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Find Business Insurance Agents Near You in Decatur, AL

Browse business insurance agents serving Decatur, Alabama. Updated 2026-07-14.

The top-rated business insurance agent in Decatur, Alabama is Direct Auto Insurance, rated 4.9 stars across 1,156 reviews. Other highly rated options include Trevor Butcher - State Farm Insurance Agent, Highstreet Kilgro Insurance Agency, Acceptance Insurance. This directory lists 20 business insurance agents serving Decatur.

Showing 20 business insurance agents in Decatur, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance116 14th St SW Suite D(256) 351-0400
2Trevor Butcher - State Farm Insurance Agent719 Bank St Ste C(256) 353-6522
3Highstreet Kilgro Insurance Agency439 Johnston St SE(256) 350-8241
4Acceptance Insurance1313 Point Mallard Pkwy C(256) 278-7028
5Providence Insurance107 Grant St SE(256) 277-1481
6AL Auto Insurance2411 6th Ave SE Suite A3(256) 686-3705
7Standridge Insurance Group713 6th Ave SE(256) 476-4068
8Alabama Insurance Services2132 6th Ave SE Suite 105(256) 355-0413
9Ken Williams Insurance - Equity Insurance Group901 Wimberly Dr SW B(256) 552-5522
10Stovall-Marks Insurance2601 Danville Rd SW(256) 355-7951
DA
116 14th St SW Suite D
Direct Auto Insurance
Business Insurance Agent · Decatur, AL

Direct Auto Insurance in Decatur, Alabama, is a Business Insurance Agent known for helping local companies secure essential liability coverage alongside property protection. The agency assists small to midsize businesses in assessing their daily operational risks within the regional market. Business owners can work with agents to customize a general liability policy that fits their specific industry needs. A common add-on service this agency offers is professional liability insurance designed to cover claims related to advice or service errors made during normal operations.

TB
719 Bank St Ste C
Trevor Butcher - State Farm Insurance Agent
Business Insurance Agent · Decatur, AL

Trevor Butcher - State Farm Insurance Agent serves the Decatur, Alabama metro area by providing business insurance products. The agency works with local entrepreneurs to secure coverage that protects their company assets and operations. Tailored policies address property, liability, and specialized business needs. For Decatur small businesses and larger commercial accounts, the agent assists with risk assessment and coverage selection. Individual policy management and claims support are handled directly in this area. Common services include commercial auto insurance and general liability coverage.

HK
439 Johnston St SE
Highstreet Kilgro Insurance Agency
Business Insurance Agent · Decatur, AL

Highstreet Kilgro Insurance Agency provides a range of business insurance services in the Decatur, Alabama area. The agency works with clients to evaluate their commercial liability, property, and workers’ compensation needs, tailoring coverage plans to individual business structures. They also offer guidance on adjusting coverage as operations evolve. Their client servicing includes periodic policy reviews and claims assistance. The agency services various property types, including single-family homes, apartments, retail locations, and restaurants, helping these businesses manage their insurance risks.

AI
1313 Point Mallard Pkwy C
Acceptance Insurance
Business Insurance Agent · Decatur, AL

Acceptance Insurance serves the Decatur, Alabama area as a local business insurance agent. It assists commercial clients with obtaining essential coverage to protect their operations and assets. The agency works to help business owners find policies that match their specific professional needs and risk profiles. General liability coverage, which helps protect against claims of third-party injury or property damage, is one of the services it handles. Commercial property insurance, which covers a business’s physical assets such as its building and equipment, is also handled here.

PI
107 Grant St SE
Providence Insurance
Business Insurance Agent · Decatur, AL

Providence Insurance serves local businesses, property managers, and homeowners in Decatur, Alabama, offering tailored business insurance agent services to protect commercial assets and liability. Policies are designed to address risks common to small and mid-sized enterprises throughout the region. The agency works closely with clients to identify coverage needs and recommend appropriate commercial insurance solutions. Its service area also extends to nearby communities within the Huntsville metropolitan region, including Madison and Athens, ensuring broader access for area business owners.

AA
2411 6th Ave SE Suite A3
AL Auto Insurance
Business Insurance Agent · Decatur, AL

AL Auto Insurance serves Decatur and the surrounding communities in Morgan County and North Alabama, handling commercial insurance policies for local businesses. It offers general liability, property, and workers' compensation coverage for small and mid-sized companies. The agency evaluates each client’s operational risks and exposures to recommend appropriate limits and deductibles. For a typical job, it collects business details, reviews potential hazards, and then compares options from multiple carriers to present a coverage plan tailored to the client's daily needs and budget.

SI
713 6th Ave SE
Standridge Insurance Group
Business Insurance Agent · Decatur, AL

Standridge Insurance Group serves businesses in Decatur, AL, offering both one-time policies for specific projects and recurring coverage for ongoing operations. Their commercial insurance solutions address general liability, property protection, and worker safety, helping local enterprises manage risks inherent to their industry. Coverage is tailored to meet the unique needs of small and mid-sized companies. Service is provided on both a one-time basis for single needs and as a scheduled renewal arrangement for continuous protection.

AI
2132 6th Ave SE Suite 105
Alabama Insurance Services
Business Insurance Agent · Decatur, AL

Alabama Insurance Services offers specialized business insurance solutions, including general liability and commercial property coverage, tailored for local enterprises in Decatur, AL. It provides ongoing risk management guidance for established companies and new ventures. The agency works closely with clients to analyze policy renewals and adjust protection as operations grow or shift. Throughout hurricane season in north Alabama, it helps businesses review wind and flood coverage to ensure adequate protection before storms arrive.

KW
901 Wimberly Dr SW B
Ken Williams Insurance - Equity Insurance Group
Business Insurance Agent · Decatur, AL

Ken Williams Insurance, as part of the Equity Insurance Group, works with Decatur businesses to assess and manage their general liability and property risks, building customized plans that supplement basic coverage through specialty add-ons such as equipment breakdown protection or cyber liability. These tailored policies help address the specific operational exposures found across local office environments, commercial warehouses, and food service establishments.

SM
2601 Danville Rd SW
Stovall-Marks Insurance
Business Insurance Agent · Decatur, AL

As Decatur businesses prepare for seasonal shifts in inventory or liability needs, Stovall-Marks Insurance reviews coverages tailored to the area’s commercial climate. Working from Decatur, AL, this business insurance agent helps local companies manage general liability, property, and workers’ compensation risks. Their process typically begins with a walkthrough of the insured premises, noting existing safety measures and equipment to identify any gaps in protection. An initial risk assessment is then scheduled to align policy options with each client’s specific operational exposures.

SI
1414 7th Ave SE
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
Business Insurance Agent · Decatur, AL
(256) 552-7577
insurshield.com
WA
1904 Flint Rd SE
Webb-Awtrey Agency - American National Insurance
Business Insurance Agent · Decatur, AL
(256) 355-8215
da-ins.net
KI
815 Bradley St SW
Knight Insurance Agency
Business Insurance Agent · Decatur, AL
(256) 350-8139
SA
101 14th St SW
Stough & Associates Insurance Agency
Business Insurance Agent · Decatur, AL
(256) 340-1905
BC
1324 Stratford Rd SE
Bishop, Cannon & Stacy Insurance
Business Insurance Agent · Decatur, AL
(256) 355-7779
bcsinsuranceco.com
KI
401 Grant St SE
King Insurance Agency
Business Insurance Agent · Decatur, AL
(256) 353-1460
PG
2708 6th Ave SE Building 2 Suite A
Peck-Glasgow Insurance
Business Insurance Agent · Decatur, AL
(256) 350-7296
peck-glasgow.com/decatur
AA
820 Bradley St SW
Akin & Associates Insurance Group, Decatur
Business Insurance Agent · Decatur, AL
(256) 260-2278
akinandassociates.com
NI
1000 Beltline Rd SW Ste A
Nationwide Insurance: Hayes Rasbury Agency, Inc.
Business Insurance Agent · Decatur, AL
(256) 350-6315
agency.nationwide.com/al/decatur/35601/hayes-rasbury-agency-inc
WW
1000 Beltline Rd SW j
Will Wright Agency
Business Insurance Agent · Decatur, AL
(256) 353-5537
willwrightagency.com

What Does a a Business Insurance Agent in Decatur Cost?

Typical costs for a business insurance agent in Alabama vary by industry and coverage level. A small retail shop might pay 500 to 1,500 dollars per year for general liability. A construction contractor could pay 2,000 to 5,000 dollars annually for a package policy. Workers compensation rates in Alabama average around 1.50 dollars per 100 dollars of payroll for low-risk jobs. These are general estimates; your actual cost depends on your specific business. This is general information, not insurance advice.

About business insurance agents in Decatur

Business insurance agents in Decatur, Alabama help local companies find coverage that meets state requirements. Alabama law mandates workers compensation insurance for businesses with five or more employees. An agent can guide you through general liability, commercial property, and professional liability options.

Frequently Asked Questions

What types of business insurance are required in Alabama?

Alabama requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or clients.

How do I find a business insurance agent in Decatur?

You can search online directories, ask other local business owners for referrals, or contact the Alabama Department of Insurance for a list of licensed agents in Decatur. Many agents offer free initial consultations to discuss your needs.

Does Alabama have a specific statute for business insurance claims?

Yes, Alabama Code Title 27 governs insurance policies and claims. For workers compensation, claims must be filed within two years of the injury. For property or liability claims, you typically have two years to file a lawsuit under Alabamas statute of limitations.

Business Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.