The top-rated business insurance agent in Fair Lawn, New Jersey is ABA Insurance Agency, rated 4.8 stars across 229 reviews. Other highly rated options include Fernando Frias - State Farm Insurance Agent, Fawaz Ghannam - State Farm Insurance Agent, Suburban General Insurance Agency. This directory lists 13 business insurance agents serving Fair Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABA Insurance Agency | 16-00 NJ-208 Suite 103 | — |
| 2 | Fernando Frias - State Farm Insurance Agent | 34-12 Broadway | (201) 254-3539 |
| 3 | Fawaz Ghannam - State Farm Insurance Agent | 12-45 River Rd #2 | (201) 791-6200 |
| 4 | Suburban General Insurance Agency | 21-00 NJ-208 Suite 105 | (201) 225-9099 |
| 5 | Excel Brokerage | 24-06 Broadway # 2 | (201) 791-2121 |
| 6 | Suburban Insurance | 6-16 Saddle River Rd | (201) 796-1881 |
| 7 | Primetime Insurance | 35 River Rd | (551) 365-1806 |
| 8 | Kobrin Agency Inc | 26-02 Broadway | — |
| 9 | ASAP Insurance Agency LLC | 13-33A River Rd | (201) 773-6669 |
| 10 | Kando Service Agency Inc | 6-16 Saddle River Rd | (201) 796-1881 |
Fernando Frias - State Farm Insurance Agent in Fair Lawn, NJ, provides business insurance policies designed to protect commercial operations from common liability and property risks. The agency helps local proprietors select coverage plans that address their specific operational needs and offers ongoing policy maintenance to adapt to changing business circumstances. Regular plan reviews ensure coverage remains suitable as the enterprise evolves. The agency serves a diverse client base, including single-family home-based ventures, apartment complexes, retail stores, and restaurants.
Fawaz Ghannam - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Fair Lawn, New Jersey area. The agency provides commercial insurance policies tailored to local small and mid-sized companies. Services include general liability, property coverage, and workers’ compensation. Business interruption insurance and commercial auto protection are also available through this office. Personal lines, such as home and auto insurance, supplement the agency’s portfolio for its customers. The agency also covers clients in nearby Paramus and the broader Bergen County region.
Based in Fair Lawn, NJ, Suburban General Insurance Agency serves that area and its surrounding communities. It handles the full range of business insurance needs for local companies. The agency focuses on helping small to midsize firms protect their assets and manage everyday operational risks. A typical job begins with a review of each client's specific liabilities and property exposures. It then sources coverage from multiple carriers to match those needs. The approach customizes each policy to the individual business, ensuring no gaps exist in standard protection.
Whether you need a single consultation for a specific business concern or a long-term arrangement, a local agent can address your coverage needs. As a business insurance agent, Excel Brokerage in Fair Lawn, NJ assists companies with evaluating liability and property coverage options. They help identify risks and secure policies that align with individual business operations. Professional guidance is available to explain policy details and ensure appropriate protection levels. Service for policy review and new coverage can be arranged on a one-time, scheduled, or as-needed basis.
Suburban Insurance provides business insurance agent services in Fair Lawn, New Jersey, specializing in liability coverage and property protection. It works closely with local enterprises to assess their unique operational risks, developing policies that address common commercial exposures. The agency also advises on workers' compensation and commercial auto insurance. During the winter months, it particularly helps clients review their policies for adequate coverage against potential snow and ice-related property damage or liability claims.
As local businesses in Fair Lawn brace for seasonal shifts and renewal cycles, the need for up-to-date commercial coverage often intensifies. Primetime Insurance provides business insurance agent services tailored to these evolving requirements. The company helps clients navigate liability, property, and workers’ compensation policies common in the area. Focusing on securing appropriate protection for various enterprises, this agency works to align coverage with operational risks in northern New Jersey. To begin tailoring a plan, a review of current exposures and coverage gaps is conducted during the initial on-site assessment.
ASAP Insurance Agency LLC serves residents in Fair Lawn, New Jersey with business insurance coverage tailored to local commercial needs. The agency helps small and mid-sized business owners protect their assets with policies covering liability, property, and other essential commercial risks. Serving the greater Fair Lawn area, they work with clients to review changing coverage requirements during annual policy check-ins and new business developments, ensuring adjustments are made between regular service visits to address evolving operational exposures.
Kando Service Agency Inc in Fair Lawn, NJ, is known for helping local businesses secure appropriate commercial coverage tailored to their specific operational risks. The agency serves a range of enterprises, from small retail shops to larger professional firms, by offering standard policies including general liability, property, and workers’ compensation. It also assists clients with risk management assessments throughout Bergen County. For an additional layer of protection, the firm can arrange specialized cyber liability insurance to guard against data breaches.
What Does a a Business Insurance Agent in Fair Lawn Cost?
The cost of business insurance in New Jersey varies widely. A small retail shop in Fair Lawn might pay 500 to 1500 dollars per year for general liability. Workers compensation costs depend on payroll and industry classification, often ranging from 1 to 5 dollars per 100 dollars of payroll. Commercial auto policies can cost 1200 to 3000 dollars annually per vehicle. This is general information and not insurance advice.
About business insurance agents in Fair Lawn
Fair Lawn businesses need insurance agents who understand New Jersey commercial insurance requirements. A local agent can help you navigate state-specific coverages like workers compensation insurance which is mandatory for most employers in New Jersey. They also assist with general liability and property insurance to protect your Fair Lawn operation.
Frequently Asked Questions
What types of business insurance do Fair Lawn agents offer?
Agents in Fair Lawn typically offer general liability, property insurance, workers compensation, commercial auto, and professional liability coverage. New Jersey law requires workers compensation for businesses with employees. Agents can also help with business interruption and cyber liability policies.
How do I choose a business insurance agent in Fair Lawn?
Look for an agent licensed in New Jersey with experience covering local businesses. Check if they represent multiple insurance carriers so they can compare options for you. Ask about their familiarity with Fair Lawn specific risks like flood zones or local zoning requirements.
Is business insurance required by law in New Jersey?
New Jersey law does not require general liability insurance for all businesses. However workers compensation insurance is mandatory for most businesses with employees. Commercial auto insurance is required if you use vehicles for business. Some professional licenses also require specific liability coverage.
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