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Find Boat Insurance Agents in Charlottesville, VA

Browse boat insurance agents serving Charlottesville, Virginia. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 boat insurance agents in Charlottesville, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hunter Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 293-3906 hunterwyant.com
Miguel Coradine - Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555 craddocksirius.com
Specialized Insurance
2250 Old Ivy Rd #5, Charlottesville, VA 22903
(434) 529-6000 specializedins.com
Craddock Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555 craddocksirius.com
Mac Weems - State Farm Insurance Agent
2215 Hydraulic Rd, Charlottesville, VA 22901
(434) 971-3838 cvillequote.com
Kevin Mann - State Farm Insurance Agent
1760 Timberwood Blvd, Charlottesville, VA 22911
(434) 978-1197 kevinmannagency.net
Gary Albert - State Farm Insurance Agent
1380 Rio Rd E, Charlottesville, VA 22901
(434) 296-1222 garyalbert.com
Ned Loyd: Allstate Insurance
944 Glenwood Station Ln STE 202, Charlottesville, VA 22901
(434) 977-0566 agents.allstate.com
Greg Leffler - State Farm Insurance Agent
503 Faulconer Dr #1a, Charlottesville, VA 22903
(434) 296-1010 gregleffler.us
Kristina Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 971-9966 kristinainsuresva.com
Insurance Doctor
1980 Abbey Rd, Charlottesville, VA 22911
(434) 218-1663 myinsurancedoctor.com
Towe Insurance Service Inc.
304 E Jefferson St, Charlottesville, VA 22902
(434) 295-5191 toweinsurance.com
Clark Jackson - State Farm Insurance Agent
530 Greenfield Terrace, Charlottesville, VA 22901
(434) 978-7457 clarkjacksoninsurance.com
Better Rate Insurance
106 South Steet, Charlottesville, VA 22902
(540) 818-7565 betterrateins.com
Melicca Dunn - State Farm Insurance Agent
199 Spotnap Rd Suite 3, Charlottesville, VA 22911
(434) 422-9345 meliccadunn.com
The Rudd Insurance Group
1410 Incarnation Dr STE 201, Charlottesville, VA 22901
(434) 973-6166 theruddinsurancegroup.com
Bearing Insurance
100 10th St NE STE 200, Charlottesville, VA 22902
(434) 977-5313 bearinginsurance.com
Jarrett Spencer at Comparion Insurance Agency
300 E Main St #308, Charlottesville, VA 22901
(434) 218-6265 comparioninsurance.com
Hanckel-Citizens Insurance
218 3rd St NE, Charlottesville, VA 22902
(434) 296-7191 hanckelcitizens.com
Indaco Risk Advisors
510 Locust Ave, Charlottesville, VA 22902
(434) 971-1990 indacoriskadvisors.com

Boat insurance agents in Charlottesville Virginia help protect your watercraft on nearby lakes and rivers. Virginia law requires liability insurance for motorized boats with more than 10 horsepower. Local agents can guide you through coverage options that meet state requirements and protect your investment.

What Does a Boat Insurance Agent in Charlottesville Cost?

Boat insurance costs in Virginia vary by boat value size and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year. For larger cruisers or speedboats annual premiums can range from 500 to 1500 dollars or more. Factors like your boating history and storage location also affect the price. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Virginia?
Virginia law does not require boat insurance for all watercraft. However you must carry liability insurance if your boat has a motor over 10 horsepower. Many marinas and lenders also require coverage.
What does boat insurance typically cover in Charlottesville?
Boat insurance policies usually cover physical damage to your boat liability for injuries or damage to others and medical payments. You can also add coverage for towing and personal property on board.
How do I choose a boat insurance agent in Charlottesville?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with Virginia waterways and check if they offer policies from multiple insurers to compare options.