The top-rated business insurance agent in Surprise, Arizona is William Kohl - State Farm Insurance Agent, rated 4.9 stars across 537 reviews. Other highly rated options include Oasis Insurance, American Insurance Benefits - Andy Orlikoff, Michele Fanelli - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Surprise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | William Kohl - State Farm Insurance Agent | 18789 N Reems Rd Ste 200 | (623) 546-1124 |
| 2 | Oasis Insurance | 12751 W Bell Rd Suite 129 | (623) 435-4082 |
| 3 | American Insurance Benefits - Andy Orlikoff | 14955 W Bell Rd #8031 | (623) 742-3878 |
| 4 | Michele Fanelli - State Farm Insurance Agent | 18789 N Reems Rd Ste 200 | (623) 584-2885 |
| 5 | InsuranceBeacon.com | 15270 W Brookside Ln Ste 125 | (623) 584-0071 |
| 6 | Guillermo Morales - State Farm Insurance Agent | 14763 Cactus Rd #108 | (623) 594-2845 |
| 7 | Moore Insurance Agency | 15282 W Brookside Ln | (623) 556-1576 |
| 8 | Giles & Iten Insurance | 11503 W Bell Rd Suite C | (623) 201-8570 |
| 9 | The LaChance Insurance Agency | 14245 W Grand Ave Ste 3 | (623) 400-9800 |
| 10 | Aabar Insurance Services, Inc. | 15027 W Bell Rd # 150 | (623) 594-8209 |
William Kohl - State Farm Insurance Agent serves the Surprise, Arizona metro area with business insurance solutions. The agency helps local entrepreneurs and companies protect their assets through tailored commercial coverage. Policies address liability risks, property damage, and operational interruptions common to small and mid-sized businesses. Business owners can also work with the agency to secure workers’ compensation insurance and commercial auto policies.
Oasis Insurance provides a range of business insurance services in Surprise, Arizona, including general liability, property, and workers' compensation coverage. The agency offers tailored risk management guidance and assists clients with annual policy reviews to ensure adequate protection as their operations evolve. They also help businesses navigate claims processes to minimize disruption. The company services the insurance needs for diverse commercial properties, including single-family home rental portfolios, apartment complexes, retail storefronts, and local restaurants.
Homeowners, property managers, and small business owners in Surprise, Arizona can turn to American Insurance Benefits - Andy Orlikoff for coverage tailored to commercial needs. As a business insurance agent, the agency works to secure liability, property, and worker protection policies that help local companies manage their risks. Covering a wide range of industries, the team provides guidance on building the right protection for each client's operations. Their services also extend to businesses located in the nearby Phoenix metro communities, including Peoria.
Serving Surprise, Arizona, and the surrounding communities, Michele Fanelli - State Farm Insurance Agent provides business insurance coverage for local companies and commercial enterprises. It handles general liability, property protection, and workers' compensation to help small businesses manage operational risks. The agency also assists with commercial auto policies and business interruption coverage. For a typical business, it reviews the client's specific exposures and tailors a policy that addresses those unique needs.
InsuranceBeacon.com in Surprise, AZ distinguishes between one-time consultations for new policy setup and recurring service options for ongoing risk management needs. Their business insurance coverage includes general liability and property protection tailored for local enterprises. Commercial auto and workers compensation policies are also arranged to address common operational exposures. Service from this agent functions on either a scheduled basis for annual reviews or as needed when business changes require immediate policy adjustments.
Guillermo Morales - State Farm Insurance Agent in Surprise, AZ specializes in business insurance coverage, helping local companies protect their commercial property and liability needs. It also serves area entrepreneurs with general personal insurance services. This agency can assess the specific risks that Arizona businesses face, such as monsoon season storm damage or liability issues on desert construction sites. It provides support for seasonal concerns like ensuring adequate coverage before the heavy summer tourism and outdoor work season begins in the Surprise area.
As spring storms and new construction increase in Surprise, businesses often reassess their liability and property coverage. Moore Insurance Agency in Surprise, AZ works with local companies to tailor general liability, commercial auto, and workers’ compensation policies to fit operational changes. The agent reviews each business’s revenue, payroll, and specific industry risks before discussing appropriate limits. An initial phone consultation is followed by a scheduled on-site inspection of the premises to verify classifications and loss exposures.
Giles & Iten Insurance assists businesses in Surprise, Arizona, with securing adequate protection for their daily operations. The company specializes in offering tailored coverage options that address specific liability and property concerns unique to each enterprise. By understanding the distinct risks inherent in different industries, they help clients build insurance packages that provide necessary safeguards. Their services can support a variety of commercial sectors, including offices, warehouses, and food service establishments, ensuring each receives relevant policy considerations.
The LaChance Insurance Agency in Surprise, Arizona provides residential insurance coverage for local homeowners. The agency also assists businesses in securing commercial policies to protect against property damage or liability claims. Serving the Surprise community, agents offer personalized consultations to match coverage options to each client. They follow up after policies are issued and remain available for repeat service between regular visits, ensuring ongoing adjustments to coverage as needs change.
Aabar Insurance Services, Inc. operates as a business insurance agent in Surprise, Arizona. The agency helps companies assess their vulnerability to common operational risks in the local market. It guides business owners through the process of selecting appropriate coverage to protect their assets and revenue. Aabar Insurance Services works to match each enterprise with a policy that fits its specific liability and property exposures. It can also add on workers' compensation coverage to aid in safeguarding the company's workforce from on-the-job injuries.
What Does a a Business Insurance Agent in Surprise Cost?
Typical costs for business insurance in Arizona vary by industry and coverage level. A small retail shop might pay 500 to 1,500 dollars per year for general liability while a construction contractor could pay 3,000 to 8,000 dollars annually for a package including workers comp. Premiums depend on payroll revenue and claims history. This is general information not insurance advice.
About business insurance agents in Surprise
Business insurance agents in Surprise Arizona help local companies secure coverage for general liability workers compensation and commercial property. Arizona law requires employers with one or more workers to carry workers compensation insurance unless exempt under specific statutes. Agents guide businesses through these requirements and recommend policies that match each operation risk profile.
Frequently Asked Questions
What types of business insurance do agents in Surprise offer?
Agents in Surprise offer general liability workers compensation commercial auto property insurance and professional liability coverage. They also provide specialized policies for contractors restaurants and retail shops common in the area.
Is workers compensation insurance mandatory in Arizona?
Yes Arizona law under ARS 23-901 requires most employers with one or more employees to carry workers compensation insurance. Sole proprietors and partners may choose to opt out but should discuss options with an agent.
How can a business insurance agent help with Arizona liability risks?
An agent evaluates your specific operations and recommends coverage limits that meet Arizona legal standards. They can also advise on umbrella policies to protect against large claims common in construction and service industries.
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