The top-rated business insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 731 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, Tubb Allstate Insurance Agency. This directory lists 20 business insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | Tubb Allstate Insurance Agency | 13011 Lorraine Rd A | (228) 271-4064 |
| 5 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 6 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 7 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 8 | Beacon Insurance Services, Inc. | 1009 W Howard Ave | (228) 374-0067 |
| 9 | IDR Agency | 15506 Lemoyne Blvd Ste B | (228) 273-4062 |
| 10 | Mattina Insurance Agency Inc | 1829 Pass Rd | (228) 388-2614 |
Jake Jacobs - State Farm Insurance Agent serves the Biloxi, Mississippi metro area, providing business insurance agent services. The company assists local commercial clients in assessing their risk exposure to secure appropriate liability and property coverage for their operations. A business insurance agent in this Gulf Coast region often advises on specific needs such as flood-related hazards. The agency handles commercial auto insurance and workers compensation policies for area businesses.
OakTrust Insurance Group provides a comprehensive range of commercial coverage for businesses in the Biloxi area, including liability, property, and workers' compensation policies. The agency offers ongoing account reviews to help adjust coverage as business needs evolve, and assists with claims support to facilitate quick resolution. It services a diverse portfolio of local enterprises, including single-family homes, apartment complexes, retail stores, and restaurants.
McMurphy Insurance serves local business owners, property managers, and commercial landlords throughout the Biloxi, Mississippi area. The agency provides business insurance coverage tailored to the risks faced by small and mid-sized enterprises in the coastal region. Its offerings address general liability, commercial property, and workers’ compensation needs common to local firms in the tourism, hospitality, and maritime industries. The agency also extends its services to clients and properties in neighboring Gulfport and along the broader Harrison County metro corridor.
Serving Biloxi and the surrounding Gulf Coast communities, Tubb Allstate Insurance Agency handles business insurance policies for local enterprises. It addresses the coverage needs of commercial property, liability, and workers' compensation. The agency works to explain policy options clearly, ensuring business owners understand their protections. For a typical job, it begins by assessing a client's specific operational risks, then recommends appropriate coverage limits tailored to the business's size and industry.
SouthGroup Insurance Services/Lighthouse Insurance Services Inc in Biloxi, MS, offers business insurance agents who differentiate between one-time policies for single projects and recurring coverage that renews annually for ongoing operations. Their services include general liability, property, and workers’ compensation insurance tailored to local commercial clients. A business insurance agent helps assess risks specific to the Gulf Coast region, ensuring appropriate protection for various industries. Service runs on a scheduled basis as policies typically require annual review and renewal.
As storm season approaches the Gulf Coast, small businesses along the Mississippi shore must protect their assets from unpredictable weather and liability risks. US Select Insurance LLC in Biloxi, MS provides tailored business insurance agent services to local shop owners and independent contractors. Agents analyze each commercial operation to identify vulnerabilities and recommend appropriate coverage levels. The process begins with a thorough on-site inspection of the property and a detailed assessment of the business’s daily activities.
Coastal Select Insurance, LLC, located in Biloxi, MS, functions as a business insurance agent, helping local companies secure general liability protection. It specializes in tailoring commercial insurance packages to address unique regional risks, including flood coverage for coastal properties and liability policies for high-traffic operations. This agency serves a variety of commercial sectors, from professional offices and warehouses to food service establishments, providing locally grounded coverage options for their operational needs.
Beacon Insurance Services, Inc. specializes in crafting business insurance packages, including general liability and property coverage. The firm also provides comprehensive commercial auto and workers’ compensation policies to local companies in Biloxi, MS. Its agents evaluate risks for small and mid-sized businesses to tailor protection that aligns with daily operational needs. Before the start of hurricane season, the agency regularly reviews flood and windstorm endorsements to help clients secure adequate coverage for storm-related disruptions.
IDR Agency in Biloxi, MS provides business insurance coverage for local enterprises. They also assist residential clients with their personal property protection needs. Commercial offerings include general liability, property, and workers’ compensation policies. Serving Biloxi and the surrounding Gulf Coast region, their agents work with small to mid-sized businesses to help manage risk. They make follow-up calls before policy renewal dates and schedule regular visits to assess changes in client operations between annual reviews.
Mattina Insurance Agency Inc in Biloxi, MS, is a business insurance agent known for offering protection tailored to local commercial operations. It provides general liability, property, and workers' compensation coverage to help regional enterprises manage common risks. The agency assists with policy analysis so business owners understand their exposure. It can also add commercial auto insurance to protect vehicles used for deliveries or client visits along the Gulf Coast.
What Does a a Business Insurance Agent in Biloxi Cost?
Typical costs for a small business insurance policy in Mississippi range from 500 to 2000 dollars per year for general liability. Workers compensation premiums average about 1.50 to 3.00 dollars per 100 dollars of payroll depending on the industry class code. Commercial property rates in Biloxi are higher than inland areas due to hurricane risk with wind coverage often adding 30 to 50 percent to the base premium. This is general information and not insurance advice.
About business insurance agents in Biloxi
A business insurance agent in Biloxi Mississippi helps local companies find coverage for property liability and workers compensation. Agents understand the unique risks of operating near the Gulf Coast including hurricane exposure and flood zones. Mississippi law requires most employers to carry workers compensation insurance if they have five or more employees.
Frequently Asked Questions
What types of business insurance are required in Mississippi?
Mississippi law requires workers compensation insurance for employers with five or more employees. Commercial auto liability is required for any business owned vehicles. General liability is not mandated by state law but is often required by landlords and contracts.
How does hurricane risk affect business insurance in Biloxi?
Biloxi businesses face higher premiums for wind and flood coverage due to coastal location. Standard commercial property policies often exclude flood damage so a separate flood policy from the National Flood Insurance Program may be needed. Agents can help you assess your windstorm deductible which is typically a percentage of the property value.
Can a business insurance agent help with Mississippi specific compliance?
Yes agents can advise on Mississippi Department of Insurance requirements and help you obtain certificates of insurance for contracts. They also assist with surety bonds which are required for certain licensed professions in Mississippi such as contractors and auto dealers.
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