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Find Boat Insurance Agents Near You in Seattle, WA

Browse boat insurance agents serving Seattle, Washington. Updated 2026-07-14.

The top-rated boat insurance agent in Seattle, Washington is PEMCO Mutual Insurance Co., rated 4.2 stars across 2,491 reviews. Other highly rated options include Vern Fonk Insurance, Lisa K. Maples - State Farm Insurance Agent, Farmers Insurance - Chris Elliott Insurance Agency. This directory lists 25 boat insurance agents serving Seattle.

Showing 25 boat insurance agents in Seattle, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1PEMCO Mutual Insurance Co.1300 Dexter Ave N(800) 467-3626
2Vern Fonk Insurance10237 16th Ave SW(206) 408-5084
3Lisa K. Maples - State Farm Insurance Agent10550 Lake City Way NE ste c(206) 527-6720
4Farmers Insurance - Chris Elliott Insurance Agency1200 Westlake Ave N #502(206) 838-7000
5Kent Christianson - State Farm Insurance Agent1705 N 45th St Ste A(206) 632-8000
6Northwest Insurance Group5431B California Ave SW(206) 932-2500
7NextGen Insurance12034 15th Ave NE(425) 472-4022
8Farmers Insurance - James Nguyen Agency3315 Rainier Ave S D(206) 329-2679
9Magnolia Insurance Agency, Inc.3424 W McGraw St(206) 284-4886
10Sav-On Insurance9614 17th Ave SW(253) 617-3784
PM
1300 Dexter Ave N
PEMCO Mutual Insurance Co.
Boat Insurance Agent · Seattle, WA

PEMCO Mutual Insurance Co. serves the Seattle, Washington metro area, offering boat insurance agency services to local boat owners. An agent works with customers to find appropriate coverage for different types of watercraft used on Puget Sound and nearby lakes. Policies typically address risks including physical damage, liability protection, and towing assistance while on the water. The agency helps clients navigate coverage options for both sailboats and motorized vessels commonly operated in this region.

VF
10237 16th Ave SW
Vern Fonk Insurance
Boat Insurance Agent · Seattle, WA

Vern Fonk Insurance is a boat insurance agent in Seattle, Washington, known for helping clients protect their watercraft. The company provides coverage options for a range of vessels, including sailboats, yachts, and personal watercraft used on Puget Sound and nearby lakes. Their agents work with boat owners to find policies that address liability, physical damage, and towing needs typical to the Pacific Northwest maritime environment. This service includes arranging add-on coverage for emergency on-water assistance and specialized equipment protection.

LK
10550 Lake City Way NE ste c
Lisa K. Maples - State Farm Insurance Agent
Boat Insurance Agent · Seattle, WA

Lisa K. Maples - State Farm Insurance Agent in Seattle, Washington is known for providing comprehensive boat insurance policies. The agency serves local boat owners, offering coverage that protects against common risks on the water, such as accidents and theft. Clients can obtain policies tailored to various vessel types, from small fishing boats to larger yachts, ensuring appropriate financial protection. A specialty service is adding coverage for personal watercraft, including jet skis and speedboats.

FI
1200 Westlake Ave N #502
Farmers Insurance - Chris Elliott Insurance Agency
Boat Insurance Agent · Seattle, WA

Farmers Insurance - Chris Elliott Insurance Agency serves the Seattle, Washington metro area as a Boat Insurance Agent. The agency provides essential coverage for watercraft owners throughout the region, addressing both common and unique risks associated with boating on local waters. Its services help protect vessels from damage, theft, and liability while at docks or underway. This business also handles specialized policies tailored for sailboats and personal watercraft commonly used in the Pacific Northwest.

KC
1705 N 45th St Ste A
Kent Christianson - State Farm Insurance Agent
Boat Insurance Agent · Seattle, WA

Kent Christianson - State Farm Insurance Agent in Seattle, Washington, offers boat insurance coverage tailored for a variety of watercraft needs, including liability and physical damage protection. Standard policy options can be paired with maintenance guidance to help clients keep their vessels seaworthy through regular inspections and winterization recommendations. The agency serves local boat owners across Seattle, providing coverage for single-family homes, apartments, retail businesses, and restaurants throughout the area.

NI
5431B California Ave SW
Northwest Insurance Group
Boat Insurance Agent · Seattle, WA

Northwest Insurance Group serves boat owners in Seattle, Washington, helping them secure coverage for watercraft such as powerboats, sailboats, and personal watercraft. It assists clients with policies that address risks specific to the Pacific Northwest’s marine environment, including seasonal weather patterns and local navigational hazards. Customers benefit from guidance on proper policy limits and liability protection for their vessels. The agency also extends its boat insurance services to homeowners and marine businesses throughout Bellevue and the surrounding Eastside communities.

NI
12034 15th Ave NE
NextGen Insurance
Boat Insurance Agent · Seattle, WA

Specializing in coverage for fishing vessels, sailboats, and personal watercraft, NextGen Insurance in Seattle handles policies for both private owners and charter operations. It works with clients to secure hull insurance, liability protection, and coverage for navigation along the Pacific Northwest coastline and inland waterways. The agent helps boaters address specific risks, including damage from sudden squalls in Puget Sound and liability concerns during the summer anchorage season.

FI
3315 Rainier Ave S D
Farmers Insurance - James Nguyen Agency
Boat Insurance Agent · Seattle, WA

Serving Seattle and surrounding communities, Farmers Insurance - James Nguyen Agency handles all aspects of boat insurance coverage. Typical clients include recreational boat owners seeking protection for liabilities, physical damage on the water, and during storage. Every policy is customized to the specific vessel, its typical usage, and local weather risks. The agent begins with a detailed review of the owner’s navigation habits and then matches those habits with a suitable level of hull and equipment protection.

MI
3424 W McGraw St
Magnolia Insurance Agency, Inc.
Boat Insurance Agent · Seattle, WA

Magnolia Insurance Agency, Inc. in Seattle, Washington, provides boat insurance as both an annual policy for long-term coverage and as a short-term option for seasonal or occasional use. Coverage is tailored for risks common to Pacific Northwest waters, including damage, liability, and theft. The agency advises clients on appropriate hull and liability limits based on their vessel type and navigation area. All service and policy adjustments are handled on a one-time or as-needed basis upon client request.

SO
9614 17th Ave SW
Sav-On Insurance
Boat Insurance Agent · Seattle, WA

With the Pacific Northwest’s rainy winters and busy boating season on Puget Sound, Sav-On Insurance in Seattle, Washington, helps local boat owners secure coverage tailored to their vessel’s use. As a dedicated Boat Insurance Agent, the company navigates policy options that address saltwater exposure, moorage liability, and seasonal lay-up concerns. A full review of the boat’s condition, including hull and engine details, is typically scheduled to begin the initial assessment for any quoted policy.

MM
9259 57th Ave S
Merrill & Merrill Insurance
Boat Insurance Agent · Seattle, WA
(206) 906-9590
merrill-merrill.com
BI
2601 W Marina Pl B
Bright Insurance Agency
Boat Insurance Agent · Seattle, WA
(360) 248-4942
boatinsurance.net
DI
1516 SW Roxbury St
Delridge Insurance West
Boat Insurance Agent · Seattle, WA
(206) 763-4770
delridgeinsurancewest.com
WS
1777 Utah Ave S
Washington State Insurance Agency
Boat Insurance Agent · Seattle, WA
(206) 222-9940
letiziaphimsoutham.wixsite.com/washington-state-ins
NI
2100 Westlake Ave N Suite 103
Novamar Insurance
Boat Insurance Agent · Seattle, WA
(206) 281-8144
novamarinsurance.com
CI
13500 Lake City Way NE # 202
Cairns Insurance
Boat Insurance Agent · Seattle, WA
(206) 368-8117
cairnsinsurance.com
BI
2296 W Commodore Way #300
Bristol Insurance Group
Boat Insurance Agent · Seattle, WA
(206) 634-1770
RH
2296 W Commodore Way #110
Rich Haynie Insurance Inc
Boat Insurance Agent · Seattle, WA
(206) 634-1770
richhaynieinsurance.com
SG
1715 W Nickerson St
Seattle General Agency Inc
Boat Insurance Agent · Seattle, WA
(206) 282-7000
seattlegeneralagency.com
WS
3922 California Ave SW
West Seattle Insurance - Harbor Insurance Services
Boat Insurance Agent · Seattle, WA
(206) 241-8744
westseattleinsurance.com
PM
3302 Fuhrman Ave E #300
Premier Marine USA
Boat Insurance Agent · Seattle, WA
(888) 377-7364
premiermarineusa.com
RM
1700 Westlake Ave N
Robinson-Maurer-Welts Insurance
Boat Insurance Agent · Seattle, WA
(206) 269-5200
PS
Roosevelt Way NE
Progressive Seattle
Boat Insurance Agent · Seattle, WA
(206) 558-5913
progressive.com
BI
2601 W Marina Pl B
Boat Insurance Agency
Boat Insurance Agent · Seattle, WA
(206) 285-1350
boatinsurance.net
MS
1115 N Northlake Way #200
Mariner's General Insurance Group
Boat Insurance Agent · Seattle, WA
(800) 992-4443
marinersins.com

What Does a a Boat Insurance Agent in Seattle Cost?

Boat insurance in Washington typically costs between 200 and 500 dollars per year for a small runabout. Larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Rates vary based on boat value location and coverage limits. This is general information not insurance advice.

About boat insurance agents in Seattle

Seattle boat owners need specialized insurance to protect their vessels on Puget Sound and local lakes. Washington state requires liability coverage for boats with motors over 10 horsepower. A local agent can help you meet these requirements and add coverage for theft or damage.

Frequently Asked Questions

What does a boat insurance agent in Seattle do?

A boat insurance agent helps you find a policy that covers your boat type and use. They explain Washington state requirements and recommend coverage options like liability or comprehensive. They also assist with claims if you have an accident.

Is boat insurance required in Washington state?

Washington law does not require boat insurance for all vessels. However marinas and lenders often require it. If you have a loan on your boat or store it at a marina you will likely need a policy.

What factors affect boat insurance cost in Seattle?

Cost depends on boat value length horsepower and how you use it. Your boating experience and claims history also matter. Location on Puget Sound can increase rates due to higher accident risk.

Boat Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.