The top-rated business insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 540 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Kathy Schultze - State Farm Insurance Agent, Connie Phillips Insurance. This directory lists 20 business insurance agents serving Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Danielle Leonard - State Farm Insurance Agent | 1090 W Patrick St suite c | (301) 695-5244 |
| 2 | Adams Insurance Agency - A Relation Company | 474 Prospect Blvd | (301) 662-0340 |
| 3 | Kathy Schultze - State Farm Insurance Agent | 100 Tuscanney Dr E | (301) 694-6711 |
| 4 | Connie Phillips Insurance | 605 W Patrick St | (301) 662-5717 |
| 5 | Lindquist Insurance | 7430 New Technology Way Suite 120 | (301) 694-0008 |
| 6 | BMC Insurance, Frederick MD | 295 Bucheimer Rd B | (301) 698-5425 |
| 7 | Escobar Insurance Agency | 45 Waverley Dr Suite I | (301) 620-0950 |
| 8 | Lebherz Insurance | 401 W Patrick St | (301) 662-0250 |
| 9 | Proper Insurance Services, LLC | 50 Citizen's Way #410 | (888) 631-6680 |
| 10 | Insurance Brokers of Maryland, LLC | 182 Thomas Johnson Dr Ste 202 | (301) 668-2233 |
Danielle Leonard - State Farm Insurance Agent serves Frederick, MD, and the surrounding county by offering business insurance agent services to local companies. This agency helps business owners assess their risk exposure and select appropriate coverage for their unique operations. Policies typically address property damage, liability claims, and employee-related protections. Danielle Leonard specializes in guiding clients through commercial auto policies and general liability insurance for small to medium-sized enterprises in the Frederick area.
Adams Insurance Agency - A Relation Company, based in Frederick, MD, provides a comprehensive range of commercial insurance services for local businesses. It offers tailored coverage solutions to protect against common operational risks. The agency also provides consistent policy reviews to ensure clients maintain adequate protection as their needs evolve. Additionally, it assists with claims management support to help businesses recover efficiently from losses. Ultimately, the agency services a diverse portfolio of properties, including single-family homes, apartments, retail spaces, and restaurants.
Kathy Schultze - State Farm Insurance Agent in Frederick, MD serves local homeowners, business owners, and property managers with a range of business insurance policies designed to protect commercial assets and operations. The agency advises clients on liability coverage, property protection, and other essential risk management options tailored to small and mid-sized enterprises. Services also extend to personal auto and home insurance for business owners. This office covers clients throughout Frederick as well as neighboring communities in the Urbana and Walkersville areas.
Connie Phillips Insurance serves the Frederick, Maryland area and its surrounding communities. It handles a range of business insurance needs for local companies. The agency works with clients to identify coverage for property, liability, and other operational risks. A typical job begins with a consultation to review a business's specific exposures. It then proceeds to compare policies from multiple carriers to find a suitable fit. The firm closes each client engagement by explaining the chosen policy details clearly before binding the coverage.
Lindquist Insurance of Frederick, MD offers business clients a choice between one-time insurance solutions for projects or seasonal exposures and an ongoing service model that renews policies each year. Coverage typically includes general liability, commercial property, workers’ compensation, and professional liability, concentrating on risks common to local small and mid-sized businesses. Their service operates on a scheduled renewal basis for existing policies and an as‑needed basis when new exposures or changes require immediate adjustments.
BMC Insurance, located in Frederick, MD, offers specialty services in professional liability and commercial property coverage for local businesses, alongside general business insurance agent work such as crafting general liability policies and workers' compensation plans. The agency also consults on risk management strategies tailored to small and mid-sized enterprises in the region. As Frederick County’s winter storms and seasonal freeze events approach, the company helps firms secure business interruption policies to protect against unexpected weather-related closures.
For Frederick businesses facing seasonal fluctuations in inventory or staffing, Escobar Insurance Agency provides coverage for property, liability, and workers’ compensation. As a local business insurance agent, the company analyzes each client’s operational risks to recommend appropriate commercial policies. Clients meet with an agent to review their current exposures and any needed endorsements. The process begins with an inspection of the business premises and a review of annual revenues to assess the initial coverage requirements.
Lebherz Insurance provides residential insurance services to homeowners in the Frederick, MD area. Commercial coverage is tailored for local businesses, helping manage liability and property risks. The agency serves clients throughout the surrounding region, offering guidance on policy options that match specific operational needs. Customers can follow up on coverage adjustments between regular visits to ensure their business protection remains current.
Proper Insurance Services, LLC, located in Frederick, MD, operates as a business insurance agent, assisting local enterprises in securing coverage for general liability and property risks. This firm specializes in tailoring policies with supplementary protections such as professional liability or cyber insurance to address industry-specific exposures. Its clientele includes a range of commercial sectors, from offices and warehouses to food service operations, helping them manage operational risks and comply with regulatory requirements.
Insurance Brokers of Maryland, LLC, based in Frederick, MD, is known for helping local businesses secure tailored commercial coverage. It serves a range of industries by evaluating company-specific risks and matching them with appropriate policies, from general liability and property insurance to workers’ compensation and commercial auto. The agency also addresses the unique needs of contractors and professional service firms. For clients requiring additional protection, it can add on business interruption insurance to cover lost income during unexpected closures.
What Does a a Business Insurance Agent in Frederick Cost?
Business insurance costs in Maryland vary by industry size and location. A small Frederick retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for workers comp and liability combined. Premiums also depend on your claims history and payroll. This is general information not insurance advice.
About business insurance agents in Frederick
A business insurance agent in Frederick Maryland helps local companies find coverage that meets state requirements and protects their assets. Maryland law requires most businesses to carry workers compensation insurance and commercial auto insurance if they have vehicles. An agent can explain how Frederick zoning laws and local risks affect your policy needs.
Frequently Asked Questions
What types of business insurance are required in Maryland?
Maryland law requires workers compensation insurance for most employers with one or more employees. Businesses with commercial vehicles must have liability insurance. Some professions like contractors and healthcare providers need specific licenses or bonds.
How can a Frederick business insurance agent help me?
An agent reviews your business operations and recommends coverage for property liability and income loss. They also help you comply with Maryland insurance regulations and find policies that match your budget and risk level.
Does Maryland have a statute of limitations for filing a business insurance claim?
Yes. In Maryland the statute of limitations for breach of an insurance contract is generally three years from the date of the loss. You should report claims promptly to avoid delays or denial.
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