The top-rated business insurance agent in Gaithersburg, Maryland is Christian Durand - State Farm Insurance Agent, rated 4.9 stars across 993 reviews. Other highly rated options include Juan Aguirre - State Farm Insurance Agent, Capitol Benefits, LLC, John F Cooper Jr - State Farm Insurance Agent. This directory lists 21 business insurance agents serving Gaithersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Durand - State Farm Insurance Agent | 18237 Flower Hill Way d | (301) 208-1100 |
| 2 | Juan Aguirre - State Farm Insurance Agent | 24 Montgomery Village Ave Suite D | (301) 948-8118 |
| 3 | Capitol Benefits, LLC | 364 Main St 2nd floor | (301) 431-0000 |
| 4 | John F Cooper Jr - State Farm Insurance Agent | 6 Montgomery Village Ave #102 | (301) 208-2100 |
| 5 | Rubin Insurance Agency, a Division of Blue Ridge Risk Partners | 1 Bank St Suite 200 | (301) 309-0400 |
| 6 | Fidencio Gonzalez: Allstate Insurance | 18955 Bonanza Way | (301) 990-1000 |
| 7 | Dave Vidmar - State Farm Insurance Agent | 9 N Summit Ave | (301) 926-3700 |
| 8 | Nazar Insurance Agency | Thomas Cannery Shopping Center, 1 E Diamond Ave | (301) 328-3028 |
| 9 | Abbey Olusanya - State Farm Insurance Agent | 350 Christopher Ave #350b | (240) 683-5775 |
| 10 | Insurance One Group |Gaithersburg, MD | 9711 Washingtonian Blvd Suite 550 | (301) 840-7283 |
Christian Durand - State Farm Insurance Agent serves Gaithersburg and the wider Montgomery County area, offering business insurance solutions. The agency works with local small business owners to find commercial coverage that fits their specific operations and budget. General services include advising on liability protection and property insurance policies. The office helps those in the region with workers’ compensation insurance and commercial auto insurance needs.
Juan Aguirre - State Farm Insurance Agent in Gaithersburg, MD, provides a full range of business insurance solutions, including general liability, property coverage, and commercial auto policies. The agency also offers tailored risk management advice and assistance with policy reviews to help ensure adequate protection for local enterprises. Ongoing account maintenance is provided to adjust coverage as businesses grow or change. Services are available for small retail stores, local restaurants, single-family home-based operations, and multi-unit residential apartment properties.
Serving businesses, property managers, and commercial property owners in Gaithersburg, Maryland, Capitol Benefits, LLC offers business insurance agent services to help local enterprises manage their risk. Clients can secure general liability, property, and workers’ compensation coverage through this agency. It also assists with commercial auto policies, helping to protect company vehicles and fleets. Understanding the unique needs of the community, the agency provides tailored insurance solutions for companies of varying sizes. Its coverage area also extends to the wider Washington, D.C. metropolitan region, including nearby Rockville.
John F Cooper Jr - State Farm Insurance Agent serves businesses in Gaithersburg, Maryland, and the surrounding communities of Montgomery County. The agency handles a full range of commercial insurance coverage, including general liability, property protection, and workers compensation policies for local enterprises. Each client interaction begins with a thorough review of the business’s specific operations and risk exposures. The agency then tailors coverage options to match those identified needs, ensuring protection aligns with the company’s budget and operational scale.
For local businesses in Gaithersburg, MD, property protection differs from liability coverage, as one secures physical assets while the other guards against lawsuits from injuries or damages. General liability, commercial property, and workers’ compensation policies are all common foundations for a comprehensive risk management plan. Rubin Insurance Agency, a Division of Blue Ridge Risk Partners, works with business owners to design the right mix of these coverages. The company’s service for existing clients is typically scheduled, with annual review meetings to keep insurance aligned with evolving operational needs.
Fidencio Gonzalez: Allstate Insurance offers specialized business insurance services, including liability coverage and property protection for small to mid-sized companies in Gaithersburg, MD. The agency generally advises local business owners on commercial auto policies and workers’ compensation plans tailored to regional market needs. It helps clients with risk management to secure their assets against unforeseen losses. During the end-of-year renewal season, the agency assists businesses with policy reviews to address coverage gaps before winter weather damages or holiday liability concerns arise.
As local businesses in Gaithersburg adjust their operations for the changing seasons, Dave Vidmar - State Farm Insurance Agent helps them review their coverage against new liabilities. This business insurance agency works with nearby storefronts, contractors, and service providers to match commercial policies to specific risks faced in the Maryland area. They review policy details for property, liability, and business interruption needs during an initial fact-finding meeting. An inspection of the premises or a review of current insurance declarations typically follows the first conversation.
Nazar Insurance Agency works with businesses in Gaithersburg, MD, to secure general liability protection and property coverage. The agency also handles specialized offerings such as workers’ compensation, commercial auto policies, and professional liability insurance. Risk assessments are performed to identify vulnerabilities in daily operations. Coverage options are tailored for various commercial sectors, including professional offices, warehouses, and food service establishments.
What Does a a Business Insurance Agent in Gaithersburg Cost?
Typical costs for business insurance in Maryland vary widely. A small office-based business might pay 400 to 800 per year for general liability. A restaurant could pay 2000 to 5000 per year for a package policy including property and liability. Workers compensation rates are set by the Maryland Workers Compensation Commission and average around 1.50 to 3.00 per 100 dollars of payroll for low-risk classes. These are general estimates and your actual premium will depend on your specific business operations and risk factors. This information is general and does not constitute insurance advice.
About business insurance agents in Gaithersburg
Business insurance agents in Gaithersburg Maryland help local companies secure coverage that meets state requirements and protects against common risks. Maryland law mandates workers compensation insurance for most employers with one or more employees. Agents also guide businesses on liability limits and property insurance needs specific to Montgomery County.
Frequently Asked Questions
What types of business insurance are required in Maryland?
Maryland requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I find a licensed business insurance agent in Gaithersburg?
You can search the Maryland Insurance Administration producer database to verify an agents license. Local agents often specialize in small business or specific industries like construction or retail. Ask for references and compare quotes from multiple agents.
What factors affect business insurance costs in Gaithersburg?
Costs depend on your industry payroll claims history and coverage limits. Maryland rates are regulated but vary by carrier. For example a small retail shop might pay 500 to 1500 per year for general liability while a construction firm could pay 3000 to 10000 or more.
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