The top-rated business insurance agent in Howell Township, New Jersey is Ryan Salonia - State Farm Insurance Agent, rated 4.9 stars across 468 reviews. Other highly rated options include Dave Johnson State Farm Insurance Agent, Phil Zorzi: Allstate Insurance, Marinelli Family Insurance Agency Inc. This directory lists 12 business insurance agents serving Howell Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Salonia - State Farm Insurance Agent | 3728 US-9 | (732) 905-6408 |
| 2 | Dave Johnson State Farm Insurance Agent | 5176 US-9 | (732) 367-8100 |
| 3 | Phil Zorzi: Allstate Insurance | 2210 US-9 | (732) 367-5599 |
| 4 | Marinelli Family Insurance Agency Inc | 31 Bracken Ct | (347) 749-2179 |
| 5 | Ken Dadd: Allstate Insurance | 227 Newtons Corner Rd | (732) 920-6300 |
| 6 | StepUp Insurance Agency | 4114 US-9 | (201) 975-5503 |
| 7 | Vito Manco - Mutual of Omaha | 8 Arrowwood Ct | (732) 266-0050 |
| 8 | Farmers Insurance - Kristina Antico | 103 W 2nd St Ste 4 | (732) 837-3395 |
| 9 | A Way of Life | 2218 US-9 | (732) 677-9846 |
| 10 | Warranty Warehouse | 2323 US-9 | (800) 505-3344 |
Ryan Salonia – State Farm Insurance Agent serves Howell Township and Monmouth County, New Jersey, as a local business insurance agent. This agency helps business owners assess their risk exposure and select appropriate commercial coverage policies. A comprehensive business insurance portfolio can protect assets, equipment, and liability exposures common to small and medium-sized enterprises in this area. The agency also assists with commercial auto insurance for company vehicles and general liability insurance to cover on-site incidents involving third parties.
Dave Johnson State Farm Insurance Agent provides a full range of business insurance solutions in Howell Township, NJ, including general liability, property, and workers’ compensation coverage. The agency offers ongoing policy reviews and claims support services to help local businesses maintain proper protection. It services a variety of commercial properties, including single-family homes used for home-based operations, apartments, retail storefronts, and restaurants.
Phil Zorzi: Allstate Insurance provides business insurance services to local companies, property managers, and homeowners in Howell Township, New Jersey. It assists clients in managing general liability, commercial property, and other coverage needs to protect their assets and operations. The agent focuses on creating personalized policies that fit each business’s specific requirements. Services also extend to neighboring communities throughout Monmouth County and the greater Jersey Shore area.
Marinelli Family Insurance Agency Inc in Howell Township, NJ distinguishes between one-time policies, such as short-term event coverage, and ongoing renewable services for commercial property and liability protection. The agency helps local small businesses select appropriate coverage limits and deductibles to meet operational risks. It offers both scheduled reviews and as-needed consultations for claims assistance or policy adjustments throughout the year.
Ken Dadd: Allstate Insurance serves Howell Township, New Jersey, and the surrounding communities. The agency handles a full range of business insurance needs, including property protection, general liability, and commercial auto coverage for local companies. An agent works directly with each business owner to assess the specific risks associated with their industry and daily operations. To handle a typical job, it conducts a thorough review of the client's current coverage and operations before recommending tailored policy options.
StepUp Insurance Agency specializes in commercial property and liability policies for small to mid-sized businesses in Howell Township, New Jersey, also offering tailored coverage for local contractors and retail operations. It advises clients on risk management strategies to protect against common operational exposures. As businesses in the area prepare for winter weather, the agency helps them secure policies that cover snow removal liabilities and freeze-related property damage.
As autumn winds pick up around Howell Township, local businesses need to evaluate their commercial property coverage to protect against storm damage to buildings and inventory. Vito Manco - Mutual of Omaha serves small and mid-sized business owners in the area with tailored insurance plans that address liability, equipment breakdowns, and revenue interruption. The agency reviews each operation’s specific exposures during a comprehensive on-site inspection of the premises to assess current safety measures and recommend appropriate policy adjustments.
Farmers Insurance - Kristina Antico in Howell Township, New Jersey, helps local businesses manage their risk through general liability and property coverage. It can also add specialized policies such as workers’ compensation and commercial auto insurance to address unique operational needs. A typical client’s requirements vary widely, so customizing the package remains a central focus. Professional assistance is available for sectors including offices, warehouses, and food service operations.
A Way of Life serves Howell Township, New Jersey, providing business insurance agent services to local commercial clients. Coverage solutions are designed to protect small businesses from common operational risks, and regular policy reviews help ensure adequate protection. The agency works with companies throughout the Howell Township area to address their specific insurance needs. Clients can expect thorough follow-up after policy placement and continued support between regular schedule visitations to keep coverage aligned with evolving business operations.
Warranty Warehouse, based in Howell Township, NJ, is known for its focus on business insurance agency services tailored to local commercial needs. The company assists clients in securing liability, property, and workers' compensation coverage to manage operational risks effectively. Its team works with area businesses to evaluate exposures and find appropriate policies. A specialty service the agency can add on is commercial auto insurance for fleet and delivery vehicles.
What Does a a Business Insurance Agent in Howell Township Cost?
Typical costs for a business insurance agent in New Jersey vary widely. A small retail shop might pay 500 to 1,500 dollars per year for general liability, while a contractor may pay 2,000 to 5,000 dollars for liability and workers comp combined. Professional liability for a consultant often ranges from 600 to 2,000 dollars annually. Your actual cost depends on your industry, revenue, number of employees, and claims history. This is general information, not insurance advice.
About business insurance agents in Howell Township
A business insurance agent in Howell Township New Jersey helps local business owners find policies that meet state requirements and protect against common risks. New Jersey law requires most employers to carry workers compensation insurance and commercial auto insurance for company vehicles. An agent can guide you through liability, property, and professional coverage options specific to Monmouth County.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for most businesses with employees and commercial auto insurance for any company-owned vehicles. General liability insurance is not legally required but is often mandated by landlords or contracts.
How do I choose a business insurance agent in Howell Township?
Look for an agent licensed in New Jersey with experience covering small businesses in Monmouth County. Ask about their familiarity with local risks such as storm damage, retail liability, and professional services.
Can I bundle multiple business policies for a discount?
Yes, many agents offer a business owner policy that bundles general liability and property insurance at a lower combined premium. This is a common way to save money while maintaining broad coverage.
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