The top-rated boat insurance agent in Pasco, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,023 reviews. Other highly rated options include Vern Fonk Insurance, Finder's Insurance, Jerad Groth: Allstate Insurance. This directory lists 13 boat insurance agents serving Pasco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 1925 N 20th Ave | (509) 547-8824 |
| 2 | Vern Fonk Insurance | 1935 W Court St C | (509) 219-7006 |
| 3 | Finder's Insurance | 1501 W Court St #105 | (509) 545-8101 |
| 4 | Jerad Groth: Allstate Insurance | 4021 W Court St | (509) 547-1171 |
| 5 | Harvey Insurance Agency | 3825 W Court St | (509) 543-9744 |
| 6 | Vladimir Krinitsyn - State Farm Insurance Agent | 1408 N 20th Ave C | (509) 547-7038 |
| 7 | Edison Valerio - State Farm Insurance Agent | 3407 W Court St | (509) 492-4446 |
| 8 | Jason Cowgill - State Farm Insurance Agent | 7007 Burden Blvd Suite 103 | (509) 544-9500 |
| 9 | Inszone Insurance Services | 9425 Sandifur Pkwy #101 | (509) 380-5980 |
| 10 | Leavitt Group - Sloan-Leavitt Insurance Agency | 6115 Burden Blvd | (509) 537-0500 |
Mid-Columbia Insurance serves the Pasco, Washington area as a dedicated boat insurance agent. The agency focuses on providing essential coverage options for recreational watercraft owners navigating local waterways. Clients can receive guidance on protecting their vessels from common risks like accidents, theft, and weather-related damage. Representatives help match policies to individual needs, whether for fishing boats, speedboats, or sailboats stored in the region. The company specifically handles liability protection for on-water operation and specialized coverage for hull and equipment repair.
Vern Fonk Insurance provides boat insurance coverage for a variety of watercraft, including fishing boats and personal watercraft, and also offers liability and physical damage options. The company assists with policy maintenance and claims filing to help keep vessels protected throughout the boating season. It serves residential clients with single-family homes that own boats, as well as apartments and retail businesses with marina operations. Additionally, it offers coverage for restaurants that utilize docks or waterfront property for customer access.
Finder’s Insurance serves the Pasco, Washington metro area as a boat insurance agent. They assist boat owners in securing coverage tailored to regional waters and recreational use. Policies generally address physical damage, liability, and theft, depending on the boat type. The company works with common local vessels and understands the unique risks of inland and river navigation. Boat insurance transactions here include coverage for fishing boats and personal watercraft, ensuring compliance with state requirements.
Jerad Groth: Allstate Insurance in Pasco, WA provides comprehensive boat insurance services, including liability protection, physical damage coverage, and options for fishing equipment and personal effects. The agency offers flexible policy reviews to ensure clients have adequate coverage for their specific watercraft needs, including sailboats, yachts, and personal watercraft. Service plans help boat owners understand their policy terms, manage deductibles, and file claims efficiently. This company insures residential marinas, waterfront single-family homes, apartment complexes with private docks, small retail boat rental shops, and waterfront restaurants.
Harvey Insurance Agency serves boat owners and marine enthusiasts in the Pasco, WA area, providing policies that cover watercraft liability, physical damage, and theft. As a boat insurance agent, it helps clients protect their vessels against common regional risks like river currents and windstorms on the Columbia River. The agency also extends its coverage to customers located in nearby Richland metro neighborhoods.
Serving the Pasco area and surrounding communities in eastern Washington, Vladimir Krinitsyn - State Farm Insurance Agent handles boat insurance policies for local watercraft owners. This provider assists clients with coverage that protects against common risks on the Columbia River and regional lakes. When a typical boat insurance job arises, the agent reviews the customer's specific vessel and usage patterns to recommend appropriate coverage limits.
Edison Valerio - State Farm Insurance Agent serves boat owners in Pasco, Washington, offering both one-time policy options for insuring a single vessel and recurring service for ongoing annual coverage. Their boat insurance plans typically protect against physical damage, theft, and liability, and coverage can extend to trailers and accessories. Policies are available on an annual scheduled renewal basis, with as-needed adjustments made for policyholders who add or replace a watercraft during the term.
Jason Cowgill - State Farm Insurance Agent in Pasco, WA specializes in boat insurance services, safeguarding vessels from common risks on nearby rivers and lakes. It also provides broader personal insurance coverage to meet local residents' varied needs. By offering tailored policies, it helps boat owners address exposures like collision damage and liability while navigating local waterways. The agency additionally assists with preparing for seasonal shifts, such as securing coverage against unexpected weather events common during the spring runoff period.
Inszone Insurance Services serves boat owners, homeowners, and small businesses in Pasco, Washington needing coverage for watercraft. The agency works to provide policies that protect personal watercraft, fishing boats, and cabin cruisers against liability, physical damage, and theft common on local rivers and reservoirs. Customers can discuss coverage options for seasonal or year-round usage and storage needs. The firm also extends its services to marina operators and property managers in nearby Kennewick along the Columbia River corridor.
As the Columbia River swells with spring runoff and local boat owners prepare for another season on the water, Leavitt Group - Sloan-Leavitt Insurance Agency in Pasco, WA provides professional guidance on securing appropriate coverage. Their agents help clients review common risks specific to inland and river navigation, ensuring policies address potential liabilities and physical damage. Coverage discussions typically include hull protection, personal property aboard, and towing expenses. To begin a policy review, the company schedules an inspection of the vessel to assess its current condition and safety equipment.
What Does a a Boat Insurance Agent in Pasco Cost?
Boat insurance costs in Washington vary widely based on boat value, size, horsepower, and usage. A typical policy for a small fishing boat might cost 200 to 400 dollars per year, while a larger cabin cruiser could cost 800 to 2,000 dollars annually. Factors like your driving record, location on the Columbia River, and chosen deductibles affect the premium. This is general information, not insurance advice.
About boat insurance agents in Pasco
Boat insurance agents in Pasco, Washington help protect your watercraft on the Columbia River and surrounding lakes. Washington state law does not require boat insurance for most vessels, but marinas and lenders often require liability coverage. An agent can explain options like physical damage coverage and uninsured boater protection.
Frequently Asked Questions
Do I need boat insurance in Washington state?
Washington does not require boat insurance for most recreational vessels. However, if you have a loan on your boat or keep it at a marina, the lender or marina may require liability coverage. It is wise to carry insurance to protect against accidents, theft, and damage.
What does boat insurance typically cover in Pasco?
Boat insurance policies usually include liability coverage for injury or damage to others, physical damage coverage for your boat, and medical payments. Many policies also cover towing, fuel spill liability, and uninsured boater protection. You can add coverage for personal property like fishing gear.
How do I find a boat insurance agent in Pasco?
You can search online for local independent agents or contact major insurance companies that offer boat policies. Many agents in Pasco specialize in recreational watercraft and can compare quotes from multiple carriers. Ask about discounts for safety courses or bundling with home or auto insurance.
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