The top-rated business insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 18 business insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 6 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 7 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 8 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 9 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
| 10 | Isaac Sotelo - State Farm Insurance Agent | 2676 Northpark Dr Suite 200 | (720) 891-4917 |
Inszone Insurance Services serves businesses throughout Boulder County and surrounding communities from its Lafayette, Colorado location. As a business insurance agent, the company helps local companies identify and secure appropriate coverage for their operations. This includes evaluating unique industry risks and working with carriers to tailor protection strategies. The agency handles general liability insurance, which safeguards businesses from common third-party claims, and property insurance, which covers physical assets against damage or loss.
Shawn Hughes - State Farm Insurance Agent serves the Lafayette, Colorado area, providing business insurance coverage for local enterprises. This agency assists commercial clients in managing risk through customized policies tailored to their specific operational needs. The agent works with small and mid-sized businesses to help protect their assets and maintain financial stability. Common services include general liability coverage and commercial property insurance, both essential for safeguarding local storefronts and offices in this growing community.
Jim Plane - State Farm Insurance Agent provides a range of business insurance services in Lafayette, Colorado, including general liability, property coverage, and workers compensation. The agency offers ongoing service and maintenance plans to help clients review their policies and adjust coverage as their business needs change over time. Typical service plans include regular check-ins and claims support. The agency services a variety of commercial properties, including single-family homes used for business, apartments, retail spaces, and restaurants.
Josh Chase - State Farm Insurance Agent in Lafayette, CO, provides a full range of business insurance services, including general liability, commercial property, and workers compensation coverage. Customized policies are developed to address specific operational risks, and clients receive ongoing policy reviews to adjust coverage as their business evolves. Service plans include regular account check-ins and claims assistance to help ensure continuity. The agency services a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants.
The Woods Insurance Group: Allstate Insurance serves local homeowners, businesses, and property managers in Lafayette, Colorado, with business insurance agent services. They assist commercial clients in securing general liability, property, and workers’ compensation coverage tailored to their operations. The agency also helps business owners evaluate risk and choose appropriate policy packages to protect their assets and daily activities. Serving the broader Boulder County region, they also work with companies in nearby Louisville and the surrounding Denver metro area.
Serving Lafayette and the surrounding communities in Boulder County, Shelter Insurance - Jo Peters provides comprehensive business insurance agent services to local commercial clients. The agency handles tailored policies that address key operational risks, including property protection, general liability, and workers’ compensation coverage. Each client’s situation is assessed thoroughly to determine specific coverage needs. To handle a typical job, the agent reviews the business’s exposures and financial objectives, then recommends an appropriate policy package that aligns with both the company’s budget and risk profile.
Rocky Mountain Insurance Center, located in Lafayette, CO, distinguishes between one-time business insurance policies and ongoing service plans, with commercial coverage options tailored to local enterprises. They help clients assess liability, property, and general business risks to select appropriate protection. Service arrangements are structured to operate on a one-time, scheduled, or as-needed basis, depending on the client’s evolving operational needs.
Local business owners in Lafayette, Colorado face seasonal risks from winter ice damage and summer hailstorms. Farmers Insurance - Daniel Coons addresses these commercial needs with tailored business insurance agent consultations for property and liability coverage. Entrepreneurs in the area receive personalized guidance on safeguarding their enterprises from regional weather events. Daniel Coons evaluates the unique exposures of each company to recommend appropriate policies. Every new client begins with a thorough on-site inspection of their commercial premises to identify potential vulnerabilities.
Farmers Insurance - Jason Tichota specializes in business insurance agent services, offering coverage for property, liability, and commercial vehicles in Lafayette, Colorado. The agency works with local small businesses to assess risks and secure appropriate policies tailored to their operations. General service includes consulting on insurance needs and handling claims support for clients. As seasonal weather patterns change in the area, the agency helps businesses review their policies for potential exposure to hailstorms or snow-related property damage, a common concern for mountain-region enterprises.
Isaac Sotelo - State Farm Insurance Agent in Lafayette, CO provides local business owners with tailored coverage options. The agency specializes in adding important protections like general liability and property insurance for commercial risks. It also helps manage potential claims with responsive support. This office works to outfit operations of various sizes, including smaller offices, larger warehouses, and food service establishments across the area, securing appropriate policies for each distinct enterprise.
What Does a a Business Insurance Agent in Lafayette Cost?
Typical costs for business insurance in Colorado vary widely by industry size and coverage level. A small retail shop in Lafayette might pay 500 to 1500 per year for general liability. Workers compensation premiums average around 1.50 to 3.00 per 100 dollars of payroll depending on the job risk class. Commercial auto insurance for a single vehicle often ranges from 1200 to 3000 annually. This is general information and not insurance advice.
About business insurance agents in Lafayette
Business insurance agents in Lafayette Colorado help local companies find coverage that meets state requirements and protects against common risks. Colorado law requires most employers to carry workers compensation insurance even for small businesses with one employee. An agent can guide you through options like general liability commercial auto and property insurance tailored to the Boulder County business environment.
Frequently Asked Questions
What types of business insurance are required in Colorado?
Colorado law requires workers compensation insurance for most employers including those with only one employee. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Lafayette?
Look for an agent licensed in Colorado who has experience with businesses in your industry. Ask about their familiarity with local risks such as hail damage in Boulder County or liability issues for outdoor recreation companies. Check online reviews and request quotes from multiple agents.
Can a business insurance agent help me save money on premiums?
Yes an agent can compare policies from multiple insurers to find competitive rates. They can also recommend risk management practices like safety training or installing security systems that may qualify for discounts. Bundling multiple policies with one carrier often reduces overall costs.
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