ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Business Insurance Agents Near You in St Michael, MN

Browse business insurance agents serving St Michael, Minnesota. Updated 2026-07-14.

The top-rated business insurance agent in St Michael, Minnesota is Derek Brant - State Farm Insurance Agent, rated 4.9 stars across 68 reviews. Other highly rated options include Farmers Insurance - David Mugg, EMEX Benefit Systems, Bruce A. McKimmy, Ltd. This directory lists 12 business insurance agents serving St Michael.

Showing 12 business insurance agents in St Michael, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Derek Brant - State Farm Insurance Agent112 Central Ave E(763) 497-4940
2Farmers Insurance - David Mugg400 Central Ave E Ste 55(763) 298-3563
3EMEX Benefit Systems4575 Mason Ave NE(763) 478-9050
4Bruce A. McKimmy, Ltd517 Dogwood Ave NW(612) 324-0369
5CareWise Insurance MN28 Main St S(763) 220-1479
6Title Specialists105 Central Ave E(763) 493-2224
7Zachman Insurance Agency Inc12725 43rd St NE #101(763) 497-2430
8Nationwide Insurance: All Insurance Services, Inc.213 Meadowlark Rd SE(763) 497-2247
9Superior Financial Group13580 44th St NE(612) 382-8949
10Metro Benefits Group LLC705 Central Ave E(612) 520-1677
DB
112 Central Ave E
Derek Brant - State Farm Insurance Agent
Business Insurance Agent · St Michael, MN

Derek Brant - State Farm Insurance Agent serves the St Michael, Minnesota area and surrounding communities. The company provides business insurance agent services, helping local entrepreneurs and companies manage their commercial risks with appropriate policies. Commercial auto insurance protections are offered to cover fleet vehicles and work trucks. General liability coverage is also available to address common business exposures.

FI
400 Central Ave E Ste 55
Farmers Insurance - David Mugg
Business Insurance Agent · St Michael, MN

Farmers Insurance - David Mugg provides a range of local business insurance agency services, including liability coverage, property protection, and workers' compensation policies for commercial clients. Its service plans focus on helping business owners review and adjust their coverage limits as their operations evolve throughout the year. The agency serves diverse commercial properties in St Michael, MN, such as single-family homes used as offices, apartment complexes, retail storefronts, and sit-down restaurants.

EB
4575 Mason Ave NE
EMEX Benefit Systems
Business Insurance Agent · St Michael, MN

EMEX Benefit Systems serves local homeowners, small business owners, and property managers in St. Michael, Minnesota, by providing Business Insurance Agent services that help protect commercial assets and personal property alike. The company works with clients to evaluate risk exposures and secure appropriate coverage for liability, equipment, and real estate holdings. Representatives guide customers through policy options and claims support. In addition to serving St. Michael residents, EMEX Benefit Systems extends coverage to businesses and homeowners in neighboring communities throughout the northwest Twin Cities metro area.

BM
517 Dogwood Ave NW
Bruce A. McKimmy, Ltd
Business Insurance Agent · St Michael, MN

Serving St. Michael, Minnesota, and the surrounding communities in Wright and Hennepin counties, Bruce A. McKimmy, Ltd handles a range of business insurance needs including general liability, property coverage, and workers' compensation. The agency assists local enterprises with commercial auto policies and customized plans for small to mid-sized operations. For a typical account, it reviews existing exposures and market options to find suitable protection that aligns with the client’s operational requirements and budget.

CI
28 Main St S
CareWise Insurance MN
Business Insurance Agent · St Michael, MN

CareWise Insurance MN in St Michael distinguishes between a single, specific policy purchase and the ongoing review and adjustment of a business portfolio over time. As a business insurance agent, the company helps local enterprises secure general liability, property, and workers’ compensation coverage. Advisors assess individual risk factors to recommend appropriate limits and deductibles. Service for new clients is generally conducted on a one-time consultation and policy placement basis, with scheduled annual reviews available for existing accounts to ensure coverage remains aligned with current operations.

TS
105 Central Ave E
Title Specialists
Business Insurance Agent · St Michael, MN

Title Specialists provides business insurance coverages tailored to protect commercial operations in St Michael and the surrounding Minnesota area. This agency offers risk management guidance focused on general liability, property insurance, and workers compensation for local enterprises. It also works with business owners to evaluate their specific coverage needs across various industry sectors. As seasons change in this region, the agency helps companies prepare for winter weather risks that can impact commercial property and vehicle operations.

ZI
12725 43rd St NE #101
Zachman Insurance Agency Inc
Business Insurance Agent · St Michael, MN

Zachman Insurance Agency Inc in St Michael, MN provides business insurance policies to protect companies against common operational risks. Their offerings include specialized coverage for property damage, liability claims, and workers compensation, which can be tailored to each client's specific needs. They also assist businesses in managing financial exposures through general liability and commercial auto policies. This agency serves a diverse range of commercial sectors, including professional offices, warehouses, retail stores, and food service establishments.

NI
213 Meadowlark Rd SE
Nationwide Insurance: All Insurance Services, Inc.
Business Insurance Agent · St Michael, MN

As summer storm season approaches in St Michael, local businesses often need to review their property and liability coverage. Nationwide Insurance: All Insurance Services, Inc. provides business insurance agent services to help companies manage these seasonal risks. A local agent can explain how standard policies cover wind and hail damage or recommend additional endorsements for flood exposure. The first step for any business seeking protection is to schedule an on-site inspection of the premises with an agent.

SF
13580 44th St NE
Superior Financial Group
Business Insurance Agent · St Michael, MN

Superior Financial Group provides residential insurance solutions for homeowners and renters in St Michael, Minnesota, along with tailored commercial coverage for local businesses. The agency serves clients throughout the greater metropolitan area, helping to protect properties and assets against regional risks. Following initial policy consultations, representatives offer ongoing support to adjust coverage as needs change, ensuring consistent protection between regular annual reviews. Businesses and residents can rely on this local office for periodic check-ins and policy updates.

MB
705 Central Ave E
Metro Benefits Group LLC
Business Insurance Agent · St Michael, MN

Metro Benefits Group LLC in St Michael, MN, is known for matching local businesses with appropriate commercial insurance policies. Its service range covers general liability, property, and workers’ compensation plans tailored to small and midsize companies. The agency also advises on risk management strategies to help clients reduce potential liabilities. A specialist service it can add on is cyber liability coverage, which protects businesses from data breach costs and digital security threats.

CI
705 Central Ave E r11
Creekside Insurance Solutions
Business Insurance Agent · St Michael, MN
(763) 412-1995
MA
805 Central Ave E
MATIT
Business Insurance Agent · St Michael, MN
(763) 488-4052
matit.org/contact

What Does a a Business Insurance Agent in St Michael Cost?

Typical costs for a small business insurance policy in Minnesota range from $500 to $3,000 per year for general liability. Workers compensation rates vary by industry and payroll, often costing $0.50 to $2.00 per $100 of payroll. Commercial auto policies average $1,200 to $2,500 annually per vehicle. These are general estimates and your actual costs will depend on your specific business risks, coverage limits, and claims history. This is general information and not insurance advice.

About business insurance agents in St Michael

Business insurance agents in St Michael, Minnesota help local companies find coverage for property, liability, and employee risks. Minnesota law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can explain how state-specific regulations like the Minnesota No-Fault Auto Act apply to commercial vehicles.

Frequently Asked Questions

What types of business insurance does an agent in St Michael offer?

Agents typically offer general liability, property insurance, workers compensation, commercial auto, and professional liability. They can also help with business interruption and cyber liability policies.

Is workers compensation insurance required in St Michael Minnesota?

Yes, Minnesota law requires workers compensation for most employers with one or more employees. This includes part-time and seasonal workers. An agent can help you comply with state statutes.

How do I choose a business insurance agent in St Michael?

Look for an agent licensed in Minnesota who has experience with your industry. Ask about their knowledge of local risks and their ability to compare quotes from multiple carriers.

Business Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.