The top-rated boat insurance agent in Oshkosh, Wisconsin is Brett A. Beaulieu LLC: Allstate Insurance, rated 4.9 stars across 303 reviews. Other highly rated options include Katie Coppersmith - State Farm Insurance Agent, Shawn Dockry - State Farm Insurance Agent, Richards Insurance Oshkosh. This directory lists 19 boat insurance agents serving Oshkosh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brett A. Beaulieu LLC: Allstate Insurance | 136 Jackson St # 4 | (920) 233-8460 |
| 2 | Katie Coppersmith - State Farm Insurance Agent | 2210 Omro Rd Ste B | (920) 235-9045 |
| 3 | Shawn Dockry - State Farm Insurance Agent | 1040 S Koeller St | (920) 385-1960 |
| 4 | Richards Insurance Oshkosh | 48 N Oakwood Rd | (920) 235-1980 |
| 5 | Bock Insurance Agency, Inc. | 2337 Jackson St | (920) 235-5737 |
| 6 | Mitchell Insurance Agency | 1924 S Washburn St | (920) 233-0272 |
| 7 | Alliance Insurance Centers, LLC | 226 N Main St | (920) 426-5292 |
| 8 | Farmers Insurance Oshkosh | 303 Pearl Ave Ste E | (920) 651-3031 |
| 9 | Insurance Services By Karen | 1429 Oregon St | (920) 385-0782 |
| 10 | Patrick Huck Agency, LLC American Family Insurance | 300 S Koeller St STE M | (920) 233-3100 |
Brett A. Beaulieu LLC: Allstate Insurance serves the Oshkosh, Wisconsin area as a local agency for boat insurance coverage. It helps boat owners manage financial risks from accidents or damage on area waterways. The agency works to match policy options to individual needs for a vessel. Coverage typically includes physical damage protection and liability for on-water incidents. This agent also handles personal watercraft and small leisure boat policies specific to the Lake Winnebago region.
Katie Coppersmith - State Farm Insurance Agent offers boat insurance services in the Oshkosh, Wisconsin area, including coverage options and tailored policy review and adjustment meetings. Its service plans involve ongoing policy support, assistance with coverage changes, and claims guidance as needed throughout the boating season. The company serves a range of property types, including single-family homes, multi-unit apartments, small retail stores, and local restaurants that maintain associated watercraft.
Shawn Dockry - State Farm Insurance Agent serves local homeowners and businesses in Oshkosh, Wisconsin, providing boat insurance policies for personal watercraft and larger vessels. The agent helps clients protect their marine investments with coverage tailored to common area risks like storms and docking accidents. Policies can be discussed in a straightforward consultation, ensuring lakefront property owners find suitable liability and physical damage options. The agency also extends its boat insurance services to clients in the neighboring communities around Lake Winnebago, including Menasha and Neenah.
Richards Insurance Oshkosh serves boat owners throughout Oshkosh and the surrounding Winnebago County communities. The agency handles coverage for a variety of watercraft, including fishing boats, pontoons, and personal watercraft. They focus on matching policies to individual boating habits and hull values. For a typical job, an agent reviews the vessel’s usage, storage location, and liability needs to recommend appropriate protection levels. This approach ensures local boaters receive clear, customized coverage options.
Bock Insurance Agency, Inc. in Oshkosh, WI, helps boat owners choose between a one-time policy for a single season or a recurring annual plan that automatically renews. Their standard coverage protects against physical damage to the watercraft and liability for bodily injury or property damage caused to others. Additional options often include coverage for agreed hull value and towing assistance. Service appointments for new quotes or policy changes typically occur on an as-needed basis by phone or in person.
Mitchell Insurance Agency specializes in boat insurance policies for the Oshkosh, WI area on the shores of Lake Winnebago. This includes coverage for runabouts, pontoons, and sailing vessels. General services involve creating customized policies that protect against standard watercraft liabilities and damage. The agency assists clients through the full insurance process, from initial risk assessment to claims assistance during the season. In winter months, it helps boat owners adjust coverage to protect vessels during ice and cold-weather storage.
Boat owners on Lake Winnebago and the Fox River face seasonal risks from storms and shifting docks. Alliance Insurance Centers, LLC in Oshkosh, WI provides policies that cover these common watercraft exposures. As a local boat insurance agent, the company helps clients match hull and liability coverage to the specific value and use of their vessel. Every new policy begins with a careful review of the boat’s condition during a physical or photographic inspection to establish accurate coverage.
Farmers Insurance Oshkosh provides comprehensive boat insurance coverage for recreational watercraft in Oshkosh, WI. The agency helps local boat owners protect their vessels against common risks such as physical damage, theft, and liability on area lakes and waterways. Customizable policies can often include add-ons like additional liability limits for passengers, trailer attachment coverage, and specialized protections for fishing equipment or personal watercraft. Beyond boat insurance, the agency serves a variety of commercial sectors, including local offices, warehouses, and food service businesses.
Insurance Services By Karen provides residential boat insurance service for homeowners in Oshkosh, Wisconsin, and also extends commercial coverage to local marinas and charter operators. Their agents help clients navigate policy options for lakeshore properties and regional waterways. Service focuses on annual policy reviews and claims support for the area's seasonal boating needs. Clients often return between regular visits to update coverage after equipment upgrades or changes in vessel storage.
Patrick Huck Agency, LLC American Family Insurance in Oshkosh, Wisconsin, is known for providing boat insurance policies that cover watercraft used on local lakes and rivers. The agency offers services that help customers protect their vessels from common risks such as accidents, theft, and weather-related damage. Policies typically include liability coverage for bodily injury and property damage. A usual specialty service the agency can add on is coverage for onboard equipment, such as fishing gear and navigational electronics.
What Does a a Boat Insurance Agent in Oshkosh Cost?
Boat insurance costs in Wisconsin typically range from 200 to 600 dollars per year for a standard runabout. Larger vessels or high-performance boats may cost 800 to 1,500 dollars annually. Premiums depend on boat value, horsepower, and your claims history. This is general information and not insurance advice.
About boat insurance agents in Oshkosh
Boat insurance agents in Oshkosh help protect your watercraft on Lake Winnebago and the Fox River. Wisconsin law requires liability coverage for motorized boats with more than 25 horsepower. An agent can tailor a policy to cover physical damage, theft, and towing on local waters.
Frequently Asked Questions
What does boat insurance cover in Oshkosh Wisconsin?
A standard boat insurance policy in Wisconsin covers liability for bodily injury and property damage. It also covers physical damage from collision, fire, theft, and vandalism. Some policies include coverage for towing and fuel spill liability on Lake Winnebago.
Is boat insurance required by law in Wisconsin?
Wisconsin law does not require boat insurance for all watercraft. However, if you have a loan on your boat or store it at a marina, the lender or marina may require coverage. Liability insurance is recommended to protect against accidents on navigable waters.
How do I choose a boat insurance agent in Oshkosh?
Look for an agent who specializes in watercraft insurance and knows local conditions on Lake Winnebago. Ask about coverage for winter lay-up and storage. Compare quotes from multiple agents to find a policy that fits your boat type and usage.
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