The top-rated business insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 17 business insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Gabriel Garcia-Hitt | 671 Academy Ct UNIT A | (970) 686-6839 |
| 2 | Scott Horvath - State Farm Insurance Agent | 1295 Main St #6 | (970) 686-6161 |
| 3 | Joe Unruh: Allstate Insurance | 1051 Main St | (970) 686-1026 |
| 4 | Scott Harper - State Farm Insurance Agent | 819 Main St | (970) 674-0937 |
| 5 | Heidi Washburn - State Farm Insurance Agent | 519 Main St | (970) 833-5304 |
| 6 | Farmers Insurance - Tammy Woods | 208 Main St | (970) 686-6555 |
| 7 | Mary Agcaoili: Allstate Insurance | 1039 Main St H | (970) 686-1026 |
| 8 | Squires Insurance Solutions | 421 Main St B | (970) 686-7778 |
| 9 | LSI Insurance Agency, Inc. | 401 Pointe Plz Dr Suite B | (970) 674-1151 |
| 10 | Brian Binder Agency Inc American Family Insurance | 400 Main St B | (970) 674-3223 |
Farmers Insurance - Gabriel Garcia-Hitt serves Windsor, Colorado, and the surrounding Larimer County area as a business insurance agent. The company offers commercial coverage tailored to local enterprises, addressing risks such as property damage and liability claims. It also assists with workers compensation policies required for area businesses. In this region, the agency commonly handles general liability insurance for small main-street shops and commercial auto policies for local service fleets.
Scott Horvath - State Farm Insurance Agent in Windsor, CO offers business insurance services to local business owners, property managers, and entrepreneurs seeking coverage for their commercial operations. The agency helps clients navigate general liability, commercial property, and workers compensation policies to protect their assets and daily operations. Business clients can consult regarding risk management for their specific industry needs. The agent also provides services to commercial accounts in nearby Fort Collins and surrounding Weld County communities.
Joe Unruh: Allstate Insurance provides a range of business insurance services including general liability, property, and workers' compensation coverage. The agency offers ongoing policy reviews and claims support to help maintain adequate protection as your needs evolve. Service plans are designed to address common commercial risks faced by local enterprises in Windsor, Colorado. Properties serviced by this agency include single-family homes used for home-based businesses, apartments, retail stores, and restaurants.
Scott Harper - State Farm Insurance Agent serves Windsor, Colorado, and the surrounding communities of Larimer and Weld counties. The agency handles business insurance products including general liability, property coverage, and commercial auto policies to protect local enterprises. The agent works to identify the unique risks facing each company, and then presents coverage options that address those specific exposures while respecting the business's budget and operational needs.
At Heidi Washburn - State Farm Insurance Agent in Windsor, CO, business clients can choose between a single, one-time policy purchase or an ongoing, recurring service relationship. Coverage is tailored to local commercial needs, protecting assets such as property, liability, and vehicles. The agency primarily runs on a scheduled basis with regular policy reviews and updates, though it also accommodates one-time consultations and as-needed service calls for emerging insurance questions.
As autumn brings new staffing needs and seasonal equipment risks in Windsor, Colorado, this local business insurance agent offers tailored commercial coverage. Farmers Insurance - Tammy Woods helps entrepreneurs and property owners navigate general liability, property, and workers compensation policies. They focus on matching protection to specific operational challenges like weather exposure or contractor liabilities. To begin the process, the agent schedules an on-site risk inspection of the business premises and reviews current documentation.
Mary Agcaoili: Allstate Insurance provides specialty business insurance solutions for Windsor, Colorado, including coverage for property damage, liability risks, and commercial vehicles. It supports local enterprises with policies designed to manage day-to-day operational exposures. The agency also assists contractors and other professionals with surety bonds and workers’ compensation requirements. As winter approaches, it helps business owners evaluate coverage for snow removal liability and potential shutdowns due to severe weather, ensuring operations remain protected through seasonal challenges.
Squires Insurance Solutions provides business insurance agent services for residential clients in Windsor, CO, helping to protect homes and personal assets. They also offer commercial coverage tailored to local small businesses and professional operations in the surrounding area. Policies are selected to match each client’s operational needs and risk profile. The agency follows up between regular visits to adjust coverage as circumstances change, ensuring ongoing support for evolving residential and commercial requirements.
LSI Insurance Agency, Inc. in Windsor, Colorado provides business insurance coverage for companies seeking financial protection against operational risks. The agency offers specialized add-ons including general liability, property insurance, and workers compensation policies tailored to local industry needs. This structure allows agents to secure broad coverage for varying business exposures. In supporting regional commerce, the firm serves establishments such as offices, warehouses, and food service operations.
Brian Binder Agency Inc American Family Insurance serves business owners in Windsor, CO, as a local commercial insurance agent. The agency provides coverage solutions including general liability and commercial property policies tailored for small and medium enterprises. It also assists with workers’ compensation plans to protect employees. A specialty service the agency can add on is business interruption insurance, which helps cover lost income during unexpected closures.
What Does a a Business Insurance Agent in Windsor Cost?
Typical costs for a small business insurance policy in Colorado range from 400 to 1500 dollars per year for general liability. Adding workers compensation can increase the total to 2000 to 6000 dollars per year depending on payroll and industry. Premiums vary based on business size location and claims history. This is general information not insurance advice.
About business insurance agents in Windsor
Business insurance agents in Windsor Colorado help local companies find coverage for general liability commercial property and workers compensation. Colorado law requires most employers to carry workers compensation insurance if they have at least one employee. Agents in Windsor understand the unique risks for agriculture construction and retail businesses in northern Colorado.
Frequently Asked Questions
What types of business insurance do Windsor agents offer?
Agents in Windsor offer general liability commercial property workers compensation commercial auto and professional liability insurance. They also provide coverage for specific industries like farming and manufacturing.
Does Colorado require business insurance for all companies?
Colorado requires workers compensation insurance for most businesses with one or more employees. General liability and property insurance are not required by state law but are often required by landlords or contracts.
How do I choose a business insurance agent in Windsor?
Look for an agent who is licensed in Colorado and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes for you.
Business Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Englewood · Erie · Fort Collins · Grand Junction · Greeley · Highlands Ranch