The top-rated business insurance agent in Florence, Alabama is Bert Bretherick - State Farm Insurance Agent, rated 4.9 stars across 243 reviews. Other highly rated options include Farmers Insurance - Mark Holley, Alfa Insurance - The Oakley Agency, Direct Auto Insurance. This directory lists 20 business insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bert Bretherick - State Farm Insurance Agent | 2912 Hough Rd | (256) 764-2241 |
| 2 | Farmers Insurance - Mark Holley | 464 E Tennessee St | (256) 767-5555 |
| 3 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 4 | Direct Auto Insurance | 2083 Florence Blvd | (256) 740-0886 |
| 5 | Acceptance Insurance | 3109 Florence Blvd | (256) 449-7017 |
| 6 | Guardian Insurance Group | 2103 Florence Blvd | (256) 994-3339 |
| 7 | Lyndsay Warren - COUNTRY Financial Agent | 2101 Florence Blvd ste a | (256) 383-7077 |
| 8 | Garrett Batson - State Farm Insurance Agent | 659 Cox Creek Pkwy Suite E | (256) 764-2285 |
| 9 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
| 10 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
Bert Bretherter - State Farm Insurance Agent serves businesses in and around Florence, Alabama, providing commercial insurance coverage aimed at protecting local enterprises. This agency works with small and medium-sized businesses to help them manage potential risks and financial losses. General liability policies safeguard against claims of property damage or bodily injury, while commercial property insurance covers physical assets such as buildings and equipment. The team assists business owners in crafting customized policies that meet their operational needs. Specific services include handling workers’ compensation claims and securing commercial auto liability coverage.
Farmers Insurance - Mark Holley offers a comprehensive range of business insurance products tailored for the Florence area, including general liability, property coverage, and workers compensation. The agency works closely with clients to develop customized service plans that protect against operational risks and help maintain business continuity. Regular policy reviews and updates are provided to address changing exposures. The firm serves a diverse portfolio of commercial properties, including single-family homes rented as investments, multi-family apartment buildings, retail shops, and restaurants.
Alfa Insurance - The Oakley Agency serves homeowners, business owners, and property managers in Florence, Alabama, offering tailored coverage for commercial liability, property, and workers' compensation needs. The agency assists local entrepreneurs in reviewing policy options to protect their assets and operations. Business insurance professionals in this area help clients manage risks specific to retail, construction, and service industries. The agency also provides coverage solutions for clients in nearby Muscle Shoals and throughout Lauderdale County.
Direct Auto Insurance in Florence, Alabama, provides business insurance solutions designed to protect local companies from common operational risks. It offers specialty property coverage and liability insurance policies that can be tailored to suit various business needs. This agency helps business owners manage exposures related to their assets, equipment, and daily operations. Commercial clients can seek coverage for different industry sectors, including offices, warehouses, and food service establishments, ensuring their financial stability against unforeseen claims.
Acceptance Insurance in Florence, Alabama helps residential clients protect their homes and personal property. Commercial coverage is also available for local businesses needing liability or property insurance. The agency serves customers throughout the Florence area. A new client can schedule an initial consultation to review their specific needs. During regular visits, agents can adjust policies, answer questions, and process claims until the next scheduled follow-up appointment.
Guardian Insurance Group serves Florence, Alabama, and the surrounding Shoals communities. It handles commercial coverage needs for local businesses, including liability, property, and workers' compensation insurance. The company helps clients by assessing specific operational risks and finding appropriate policies from multiple carriers. For a typical job, it starts with a detailed consultation to understand a business's unique exposures and then compares coverage options from different insurers to recommend a tailored policy that fits the client's budget and risk profile.
Lyndsay Warren with COUNTRY Financial offers business insurance agents risk management solutions and liability coverage, along with commercial property and workers’ compensation policies for local enterprises. The agency serves Florence, AL, professionals by tailoring policies to protect assets and ensure operational continuity. During the summer storm season, it helps business owners secure additional coverage for potential wind and hail damage to commercial buildings and inventory.
As spring storms approach the Tennessee Valley, businesses in Florence review their coverage against wind and hail damage. Garrett Batson’s State Farm agency offers professional guidance on commercial insurance tailored to local enterprises. This service protects assets from common regional liabilities, including property claims and general liability exposure. To begin, they arrange a face-to-face inspection of your premises to assess current risk and recommend appropriate limits.
B.J. Brewer: Allstate Insurance in Florence, AL assists local businesses with both one-time policy adjustments and ongoing coverage management for general liability and property protection. A business insurance agent in this area helps commercial clients evaluate risk and select appropriate plans. This agency provides professional guidance tailored to the needs of small and medium-sized enterprises. Service is available on an as-needed basis, allowing clients to request consultations or policy reviews at their own discretion rather than following a fixed schedule.
What Does a a Business Insurance Agent in Florence Cost?
Typical costs for a small business insurance policy in Alabama range from 500 to 3,000 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification often from 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property insurance adds additional cost based on building value and location. This is general information and not insurance advice.
About business insurance agents in Florence
Business insurance agents in Florence Alabama help local business owners find the right coverage for their specific needs. Alabama law requires certain types of business insurance such as workers compensation for companies with five or more employees. An agent can guide you through options like general liability commercial property and professional liability insurance.
Frequently Asked Questions
What types of business insurance are required in Alabama?
Alabama law requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I find a business insurance agent in Florence Alabama?
You can search online for local independent agents or contact major insurers that operate in the Shoals area. Many agents in Florence are members of the Independent Insurance Agents of Alabama. Ask for referrals from other local business owners.
What factors affect the cost of business insurance in Alabama?
Costs depend on your industry number of employees revenue and claims history. Location in Florence and the specific risks of your business also matter. For example a construction company will pay more than a retail store.