The top-rated boat insurance agent in Charlottesville, Virginia is Miguel Coradine - Sirius Insurance, rated 5.0 stars across 957 reviews. Other highly rated options include Hunter Wyant - State Farm Insurance Agent, Specialized Insurance, Kevin Mann - State Farm Insurance Agent. This directory lists 25 boat insurance agents serving Charlottesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Coradine - Sirius Insurance | 687 Berkmar Cir | (434) 817-7555 |
| 2 | Hunter Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 293-3906 |
| 3 | Specialized Insurance | 2250 Old Ivy Rd #5 | (434) 529-6000 |
| 4 | Kevin Mann - State Farm Insurance Agent | 1760 Timberwood Blvd | (434) 978-1197 |
| 5 | Craddock Sirius Insurance | 687 Berkmar Cir | (434) 817-7555 |
| 6 | Mac Weems - State Farm Insurance Agent | 2215 Hydraulic Rd | (434) 971-3838 |
| 7 | Gary Albert - State Farm Insurance Agent | 1380 Rio Rd E | (434) 296-1222 |
| 8 | Ned Loyd: Allstate Insurance | 944 Glenwood Station Ln STE 202 | (434) 977-0566 |
| 9 | Greg Leffler - State Farm Insurance Agent | 503 Faulconer Dr #1a | (434) 296-1010 |
| 10 | Kristina Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 971-9966 |
Miguel Coradine - Sirius Insurance provides boat insurance coverage, including liability protection and physical damage policies for watercraft. It offers service plans that help clients review their policies annually to adjust for changing boat values or usage needs. The company services properties such as marinas, docks, and waterfront homes, as well as retail businesses that store or sell boats, and restaurants located along waterways in the Charlottesville, Virginia area.
Hunter Wyant - State Farm Insurance Agent serves the Charlottesville, VA area and provides boat insurance services to local residents. Policies are tailored to cover a range of watercraft, from small fishing boats to larger yachts, addressing unique risks on nearby lakes and rivers. The company assists clients in selecting coverage that includes liability protection and physical damage options. Hunter Wyant handles boat insurance for both sailboats and personal watercraft in this region.
Personal watercraft owners, sailboat captains, and motor yachtsmen in Charlottesville, Virginia, can consult Specialized Insurance for boat insurance agent services. The agency helps clients protect their marine investments against common risks on area lakes and rivers, including accidents and weather damage. Policyholders receive guidance in selecting appropriate liability and physical damage coverage for their vessels. Account service extends to operators navigating the waters near Lake Monticello or planning trips on the nearby Rivanna Reservoir.
Kevin Mann - State Farm Insurance Agent in Charlottesville, VA offers boat insurance policies tailored to protect a variety of watercraft, including fishing boats, pontoons, and cabin cruisers. The agency also provides homeowners and auto insurance services to local residents. Its boat insurance coverage typically includes liability protection, physical damage repairs, and medical payments for onboard injuries. Additionally, the agency assists clients with preparing for seasonal concerns such as winterizing coverage or storm damage prevention along Virginia’s nearby lakes and rivers.
Craddock Sirius Insurance serves boat owners in Charlottesville, Virginia, and the surrounding communities of the greater Piedmont region. It handles a full range of boat insurance policies, including coverage for pleasure craft, sailboats, fishing boats, and personal watercraft. Tailored policies are designed to protect against common risks on local lakes and rivers. For a typical job, the agent reviews the vessel’s use and value, then matches the client with a suitable plan from its panel of carriers to ensure proper coverage limits.
Mac Weems - State Farm Insurance Agent in Charlottesville, VA, provides boat insurance that offers a one-time policy purchase for the season or a recurring annual plan with continuous coverage. Liability protection is included for accidents on the water, while physical damage coverage addresses theft, vandalism, and storm-related losses. Personal property aboard the vessel is also covered under a standard policy. Service appointments are available on an as-needed basis for policy reviews or claims assistance.
As spring brings boaters back to the waterways around Charlottesville, VA, Gary Albert - State Farm Insurance Agent provides coverage for a variety of watercraft navigating local lakes and rivers. Policies from this agency can protect against common risks such as storm damage, collision, and liability while vessels are docked or underway. Understanding that each boat and usage pattern is unique, the agent discusses individual coverage needs directly with clients. The initial process typically begins with a review of the boat’s current condition and an assessment of its typical seasonal operation.
Ned Loyd: Allstate Insurance in Charlottesville, VA, helps clients secure coverage for their watercraft, addressing both liability and physical damage risks common to local lakes and rivers. Standard policies can be enhanced with specialized add-ons, including coverage for agreed value hull, towing assistance, and protection for onboard equipment and personal effects. The agency’s boat insurance services are available for those operating personal vessels, commercial fishing boats, and charter operations serving local offices, warehouses, and food service businesses.
Greg Leffler - State Farm Insurance Agent serves residential boat owners in Charlottesville, VA, with policies for personal watercraft and recreational vessels. The agency also provides commercial coverage options for local charter or fishing operations. Their service area extends throughout the Charlottesville region and surrounding Central Virginia waterways. They work with clients to review coverage needs during policy renewals and after changes in boat usage or storage. The agency encourages follow-up contact or repeat service between regular annual visits to adjust coverage as seasons or circumstances change.
Kristina Wyant - State Farm Insurance Agent in Charlottesville, VA, is known for providing personalized boat insurance policies tailored to protect customers against common watercraft risks. The agency serves boat owners across the greater Charlottesville area with coverage options designed for various types of vessels. Their policies typically safeguard against physical damage, theft, and liability while on the water or in storage. As a valued specialty service, the agency can easily add roadside assistance for trailers, offering extra peace of mind when transporting boats to and from local waterways.
What Does a a Boat Insurance Agent in Charlottesville Cost?
Boat insurance costs in Virginia vary by boat value size and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year. For larger cruisers or speedboats annual premiums can range from 500 to 1500 dollars or more. Factors like your boating history and storage location also affect the price. This is general information not insurance advice.
About boat insurance agents in Charlottesville
Boat insurance agents in Charlottesville Virginia help protect your watercraft on nearby lakes and rivers. Virginia law requires liability insurance for motorized boats with more than 10 horsepower. Local agents can guide you through coverage options that meet state requirements and protect your investment.
Frequently Asked Questions
Do I need boat insurance in Virginia?
Virginia law does not require boat insurance for all watercraft. However you must carry liability insurance if your boat has a motor over 10 horsepower. Many marinas and lenders also require coverage.
What does boat insurance typically cover in Charlottesville?
Boat insurance policies usually cover physical damage to your boat liability for injuries or damage to others and medical payments. You can also add coverage for towing and personal property on board.
How do I choose a boat insurance agent in Charlottesville?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with Virginia waterways and check if they offer policies from multiple insurers to compare options.
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