The top-rated business insurance agent in Bozeman, Montana is Proper Insurance Services, rated 5.0 stars across 792 reviews. Other highly rated options include Bethany Lentz - State Farm Insurance Agent, Brad Daws - State Farm Insurance Agent, Dusty Daws - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Bozeman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Proper Insurance Services | 40 Enterprise Blvd Suite 201 | (888) 631-6680 |
| 2 | Bethany Lentz - State Farm Insurance Agent | 3960 Valley Commons Dr Unit 2 | (406) 624-6767 |
| 3 | Brad Daws - State Farm Insurance Agent | 1716 W Main St STE 2 | (406) 587-4010 |
| 4 | Dusty Daws - State Farm Insurance Agent | 1716 W Main St STE 1 | (406) 586-0084 |
| 5 | Insurance Unlimited of Bozeman | 1425 W Main St STE. D | (406) 586-1818 |
| 6 | Medicare Life Group | 423 W Spring Creek Dr | (406) 548-3135 |
| 7 | Big Sky Insurance Lanphear Agency | 301 Edelweiss Dr # 5 | (406) 586-5449 |
| 8 | Bridger Insurance Agency | 389 S Ferguson Ave | (406) 922-5110 |
| 9 | Western Horizon Insurance LLC | 43 Mill Town Lp Unit C | (406) 388-2231 |
| 10 | Bissell Insurance Agency | 4055 Valley Commons Dr | (406) 586-6230 |
Proper Insurance Services serves the Bozeman, Montana metro area as a business insurance agency. It helps local enterprises obtain coverage for general liability, property damage, and workers’ compensation. The agency assists with managing risks common to Montana operations, including weather-related interruptions and equipment breakdowns. Customized policies for financial security are a focus of its client consultations. Its specific services in this area include commercial auto insurance and professional liability protection for small to mid-sized businesses.
Bethany Lentz - State Farm Insurance Agent in Bozeman, MT offers a broad range of business insurance services, including general liability, commercial property, and workers compensation coverage. The agency provides ongoing account reviews and policy updates through regular service consultations and risk management advice tailored to local business operations. Claims support is available, with representatives guiding clients through the filing process to help resolve issues efficiently. This Bozeman agency services single-family homes, apartments, retail establishments, and restaurants, ensuring these properties maintain appropriate protection for their unique operational needs.
Serving homeowners, businesses, and property managers in Bozeman, this agency provides tailored business insurance coverage to protect local enterprises from common operational risks. The agent works closely with clients to analyze specific liability and property exposures, then recommends appropriate policies from a broad national carrier. Whether insuring a small retail shop, a restaurant, or a professional office, the focus remains on securing practical coverage that fits each budget. This location also serves clients across the greater Gallatin Valley, including the nearby community of Belgrade.
Dusty Daws - State Farm Insurance Agent serves Bozeman, Montana, and the surrounding communities in Gallatin County. It handles business insurance, including coverage for liability, property, and commercial auto policies tailored to local small and mid-sized enterprises. Working with both new ventures and established operations, the agency typically analyzes each business’s specific risks and loss exposures to recommend appropriate policy limits and deductibles for their unique needs.
Whether you need a one-time consultation or an ongoing service arrangement for your business insurance coverage, Insurance Unlimited of Bozeman helps local companies evaluate their protection needs. Options can address general liability, property coverage, and other policies that safeguard a commercial operation in the Bozeman area. A policy review may be scheduled as upon request or on a recurring, as-needed basis to align with changing business requirements over time.
With winter approaching, Bozeman businesses can face unique weather-related risks to their property and operations, and Medicare Life Group addresses these exposures as a business insurance agent serving the area. This company reviews local commercial needs in the Gallatin Valley, assisting with liability protection and business owners policies that reflect regional conditions. Their client process includes a personal inspection of the workplace and an assessment of each business’s risks to determine an initial coverage plan.
Big Sky Insurance Lanphear Agency specializes in tailoring commercial coverage packages to protect local Bozeman businesses from operational liabilities. The agency also provides general business insurance services, including property protection and workers’ compensation policies. It works closely with clients to understand the specific risks associated with their industry and helps manage those risks through appropriate policy structures. As winter approaches, the agency frequently assists small retailers with ensuring their policies adequately cover potential snow-related property damage and temporary closures.
Based in Bozeman, Bridger Insurance Agency provides residential insurance services to local homeowners and renters. The firm also extends commercial coverage to area businesses, addressing liability and property protection needs for the Gallatin Valley. By working closely with small and mid-sized operations, the agency analyzes common regional risks from specific exposures. The team focuses on clear consultations and thorough policy reviews to explain coverage choices. During regular annual check-ins between visits, the agency reviews policy changes for clients and handles any needed follow-up adjustments.
Western Horizon Insurance LLC in Bozeman, MT, is known for providing commercial coverage that protects local businesses from common operational risks. The agency’s range includes general liability, property, and workers’ compensation policies designed for the region’s varied industries. This service helps small enterprises manage hazards specific to Montana’s climate and workforce demands. As a specialty service, Western Horizon can also arrange business interruption coverage to sustain a company’s income when an unexpected event forces a temporary shutdown.
Bissell Insurance Agency works with local business owners in Bozeman to arrange commercial insurance coverage tailored to their operations. As business insurance agents, they identify exposures common in this regional economy and match them with appropriate policies and risk management solutions. The agency emphasizes adjustments to coverage as a company hires employees, adds equipment, or expands its physical footprint. Their services can support a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Business Insurance Agent in Bozeman Cost?
Typical costs for a small business insurance policy in Montana range from $500 to $3,000 per year for general liability. Workers compensation premiums average about $1.50 per $100 of payroll for low-risk office work but can exceed $10 per $100 for high-risk trades. Commercial property insurance for a small Bozeman storefront might cost $500 to $2,000 annually. These are general estimates and your actual costs will vary based on your specific business operations and risk factors. This information is general and not insurance advice.
About business insurance agents in Bozeman
Business insurance agents in Bozeman Montana help local companies find coverage that meets state requirements and protects against regional risks. Montana law requires most employers to carry workers compensation insurance if they have one or more employees. Agents also guide businesses through liability, property, and commercial auto policies suited to Gallatin County operations.
Frequently Asked Questions
What types of business insurance are required in Montana?
Montana law requires workers compensation insurance for employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in Bozeman?
Look for an agent licensed in Montana who understands local industries like agriculture, construction, and tourism. Ask about their experience with small businesses and whether they can compare quotes from multiple carriers. A local agent can also help with Montana-specific endorsements.
What factors affect business insurance costs in Bozeman?
Costs depend on your industry, number of employees, annual revenue, claims history, and coverage limits. Montana businesses in construction or hospitality often pay higher premiums due to risk. Location in Bozeman may also affect property insurance rates due to wildfire and snow load risks.
Business Insurance Agents in Other Montana Cities
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