The top-rated business insurance agent in Hattiesburg, Mississippi is Direct Auto Insurance, rated 5.0 stars across 470 reviews. Other highly rated options include Lance Ware - State Farm Insurance Agent, Howlett Insurance Agency, Alfa Insurance - Jerrad Parker Agency. This directory lists 20 business insurance agents serving Hattiesburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6109 US-98 Suite 50 | (601) 545-7733 |
| 2 | Lance Ware - State Farm Insurance Agent | 10 Penderwick Park | (601) 271-6596 |
| 3 | Howlett Insurance Agency | 1304 W Pine St | (601) 255-1650 |
| 4 | Alfa Insurance - Jerrad Parker Agency | 6184 U.S. Hwy 98 W, Suite 110 | (601) 264-5015 |
| 5 | Shelter Insurance - Chad Turner | 118 Lamar Blvd Suite 20 | (601) 261-0740 |
| 6 | Acceptance Insurance | 1000 Broadway Dr #30 | (601) 255-1614 |
| 7 | The Nowell Agency | 2010 Oak Grove Rd Bldg 1 | (601) 268-8838 |
| 8 | Alfa Insurance - Keaton Stamps Agency | 4356 Lincoln Rd Ext #40 | (601) 264-9664 |
| 9 | Bellevue Insurance Agency | 16 Keystone Dr Ste B | (601) 336-3040 |
| 10 | USA Insurance Co. | 2307 Hardy St # A | (601) 582-2810 |
Direct Auto Insurance in Hattiesburg, Mississippi, specializes in crafting tailored liability and property coverage for local businesses, including commercial auto policies for fleets and individual vehicles. It also offers general risk management advice for companies operating in the Pine Belt region. During hurricane season, the agency helps commercial clients review their business interruption and windstorm deductibles to ensure operational resilience after severe weather events.
Lance Ware - State Farm Insurance Agent serves the Hattiesburg, MS, metro area, offering business insurance coverage to local companies. The agency assists small and medium-sized businesses in protecting their assets, property, and liability risks. Clients can obtain tailored policies that address common regional needs, such as coverage for commercial buildings, inventory, and general liability exposures. The agency specifically handles business interruption insurance and commercial auto policies for Hattiesburg-area enterprises.
Howlett Insurance Agency in Hattiesburg, Mississippi, offers a comprehensive range of business insurance services, including general liability, property, and commercial auto coverage. It provides tailored risk management consultations to help local enterprises identify vulnerabilities, alongside annual policy reviews to adapt coverage as operations evolve. Claims support is offered to guide business owners through filing and settlement processes. The agency’s service plans include periodic coverage audits and rapid response to policy questions. It services single-family homes, apartments, retail, and restaurants.
For business insurance, clients choose between a one-time liability policy or ongoing commercial coverage that renews annually. Shelter Insurance - Chad Turner in Hattiesburg, MS offers custom policies for local enterprises, protecting assets and operations against common regional risks. Their team assesses each business’s specific needs to recommend appropriate property, general liability, or workers’ compensation plans. All consulting and claims support are available as needed, with service provided on a scheduled basis at renewal or upon policyholder request.
Serving Hattiesburg and the surrounding communities of the Pine Belt region, Acceptance Insurance handles commercial coverage for small and mid-sized businesses throughout Mississippi. The agency manages a range of professional needs, from general liability and property protection to workers’ compensation policies. It evaluates each client’s operational risks and unique industry requirements to construct a tailored insurance package. To complete a typical assignment, the agent gathers detailed information on business assets, review the necessary policy limits, and then compares options from multiple carriers to secure appropriate coverage.
As coastal weather and seasonal risks shift across Hattiesburg, The Nowell Agency assists local business owners by reviewing their liability and property coverage. This company focuses on navigating the specific commercial exposures common to Pine Belt enterprises, from retail storefronts to professional services. The Nowell Agency works with clients to understand each operation’s unique needs and matches policies from multiple carriers. An initial consultation typically begins with a walkthrough of the business premises to assess current safeguards and identify gaps in coverage before any binding decisions are made.
Alfa Insurance - Keaton Stamps Agency provides property and liability coverage for small and medium-sized businesses in Hattiesburg, Mississippi. It also offers commercial auto policies and workers’ compensation to protect company vehicles and employees. The agency focuses on tailoring each policy to match a client’s specific risks and operational needs. Its services are available to general offices, warehouses, restaurants, and other food service establishments.
Bellevue Insurance Agency provides residential insurance coverage for homeowners and renters in Hattiesburg, Mississippi. The agency also structures commercial policies to protect local business assets, liability, and property. Services extend throughout the Hattiesburg area and surrounding communities. Agents review coverage at renewal to adjust limits as business operations change. Clients are encouraged to contact the office between regular visits to update policies for new equipment or leased locations.
USA Insurance Co. specializes in tailoring business insurance policies for Hattiesburg professionals, from retail stores to construction contractors. Its general services include liability coverage, property protection, and workers’ compensation packages designed to shield local enterprises from financial setbacks. The agency helps businesses navigate seasonal shifts, such as preparing for hurricane season in the Gulf region, ensuring policies cover storm-related disruptions and inventory loss.
What Does a a Business Insurance Agent in Hattiesburg Cost?
Typical costs for business insurance in Mississippi vary widely. A small office or retail business might pay 400 to 2000 per year for a business owner policy. A contractor or restaurant may pay 3000 to 8000 per year due to higher risk. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information not insurance advice.
About business insurance agents in Hattiesburg
Business insurance agents in Hattiesburg Mississippi help local companies find coverage that meets state requirements and protects their assets. Mississippi law requires most businesses with five or more employees to carry workers compensation insurance. Agents in the Pine Belt region can also help you secure general liability commercial property and professional liability policies tailored to your industry.
Frequently Asked Questions
What types of business insurance are required in Mississippi?
Mississippi law requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I find a licensed business insurance agent in Hattiesburg?
You can search the Mississippi Insurance Department website for licensed agents in Hattiesburg. Local agents are familiar with risks specific to the area such as storm damage and liability for construction or healthcare businesses.
What factors affect the cost of business insurance in Mississippi?
Costs depend on your industry number of employees revenue location and claims history. For example a small retail shop in Hattiesburg might pay 500 to 1500 per year for general liability while a construction company could pay 3000 to 10000 or more for workers comp and liability combined.