The top-rated boat insurance agent in Seattle, Washington is PEMCO Mutual Insurance Co., rated 4.2 stars across 2,491 reviews. Other highly rated options include Vern Fonk Insurance, Lisa K. Maples - State Farm Insurance Agent, Farmers Insurance - Chris Elliott Insurance Agency. This directory lists 25 boat insurance agents serving Seattle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PEMCO Mutual Insurance Co. | 1300 Dexter Ave N | (800) 467-3626 |
| 2 | Vern Fonk Insurance | 10237 16th Ave SW | (206) 408-5084 |
| 3 | Lisa K. Maples - State Farm Insurance Agent | 10550 Lake City Way NE ste c | (206) 527-6720 |
| 4 | Farmers Insurance - Chris Elliott Insurance Agency | 1200 Westlake Ave N #502 | (206) 838-7000 |
| 5 | Kent Christianson - State Farm Insurance Agent | 1705 N 45th St Ste A | (206) 632-8000 |
| 6 | Northwest Insurance Group | 5431B California Ave SW | (206) 932-2500 |
| 7 | NextGen Insurance | 12034 15th Ave NE | (425) 472-4022 |
| 8 | Farmers Insurance - James Nguyen Agency | 3315 Rainier Ave S D | (206) 329-2679 |
| 9 | Magnolia Insurance Agency, Inc. | 3424 W McGraw St | (206) 284-4886 |
| 10 | Sav-On Insurance | 9614 17th Ave SW | (253) 617-3784 |
PEMCO Mutual Insurance Co. serves the Seattle, Washington metro area, offering boat insurance agency services to local boat owners. An agent works with customers to find appropriate coverage for different types of watercraft used on Puget Sound and nearby lakes. Policies typically address risks including physical damage, liability protection, and towing assistance while on the water. The agency helps clients navigate coverage options for both sailboats and motorized vessels commonly operated in this region.
Vern Fonk Insurance is a boat insurance agent in Seattle, Washington, known for helping clients protect their watercraft. The company provides coverage options for a range of vessels, including sailboats, yachts, and personal watercraft used on Puget Sound and nearby lakes. Their agents work with boat owners to find policies that address liability, physical damage, and towing needs typical to the Pacific Northwest maritime environment. This service includes arranging add-on coverage for emergency on-water assistance and specialized equipment protection.
Lisa K. Maples - State Farm Insurance Agent in Seattle, Washington is known for providing comprehensive boat insurance policies. The agency serves local boat owners, offering coverage that protects against common risks on the water, such as accidents and theft. Clients can obtain policies tailored to various vessel types, from small fishing boats to larger yachts, ensuring appropriate financial protection. A specialty service is adding coverage for personal watercraft, including jet skis and speedboats.
Farmers Insurance - Chris Elliott Insurance Agency serves the Seattle, Washington metro area as a Boat Insurance Agent. The agency provides essential coverage for watercraft owners throughout the region, addressing both common and unique risks associated with boating on local waters. Its services help protect vessels from damage, theft, and liability while at docks or underway. This business also handles specialized policies tailored for sailboats and personal watercraft commonly used in the Pacific Northwest.
Kent Christianson - State Farm Insurance Agent in Seattle, Washington, offers boat insurance coverage tailored for a variety of watercraft needs, including liability and physical damage protection. Standard policy options can be paired with maintenance guidance to help clients keep their vessels seaworthy through regular inspections and winterization recommendations. The agency serves local boat owners across Seattle, providing coverage for single-family homes, apartments, retail businesses, and restaurants throughout the area.
Northwest Insurance Group serves boat owners in Seattle, Washington, helping them secure coverage for watercraft such as powerboats, sailboats, and personal watercraft. It assists clients with policies that address risks specific to the Pacific Northwest’s marine environment, including seasonal weather patterns and local navigational hazards. Customers benefit from guidance on proper policy limits and liability protection for their vessels. The agency also extends its boat insurance services to homeowners and marine businesses throughout Bellevue and the surrounding Eastside communities.
Specializing in coverage for fishing vessels, sailboats, and personal watercraft, NextGen Insurance in Seattle handles policies for both private owners and charter operations. It works with clients to secure hull insurance, liability protection, and coverage for navigation along the Pacific Northwest coastline and inland waterways. The agent helps boaters address specific risks, including damage from sudden squalls in Puget Sound and liability concerns during the summer anchorage season.
Serving Seattle and surrounding communities, Farmers Insurance - James Nguyen Agency handles all aspects of boat insurance coverage. Typical clients include recreational boat owners seeking protection for liabilities, physical damage on the water, and during storage. Every policy is customized to the specific vessel, its typical usage, and local weather risks. The agent begins with a detailed review of the owner’s navigation habits and then matches those habits with a suitable level of hull and equipment protection.
Magnolia Insurance Agency, Inc. in Seattle, Washington, provides boat insurance as both an annual policy for long-term coverage and as a short-term option for seasonal or occasional use. Coverage is tailored for risks common to Pacific Northwest waters, including damage, liability, and theft. The agency advises clients on appropriate hull and liability limits based on their vessel type and navigation area. All service and policy adjustments are handled on a one-time or as-needed basis upon client request.
With the Pacific Northwest’s rainy winters and busy boating season on Puget Sound, Sav-On Insurance in Seattle, Washington, helps local boat owners secure coverage tailored to their vessel’s use. As a dedicated Boat Insurance Agent, the company navigates policy options that address saltwater exposure, moorage liability, and seasonal lay-up concerns. A full review of the boat’s condition, including hull and engine details, is typically scheduled to begin the initial assessment for any quoted policy.
What Does a a Boat Insurance Agent in Seattle Cost?
Boat insurance in Washington typically costs between 200 and 500 dollars per year for a small runabout. Larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Rates vary based on boat value location and coverage limits. This is general information not insurance advice.
About boat insurance agents in Seattle
Seattle boat owners need specialized insurance to protect their vessels on Puget Sound and local lakes. Washington state requires liability coverage for boats with motors over 10 horsepower. A local agent can help you meet these requirements and add coverage for theft or damage.
Frequently Asked Questions
What does a boat insurance agent in Seattle do?
A boat insurance agent helps you find a policy that covers your boat type and use. They explain Washington state requirements and recommend coverage options like liability or comprehensive. They also assist with claims if you have an accident.
Is boat insurance required in Washington state?
Washington law does not require boat insurance for all vessels. However marinas and lenders often require it. If you have a loan on your boat or store it at a marina you will likely need a policy.
What factors affect boat insurance cost in Seattle?
Cost depends on boat value length horsepower and how you use it. Your boating experience and claims history also matter. Location on Puget Sound can increase rates due to higher accident risk.
Boat Insurance Agents in Other Washington Cities
Auburn · Bellevue · Bellingham · Bothell · Burien · Camas · Edmonds · Everett · Federal Way · Issaquah · Kennewick · Kent · Kirkland · Lacey · Lake Stevens