte, NC 28209
(704) 523-9005
insurancejeremy.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200
capinsurancegroup.com
Emma Allen - State Farm Insurance Agent
4920 Monroe Rd, Charlotte, NC 28205
(704) 372-1088
emmasallen.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886
laurieinsurancegroup.com
Pegram Insurance
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
(704) 494-9495
pegramonline.com
Hutch Ham Agency, Inc.
1230 W Morehead St #306, Charlotte, NC 28208
(704) 525-6016
hutchhaminsure.com
Capstone Insurance Agency
6132 Brookshire Blvd suite b, Charlotte, NC 28216
(704) 391-8483
capstoneinsuranceagency.com
Melanie Stone - State Farm Insurance Agent
8811 Blakeney Professional Dr Suite 110, Charlotte, NC 28277
Goosehead Insurance - The Davis Agency - Bradley Davis
5101 Monroe Rd, Charlotte, NC 28205
(704) 337-2888
goosehead.com
O'Connor Insurance Associates, Inc.
1973 J N Pease Pl #203, Charlotte, NC 28262
(704) 510-8884
oianc.com
Superior Insurance Of Charlotte
6914 Matthews-Mint Hill Rd #150, Charlotte, NC 28227
(704) 545-7171
thesuperiorinsurance.com
Pruitt Keener Insurance
8832 Blakeney Professional Dr #203, Charlotte, NC 28277
(704) 759-1300
pruittkeener.com
Mark McDuffie Insurance Agency
6101 Carnegie Blvd #415, Charlotte, NC 28209
(704) 364-9227
mcduffieinsurance.com
H B Cantrell & Co
1501 E 7th St, Charlotte, NC 28204
(704) 954-9000
erieinsurance.com
Star Insurance Group
226 Baldwin Ave, Charlotte, NC 28204
(980) 737-7827
starinsgroup.com
Metropolitan Insurance
756 Tyvola Rd #146, Charlotte, NC 28217
(704) 610-8229
insurancemetropolitan.com
Charlotte boat owners can work with local insurance agents to secure coverage for their watercraft. North Carolina requires liability insurance for vessels with motors over 10 horsepower. Agents in Charlotte help you find policies that meet state requirements and protect your investment on Lake Norman and other local waters.
What Does a Boat Insurance Agent in Charlotte Cost?
Boat insurance costs in North Carolina vary widely based on boat value, type, and usage. A typical policy for a small fishing boat might cost 200 to 400 dollars per year, while a large cruiser could cost 800 to 2,000 dollars annually. Factors like safety equipment, boating experience, and storage location affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in North Carolina?
Yes, North Carolina law requires liability insurance for any vessel with a motor of 10 horsepower or more. This includes boats, jet skis, and personal watercraft. Your agent can help you meet this legal requirement.
What does boat insurance typically cover in Charlotte?
Standard policies cover physical damage to your boat, liability for injuries or damage to others, and medical payments. Many Charlotte agents also offer coverage for towing, fuel spill liability, and uninsured boater protection.
How do I choose a boat insurance agent in Charlotte?
Look for an agent who specializes in marine insurance and knows North Carolina boating laws. Ask about their experience with Lake Norman and the Catawba River. Compare quotes from multiple agents to find suitable coverage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.