The top-rated boat insurance agent in Bismarck, North Dakota is Roberta Storm - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Renae Haug - State Farm Insurance Agent, Brennen Rossman - State Farm Insurance Agent, Shane Splonskowski Agency Inc American Family Insurance. This directory lists 20 boat insurance agents serving Bismarck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roberta Storm - State Farm Insurance Agent | 116 S Hannifin St | (701) 258-0123 |
| 2 | Renae Haug - State Farm Insurance Agent | 1471 Interstate Loop #1 | (701) 255-4433 |
| 3 | Brennen Rossman - State Farm Insurance Agent | 1001 W Interstate Ave Ste 120 | (701) 557-1093 |
| 4 | Shane Splonskowski Agency Inc American Family Insurance | 1830 E Century Ave suite 6 | (701) 258-5454 |
| 5 | Professional Insurance Services | 1155 Burlington Dr suite a | (701) 224-9945 |
| 6 | Terry Richter - State Farm Insurance Agent | 201 N 19th St | (701) 223-8757 |
| 7 | Bain Agency | 1500 E Capitol Ave | (701) 223-2233 |
| 8 | A & M Insurance Agency | 1401 Skyline Blvd #220 | (701) 250-6417 |
| 9 | Pat Stocking: Allstate Insurance | 1929 N Washington St | (701) 223-4548 |
| 10 | Gateway Insurance | 4501 Coleman St Suite 108 | (701) 223-5812 |
Based in Bismarck, North Dakota, Roberta Storm operates as a State Farm Insurance Agent providing boat insurance services across the metro area. This agency works with local boat owners to secure policies that address risks specific to regional waterways, including liability coverage for lakes and rivers. Each quote is tailored to the individual vessel and usage patterns typical of North Dakota boating. The agent can handle protection for fishing boats, pontoons, and personal watercraft operated throughout Burleigh County.
Renae Haug's State Farm Insurance Agency in Bismarck, North Dakota provides boat insurance policies tailored for various watercraft, including coverage for liability, collision, and physical damage. It also offers comprehensive service plans that help policyholders manage risk through regular coverage reviews and claim assistance. The agency services a range of properties for its clients, such as single-family homes, apartments, retail establishments, and restaurants.
Serving Bismarck and the surrounding North Dakota communities, Brennen Rossman - State Farm Insurance Agent handles boat insurance policies for local watercraft owners. This agency works with clients to cover a range of recreational vessels used across area lakes and rivers, addressing standard needs like liability and physical damage. Each client’s policy is assessed individually, balancing coverage options with regional boating conditions to provide a straightforward and personalized insurance solution.
Shane Splonskowski Agency Inc American Family Insurance provides boat insurance services in the Bismarck area, covering policies that protect watercraft from standard risks on inland lakes and rivers. The agency works to match coverage to each client’s specific vessel and usage. As a local representative, it understands the seasonal storage and winterization concerns that North Dakota boat owners face each fall to prevent cold-weather damage while their boats are out of water.
As the Missouri River swells with spring runoff and sudden hailstorms sweep across the plains, Bismarck boat owners face unique seasonal risks to their watercraft. Professional Insurance Services provides specialized boat insurance coverage tailored to these regional conditions. Their agents work closely with clients to assess hull values, storage practices, and navigational areas on local lakes like Sakakawea and Oahe. The initial step for any new client involves a thorough inspection of the vessel and a detailed conversation about existing coverage gaps.
For a local boat owner, a single seasonal policy may provide coverage from spring launch to fall storage, while an annual policy offers continuous protection through winter months. In Bismarck, ND, Terry Richter - State Farm Insurance Agent helps clients match their vessel to the proper liability and physical damage options. With local waterways subject to wind and ice damage, agents typically advise on specific hull and equipment endorsements. This agency’s service runs on an as-needed basis, responding to requests for quotes, policy adjustments, and claims filing throughout the year.
Bain Agency provides professional boat insurance guidance to clients in the Bismarck, ND area, helping them secure essential coverage for watercraft. Its work includes advising on liability protection and physical damage policies, with specialty add-ons available for equipment, trailers, and personal effects aboard the vessel. The agency serves individual boat owners, as well as marinas and related marine operations, including local offices, warehouses, and food service facilities that rely on dockside business.
A & M Insurance Agency serves residential boat owners in Bismarck, ND, with tailored coverage for personal watercraft. The agency also provides commercial policies for marinas or charter operations, extending its service throughout the Bismarck area. Policies can be structured to protect against common regional risks, including sudden storms and debris damage on area lakes. Clients typically schedule a policy review at policy inception, with the agency following up proactively to adjust coverage before the next boating season.
Pat Stocking: Allstate Insurance in Bismarck, ND, is known for providing personal boat insurance coverage to local recreational boat owners. The agency offers standard policies that address liability, physical damage, and theft for watercraft used on regional lakes and rivers. Its service range includes protection for various types of boats common in the area. Additionally, the agency can assist clients in adding an endorsement for emergency towing and labor costs after a breakdown on the water.
As the Missouri River and local lakes thaw each spring, boat owners in Bismarck, North Dakota, prepare their watercraft for the season, creating a need for reliable coverage. Gateway Insurance supports these boaters by offering specialized policies that address risks from collision to weather-related damage. The company serves individuals at this address with professional guidance on coverage options tailored to regional recreational boating. To begin, they provide a thorough inspection of the vessel to assess its value and condition before issuing a policy.
What Does a a Boat Insurance Agent in Bismarck Cost?
Boat insurance costs in North Dakota vary by boat type value and usage. A basic liability policy may cost 200 to 500 dollars per year. Full coverage for a new boat can range from 500 to 1500 dollars annually. Factors like boat size horsepower and navigation area affect the premium. This is general information and not insurance advice.
About boat insurance agents in Bismarck
Boat insurance agents in Bismarck North Dakota help you protect your watercraft on the Missouri River and area lakes. North Dakota law does not require boat insurance but lenders often mandate it for financed boats. Local agents can tailor policies to cover liability physical damage and uninsured boaters.
Frequently Asked Questions
Do I need boat insurance in North Dakota?
North Dakota does not require boat insurance by law. However if you finance your boat the lender will require coverage. Many boat owners choose liability and comprehensive coverage to protect against accidents and theft.
What does boat insurance typically cover in Bismarck?
Boat insurance policies in Bismarck usually cover liability for bodily injury and property damage. They also cover physical damage to the boat from collisions fire theft and vandalism. Optional coverages include towing and roadside assistance.
How do I choose a boat insurance agent in Bismarck?
Look for an agent licensed in North Dakota who has experience with watercraft policies. Ask about coverage for the Missouri River and local lakes. Compare quotes from multiple agents to find a policy that fits your needs.
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