The top-rated boat insurance agent in Chesapeake, Virginia is Joe Sictor - State Farm Insurance Agent, rated 4.9 stars across 470 reviews. Other highly rated options include Centerville Insurance Agency, Shawn Fischer - State Farm Insurance Agent, Ferguson Insurance Center. This directory lists 20 boat insurance agents serving Chesapeake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Sictor - State Farm Insurance Agent | 1365 S Military Hwy Ste 100 | (757) 366-2277 |
| 2 | Centerville Insurance Agency | 516 Innovation Dr Ste 301 | (757) 420-0006 |
| 3 | Shawn Fischer - State Farm Insurance Agent | 825 S Battlefield Blvd Ste B | (757) 482-8350 |
| 4 | Ferguson Insurance Center | 1407 Stephanie Way Ste A | (757) 201-3000 |
| 5 | Kathy Kretz - State Farm Insurance Agent | 838 Old George Washington Hwy N H | (757) 487-0074 |
| 6 | Corey Jones - State Farm Insurance Agent | 237 Carmichael Way #225 | (757) 296-5159 |
| 7 | Garlow Insurance Agency - Nationwide Insurance | 312 Cedar Lakes Dr suite 201 | (757) 548-1515 |
| 8 | Erin Zabel - State Farm Insurance Agent | 801 Volvo Pkwy #121 | (757) 609-2787 |
| 9 | Jessica Hester - State Farm Insurance Agent | 1245 Cedar Rd J | (757) 481-1840 |
| 10 | COVA Insurance | 638 Independence Pkwy Ste 220 | (757) 410-5800 |
Joe Sictor – State Farm Insurance Agent serves the Chesapeake, VA, area and offers boat insurance policies for local watercraft owners. The agency provides coverage options that protect against common risks encountered on nearby waterways. Policies can include protection for physical damage to the hull and liability for accidents involving other vessels. The agency handles claims assistance and helps clients customize deductibles for their specific boating needs. Policy options also include coverage for towing and emergency assistance on the water.
Centerville Insurance Agency in Chesapeake, VA provides boat insurance for a variety of watercraft, including personal watercraft and sailboats. Its policies typically cover liability, physical damage, and towing assistance, with options for agreed value coverage. The agency assists clients in Chesapeake and surrounding coastal areas, tailoring plans to individual boating needs. It services a range of properties, including single-family homes, apartments, retail shops, and restaurants.
As a boat insurance agent, Shawn Fischer - State Farm Insurance Agent in Chesapeake, VA offers tailored coverage for watercraft, including liability and physical damage protection. The agency also provides general insurance services to address home, auto, and other personal needs. This local office helps clients safeguard their vessels against everyday risks on the Chesapeake Bay and nearby waterways. During hurricane season, it assists boat owners with understanding storm preparation and potential flood-related coverage concerns.
Homeowners and businesses in Chesapeake, VA, seeking coverage for their watercraft can turn to Ferguson Insurance Center for boat insurance agent services. They help clients select policies that protect against common risks on local waterways. Their work involves assessing a vessel's value, usage, and storage to recommend appropriate liability and physical damage coverage. They also serve clients in the neighboring greater Hampton Roads metro area, including Norfolk and Virginia Beach.
Kathy Kretz - State Farm Insurance Agent in Chesapeake, VA, offers both one-time and recurring service options for boat insurance. Recurring policies provide continuous liability and physical damage coverage, while one-time options suit seasonal or short-term needs. The agency's plans protect against common risks like collisions and theft on local waterways, ensuring clients remain compliant with marina requirements. Service runs on an as-needed basis, allowing policyholders to request timely assistance for claims, coverage adjustments, or policy inquiries without a predetermined schedule.
Mild winters keep boaters on the Chesapeake Bay well into fall, which can strain hulls and rigging with heavier seas. Corey Jones - State Farm Insurance Agent in Chesapeake, VA offers lake, river, and bay boat coverage that protects vessels against weather damage, theft, and collision liability. Local boaters benefit from policies tailored for saltwater exposure and in-board motors common in the region. The agent reviews each client’s launch schedule and mooring location to match coverage limits before scheduling a walk-through inspection of the craft and its safety equipment.
Garlow Insurance Agency - Nationwide Insurance serves the Chesapeake, Virginia area and its surrounding communities in Hampton Roads. It handles boat insurance for clients who own vessels of various types used for recreation or transport in local waters. The agency focuses on explaining coverage options for physical damage, liability, and specific boating hazards. It typically reviews a customer’s individual needs and vessel details to tailor a policy that meets their budget and risk requirements.
Erin Zabel operates a local insurance agency in Chesapeake, VA, that provides personalized boat insurance coverage for recreational and personal watercraft. The agency specializes in offering tailored add-ons such as liability protection, comprehensive damage coverage, and uninsured boater safeguards. Beyond watercraft insurance, the agency also serves the commercial sector, offering policies for office spaces, warehouse operations, and food service establishments.
Serving residential clients in Chesapeake, Jessica Hester’s agency offers boat insurance aimed at protecting personal watercraft. Commercial coverage is also available for policyholders who own vessels used for business purposes across the area. Policies generally address common risks like collision, theft, and liability while vessels are docked or underway. After the initial policy is written, the agency remains available to answer policy questions or adjust coverage between seasonal boat storage and active use, helping to ensure ongoing protection for each boater’s specific needs.
COVA Insurance serves the Chesapeake, VA, area as a boat insurance agent known for helping local boat owners protect their watercraft. Its service range covers standard liability, comprehensive physical damage, and medical payments coverage for vessels used on inland waters and the Chesapeake Bay. This agency assists with policies tailored to various boat types, from small fishing skiffs to larger cabin cruisers. Clients can also add on specialty coverage for towing, fuel spill liability, or on-land storage to address specific boating needs throughout the season.
What Does a a Boat Insurance Agent in Chesapeake Cost?
Boat insurance costs in Virginia vary widely based on boat type value and usage. A typical policy for a small fishing boat might cost 200 to 500 dollars per year. A larger cruiser or yacht could cost 1000 to 3000 dollars annually or more. Factors include horsepower length storage location and your boating experience. This is general information not insurance advice.
About boat insurance agents in Chesapeake
Chesapeake boat owners need insurance that covers the unique risks of Virginia waterways including the Intracoastal Waterway and the Chesapeake Bay. A local boat insurance agent can help you meet Virginia liability requirements and protect your investment. Virginia law does not require boat insurance for most vessels but lenders and marinas often require it.
Frequently Asked Questions
Is boat insurance required by law in Virginia?
Virginia does not require liability insurance for most recreational boats. However lenders financing a boat will require comprehensive and collision coverage. Some marinas also require proof of insurance before you can dock your vessel.
What types of boat insurance coverage are available in Chesapeake?
Common coverages include liability for damage to others, physical damage to your boat, medical payments, uninsured boater coverage, and trailer coverage. An agent can help you choose the right limits for your specific boat and how you use it.
How does Virginia law affect boat insurance claims?
Virginia has a two-year statute of limitations for filing a lawsuit after a boating accident. If you are in a collision you must report it to Virginia authorities if there is injury death or property damage over 2000 dollars.
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