The top-rated business insurance agent in Great Falls, Montana is State Farm Insurance Agent, rated 4.7 stars across 75 reviews. Other highly rated options include Balthazar Insurance Agency, Advanced Agency Alliance, Mike Smith - Representing Smith Family Insurance Agency. This directory lists 20 business insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance Agent | 2817 10th Ave S | (406) 453-6010 |
| 2 | Balthazar Insurance Agency | 908 6th St S | (406) 452-0422 |
| 3 | Advanced Agency Alliance | South Side of Building, 408 9th St S | (406) 727-0230 |
| 4 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 5 | Cogswell Insurance Agency | 800 9th St S | (406) 761-5000 |
| 6 | Marsh McLennan Agency | 405 3rd St NW 3rd floor | (406) 761-1160 |
| 7 | Farmers Insurance - Pamela Nommensen | 2922 10th Ave S | (406) 452-8588 |
| 8 | Farm Bureau Insurance - Amanda Martin Agency | 807 13th Ave S | (406) 453-5255 |
| 9 | Tschetter Agency- Farmers Union | 325 Smelter Ave NE | (406) 836-9320 |
| 10 | McMeel Insurance Agency | 721 Central Ave Suite 209 | (406) 453-1580 |
State Farm Insurance Agent serves the Greater Falls area with a full range of business insurance solutions. The agency helps local entrepreneurs and commercial property owners assess their distinct liability risks and select appropriate coverage policies. Services include general liability insurance, which protects businesses against common third-party claims for bodily injury or property damage. They also handle commercial property insurance for physical assets such as buildings, equipment, and inventory, tailoring each policy to the specific needs of Great Falls enterprises.
Balthazar Insurance Agency serves Great Falls, Montana, and the surrounding Cascades County communities, handling all forms of business insurance policies. The firm guides local entrepreneurs through the selection of general liability, property, and workers' compensation coverage. It also addresses specialized industry needs, such as commercial auto and professional liability for regional service providers. Each client consultation begins with a thorough risk assessment of the specific operations involved, and the agency then customizes a coverage plan based solely on those identified exposures.
Advanced Agency Alliance provides business insurance solutions including general liability, property, and workers' compensation coverage. It offers tailored risk management consultations and periodic policy reviews to help Great Falls businesses maintain appropriate protection as their operations evolve. The agency services a range of commercial properties, from small single-family home-based enterprises and multi-unit apartment complexes to retail storefronts and local restaurants.
Mike Smith of Smith Family Insurance Agency provides business insurance in Great Falls, MT, distinguishing between one-time policies for single events or projects and recurring annual coverage for ongoing operations. Typical services include general liability and property coverage to protect local enterprises from common financial risks. Quotes and consultation are available on a scheduled or as-needed basis, allowing for personalized plan reviews whenever a business owner requires updated protection.
Cogswell Insurance Agency in Great Falls, MT serves local business owners, property managers, and commercial property operators by providing essential business insurance policies. These cover general liability for daily operations, property protection for physical assets, and workers’ compensation for employee injuries. As a business insurance agent in the area, the agency recommends tailored coverage to help small and midsize enterprises manage standard operational risks. The agency also extends its business insurance support to clients in the surrounding communities of Black Eagle and Malmstrom Air Force Base.
Marsh McLennan Agency in Great Falls, MT provides specialty business insurance services for commercial property, general liability, and workers’ compensation needs. It also offers comprehensive policy reviews and risk management guidance to help local companies maintain sufficient coverage. The agency assists clients with claims support and policy adjustments reflecting operational changes. During seasonal weather shifts common in the region, it helps businesses evaluate coverage for storm damage risks or equipment failures that may interrupt daily operations.
As spring storms bring hail and wind to Great Falls, businesses often check their coverage for property damage and liability gaps. Farmers Insurance with Pamela Nommensen reviews existing policies against evolving operational risks common to local shops and contractors. This agency helps clients understand how commercial auto or general liability responds to everyday incidents on Billings Avenue or in Cascade County. An agent walks through the premises, noting exposures before suggesting any adjustments.
Farm Bureau Insurance - Amanda Martin Agency in Great Falls, MT, assists local businesses in securing property and liability coverage to protect against everyday operational risks. The agency also offers specialized add-ons such as commercial auto policies and workers' compensation plans to address specific client needs. Its services are designed for a variety of commercial sectors, including offices, warehouses, and food service operations.
Tschetter Agency- Farmers Union in Great Falls, MT serves local homeowners and renters with essential property protection. The agency also provides business insurance coverage for small and mid-sized commercial operations throughout the Great Falls area. Their agents help clients review policy options to match specific operational risks, from liability to equipment coverage. After placing initial policies, the team follows up periodically to adjust coverage as client needs change, offering ongoing support between regular policy review appointments.
McMeel Insurance Agency in Great Falls, MT, is known for helping local businesses secure essential coverage that meets their operational needs. The agency advises commercial clients on general liability, property protection, and workers’ compensation policies. Business owners receive guidance tailored to their specific industry risks and budget requirements. For those with particular exposure, the firm can also arrange specialized inland marine insurance for equipment and tools transported off-site.
What Does a a Business Insurance Agent in Great Falls Cost?
Small business insurance in Great Falls Montana typically costs between $400 and $1,500 per year for general liability. Workers compensation premiums vary by industry and payroll but average around $1.00 to $2.50 per $100 of payroll for low risk jobs. Commercial property insurance adds $500 to $3,000 annually depending on building value and location. This is general information and not insurance advice.
About business insurance agents in Great Falls
Business insurance agents in Great Falls Montana help local companies find coverage that meets Montana state requirements. Montana law mandates that all employers with one or more employees carry workers compensation insurance unless exempt. An agent can guide you through general liability commercial property and professional liability options tailored to the Great Falls market.
Frequently Asked Questions
What types of business insurance are required in Montana?
Montana requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I choose a business insurance agent in Great Falls?
Look for an agent who is licensed in Montana and has experience with businesses in your industry. Ask about their access to multiple insurance carriers so they can compare quotes. A local agent understands Great Falls specific risks like weather or seasonal tourism.
Can a business insurance agent help with a Montana workers compensation policy?
Yes most agents can help you secure a workers compensation policy through the Montana State Fund or a private carrier. They will verify your classification code and payroll to ensure compliance with Montana Code Annotated Title 39.