The top-rated boat insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Dixon Insurance, Superior Insurance. This directory lists 16 boat insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | Dixon Insurance | 3101 39th St S suite a | (701) 281-8200 |
| 4 | Superior Insurance | 1002 28th St S | (701) 356-3256 |
| 5 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 6 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 7 | Sarah Herlihy Agency - Nodak Insurance Company | 4141 31st Ave S Suite 105 | (701) 566-2128 |
| 8 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 9 | Tom Weber - State Farm Insurance Agent | 3120 25th St S Ste T-1 | (701) 356-4080 |
| 10 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
Far North Insurance serves the Fargo, North Dakota area as a boat insurance agent. This company helps local boat owners secure coverage for potential risks on area lakes and rivers. A boat insurance agent works to tailor policies that address specific regional concerns, such as seasonal storage and liability on navigable waters. Policies typically protect against damage from storms, theft, and accidents during operation. Far North Insurance offers specialized handling for watercraft liability and comprehensive physical damage coverage for boats in the Fargo region.
Grand Slam Insurance in Fargo, ND provides boat insurance coverage for watercraft of various sizes and types. It offers protection policies against common risks such as collision, theft, and storm damage on regional lakes and rivers. Service options typically include liability coverage and physical damage plans for seasonal boat usage. The agency services single-family homes with personal watercraft needs, apartments with shared dock facilities, retail outlets involved in boat sales, and restaurants located along waterfront properties.
Dixon Insurance serves boat owners in Fargo, North Dakota, and the surrounding Red River Valley communities. It handles coverage for various watercraft, including fishing boats, pontoons, and personal watercraft. The agency works to understand each client’s specific vessel and usage patterns to recommend appropriate protection against regional risks like wind and hail. When handling a claim, it focuses on gathering detailed reports of the incident and coordinating directly with the adjuster to facilitate a straightforward repair or replacement process.
Superior Insurance in Fargo, ND offers boat insurance agents who help clients distinguish between a one-time liability policy for a single season and recurring coverage that protects a vessel year-round. Their agents guide boat owners in selecting protection that addresses common local risks on North Dakota waterways, including damage from storms or collisions. Service for policy reviews and adjustments is provided on an as-needed basis at the client’s request.
Summit Insurance Agency in Fargo specializes in coverage for pontoons, fishing boats, and personal watercraft, offering tailored policies for recreational vessels. It also assists with general boat insurance needs, including liability and hull protection. The agency understands the seasonal boating patterns on area lakes and rivers, helping clients manage coverage limits during winter storage and spring launch periods.
When spring thaws arrive on the Red River, boat owners in Fargo need reliable coverage before launching. OnPoint Insurance Services works with regional carriers to provide boat insurance policies tailored for freshwater lakes and river conditions in North Dakota. The agency helps clients select liability limits and medical payments that address the area's common risks, including sudden storms on larger reservoirs. Every policy begins with a detailed inventory assessment of the vessel’s condition and equipment.
Sarah Herlihy Agency - Nodak Insurance Company serves the Fargo area, providing boat insurance for personal watercraft and recreational vessels. This agency offers commercial coverage for local businesses operating water-based equipment as well. The service extends across Fargo and the surrounding Red River Valley region. Clients often return after the boating season to discuss updates or policy adjustments before their next seasonal launch, ensuring continuous coverage between regular visits.
FM Insurance serves homeowners, property managers, and business owners in the Fargo metro area who need coverage for their personal watercraft, sailboats, or cabin cruisers. As a local boat insurance agent, the company helps clients navigate regional coverage options for liability, physical damage, and theft protection on inland lakes and rivers. This agency also extends its services to boat owners in the adjacent community of West Fargo and throughout the surrounding Cass County region.
Tom Weber’s agency provides boat insurance services in the Fargo, North Dakota area. The firm works to help customers select coverages for watercraft, including liability and physical damage options. Policies may be tailored to address regional needs such as seasonal usage on area lakes and liability protection during towing. For business clients, the agency can arrange commercial policies for a variety of enterprises, including office spaces, warehouses, and food service operations.
What Does a a Boat Insurance Agent in Fargo Cost?
The cost of boat insurance in North Dakota typically ranges from $200 to $800 per year for a standard runabout or fishing boat. Factors include boat value, horsepower, safety features, and your boating history. Larger yachts or high-speed boats may cost more. This is general information, not insurance advice.
About boat insurance agents in Fargo
Boat insurance agents in Fargo, North Dakota help protect your watercraft on the Red River and nearby lakes like Lake Ashtabula. North Dakota law does not require liability insurance for boats, but marinas and lenders often require it. A local agent can explain coverage options for theft, collision, and liability specific to North Dakota waterways.
Frequently Asked Questions
Do I need boat insurance in North Dakota?
North Dakota does not require boat liability insurance by law. However, if you have a loan on your boat or keep it at a marina, the lender or marina may require coverage. An agent in Fargo can help you understand what is needed for your situation.
What does boat insurance cover in North Dakota?
Boat insurance typically covers physical damage to your boat, theft, liability for injury or damage to others, and medical payments. In North Dakota, policies may also include coverage for ice damage or winter storage risks. An agent can tailor a policy to your boat type and use.
How do I find a boat insurance agent in Fargo?
You can search online for independent agents in Fargo who specialize in watercraft insurance. Many local agencies offer quotes for boats, personal watercraft, and yachts. It is helpful to compare coverage limits and deductibles from multiple agents.
Boat Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · West Fargo · Williston