The top-rated business insurance agent in Denver, Colorado is Square State Insurance, rated 5.0 stars across 501 reviews. Other highly rated options include School Insurance Agency, Aspen Insurance Agency, Denver Insurance LLC. This directory lists 22 business insurance agents serving Denver.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Square State Insurance | 1312 17th St #188 | (720) 346-7873 |
| 2 | School Insurance Agency | 3600 S Yosemite St # 310 | (303) 797-7268 |
| 3 | Aspen Insurance Agency | 2255 S Broadway | (303) 777-2991 |
| 4 | Denver Insurance LLC | 1127 Auraria Pkwy #22 | — |
| 5 | Longevity Insurance Brokers | 100 Fillmore St | (720) 209-4598 |
| 6 | Advantage Insurance Solutions | 4380 S Syracuse St Suite 310 | (720) 221-8168 |
| 7 | Centennial State Insurance Agency | 7900 E Union Ave # 1100 | (303) 838-0554 |
| 8 | Lightship Insurance | 677 N Grant St | (303) 292-9995 |
| 9 | Sea to Sky Insurance | 910 16th St Mall Suite 211 | (720) 502-0898 |
| 10 | 365 Insurance & Services LLC | 4705 Paris St Suite #200 | (720) 823-9445 |
Square State Insurance in Denver, Colorado, delivers business insurance agent services that include general liability, property coverage, workers' compensation, and commercial auto policies. It helps local enterprises manage risk exposures and compliance requirements through tailored coverage options. Ongoing policy reviews and claims assistance are offered to ensure clients maintain adequate protection as their operations evolve. Among the common property types Square State Insurance services are single-family homes used for business, apartment buildings, retail storefronts, and restaurants throughout the Denver metropolitan area.
School Insurance Agency serves the Denver metro area and the surrounding communities as a business insurance agent. It helps local companies secure essential coverage for general liability and property protection. The agency also provides workers’ compensation policies tailored to business needs. Commercial auto insurance is another area of focus for many clients in this region. By addressing key risks a business may face, the agency supports operations without promising rates or specific policy details. It assists with both professional liability and umbrella insurance for added coverage layers.
Aspen Insurance Agency serves business owners, property managers, and commercial enterprises across the Denver metro area, providing general liability, property, and workers' compensation coverage. It also assists contractors and retailers in securing policies that address their unique operational risks and regulatory requirements. The agency helps clients evaluate coverage limits and deductibles to match their budget, working with multiple carriers to present suitable options. In addition to its Denver office, the agency extends its business insurance services to the neighboring community of Aurora.
Longevity Insurance Brokers in Denver, CO, distinguishes between one-time policy setups for new ventures and recurring adjustments for changing business assets. They also cover general liability for client-facing risks, commercial property for physical premises, and workers’ compensation for employee protection. This agency evaluates each operation’s distinct workflow to match coverage to actual exposure rather than generic packages. Service runs on an as-needed basis for policy reviews or claims support, rather than at fixed scheduled intervals.
Advantage Insurance Solutions in Denver, Colorado, offers specialty business insurance policies tailored to commercial property, general liability, and workers’ compensation. It also provides comprehensive coverage for professional liability and commercial auto needs. The agency works closely with local entrepreneurs and established enterprises to assess risk exposure and secure appropriate protection. During Colorado’s wildfire season, it helps businesses evaluate their property coverage and adjust policies to address potential fire damage and business interruption risks.
Centennial State Insurance Agency provides business insurance services to companies throughout the Denver, Colorado area. Its work focuses primarily on identifying and managing commercial risks with appropriate coverage packages. The agency specializes in adding on tailored protections such as liability, property, and workers’ compensation policies to match specific operational needs. It can assist a range of commercial sectors, including office spaces, storage warehouses, and food service establishments.
Lightship Insurance in Denver assists residents in securing appropriate coverage for their homes and personal property. The agency also provides commercial insurance solutions tailored to local business needs, serving clients throughout the city and surrounding Colorado area. Their work involves assessing risk and matching policies to specific requirements. Agents maintain contact after the initial policy is issued, coordinating with clients to manage renewals or adjust coverage during regular check-ins or when circumstances change.
As Denver’s busy summer construction season gets underway, contractors and small retailers face rising liability concerns. Sea to Sky Insurance helps local businesses in Denver, Colorado, evaluate those risks and choose appropriate commercial coverage. Their work often involves comparing general liability, property, and workers’ compensation policies for different trades. Every new client relationship typically begins with an on-site walkthrough of the business premises to assess operation specifics. That initial inspection helps determine the correct coverage scope and informs the first policy proposal.
365 Insurance & Services LLC delivers a broad range of business insurance solutions for companies operating in the Denver, Colorado area. Its services include tailored coverage for property, liability, and commercial risk management, complemented by ongoing policy reviews and risk assessment consultations to help maintain appropriate protection levels. The agency also assists businesses with adjusting their plans as operations or regulatory needs change over time. It serves a diverse portfolio of properties, including single-family homes, apartments, retail storefronts, and full-service restaurants.
What Does a a Business Insurance Agent in Denver Cost?
Typical costs for a business insurance agent in Colorado range from 500 to 3,000 dollars per year for a small business policy, depending on industry size and coverage limits. Workers compensation premiums are based on payroll and risk class codes. General liability can cost 400 to 1,500 dollars annually for a small Denver shop. This is general information and not insurance advice.
About business insurance agents in Denver
Business insurance agents in Denver help companies find coverage that meets Colorado state requirements. Colorado law requires most employers to carry workers compensation insurance if they have one or more employees. Agents can also assist with general liability and commercial auto policies tailored to Denver businesses.
Frequently Asked Questions
What types of business insurance do Denver companies need?
Common types include general liability workers compensation commercial property and commercial auto. Colorado requires workers comp for nearly all employers with employees. An agent can help you choose the right mix for your industry.
How do I find a licensed business insurance agent in Denver?
You can search the Colorado Division of Insurance website for licensed agents. Many agents also specialize in specific industries like construction or retail. Ask about their experience with Denver area businesses.
Does Colorado have unique insurance requirements for businesses?
Yes Colorado has specific workers compensation laws and requires uninsured motorist coverage on commercial auto policies. The state also has a no-fault law for auto accidents that affects commercial vehicle coverage.
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