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Compare Boat Insurance Agents in Fargo, ND

Browse boat insurance agents serving Fargo, North Dakota. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 16 boat insurance agents in Fargo, ND Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Far North Insurance
3357 39th St S # 1, Fargo, ND 58104
(701) 237-6651 farnorthinsurance.com
Grand Slam Insurance
1205 16th Ave S, Fargo, ND 58103
(701) 356-3265 grandslamagency.com
FM Insurance
428 25th St S, Fargo, ND 58103
(701) 271-8110 fargomoorheadinsurance.com
Dixon Insurance
3101 39th St S suite a, Fargo, ND 58104
(701) 281-8200 dixoninsurance.com
Superior Insurance
1002 28th St S, Fargo, ND 58103
(701) 356-3256 superiorinsuranceagency.com
Summit Insurance Agency
5302 51st Ave S Unit C, Fargo, ND 58104
(701) 390-1994 summitinsurance.net
OnPoint Insurance Services
3575 45th St S Suite #100, Fargo, ND 58104
(701) 353-2592 onpointins.com
Tom Weber - State Farm Insurance Agent
3120 25th St S Ste T-1, Fargo, ND 58103
(701) 356-4080 tomweberinsurance.com
Sarah Herlihy Agency - Nodak Insurance Company
4141 31st Ave S Suite 105, Fargo, ND 58104
(701) 566-2128 nodakins.com
Yahnke Insurance Agency
1704 Main Ave, Fargo, ND 58103
(701) 232-5722 yahnke.com
RJ Bailey Insurance Center
3611 Lincoln St S Ste C, Fargo, ND 58104
(701) 356-7001 fargoinsurance123.com
Progressive
3611 Lincoln St S Ste C, Fargo, ND 58104
(701) 356-7001 progressive.com
Capital Insurance Services, LLC
3137 32nd Ave S, Fargo, ND 58103
(701) 271-6922 capitalins.org
Cory Huelsman - with Brandon Aalgaard Agency Nodak Insurance
3011 25th St S Suite B, Fargo, ND 58103
(701) 715-2622
Bruce Karevold American Family Insurance
1330 Page Dr #103, Fargo, ND 58103
(701) 293-8932 amfam.com
Tundra Insurance
4627 44th Ave S Ste 104, Fargo, ND 58104
(701) 969-1661 tundrainsurance.com

Boat insurance agents in Fargo, North Dakota help protect your watercraft on the Red River and nearby lakes like Lake Ashtabula. North Dakota law does not require liability insurance for boats, but marinas and lenders often require it. A local agent can explain coverage options for theft, collision, and liability specific to North Dakota waterways.

What Does a Boat Insurance Agent in Fargo Cost?

The cost of boat insurance in North Dakota typically ranges from $200 to $800 per year for a standard runabout or fishing boat. Factors include boat value, horsepower, safety features, and your boating history. Larger yachts or high-speed boats may cost more. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in North Dakota?
North Dakota does not require boat liability insurance by law. However, if you have a loan on your boat or keep it at a marina, the lender or marina may require coverage. An agent in Fargo can help you understand what is needed for your situation.
What does boat insurance cover in North Dakota?
Boat insurance typically covers physical damage to your boat, theft, liability for injury or damage to others, and medical payments. In North Dakota, policies may also include coverage for ice damage or winter storage risks. An agent can tailor a policy to your boat type and use.
How do I find a boat insurance agent in Fargo?
You can search online for independent agents in Fargo who specialize in watercraft insurance. Many local agencies offer quotes for boats, personal watercraft, and yachts. It is helpful to compare coverage limits and deductibles from multiple agents.