The top-rated business insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 20 business insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Cosmo Insurance Agency | 1600 Ave of the States #408 | (732) 363-3888 |
| 3 | Sterling Property and Casualty | 20 4th St Suite 211 | (732) 730-7130 |
| 4 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 5 | Mitchell Hnatt: Allstate Insurance | 1900 NJ-70 | (732) 477-6900 |
| 6 | Ben Goldfischer: Allstate Insurance | 300 Main St | (732) 719-4050 |
| 7 | Diamant & Associates | 1700 Ave of the States Suite 401 | (732) 276-5089 |
| 8 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 9 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
| 10 | J&R Insurance Agency & Financial Services LLC | 1400 Ocean Ave | (732) 363-1625 |
PRIME Insurance Agency serves the Lakewood, New Jersey area as a business insurance agent. It helps local enterprises manage commercial risk by explaining options for general liability policies. This agency also advises on property coverage for retail shops and small manufacturing facilities. Business owners can discuss protection against common operational losses with experienced agents. PRIME Insurance Agency regularly handles workers' compensation insurance arrangements for area contractors and professional liability insurance for local service providers.
Cosmo Insurance Agency provides a range of business insurance services, including general liability, property, and workers' compensation coverage. Its service model typically offers ongoing policy reviews and endorsements to adapt coverage as business needs evolve. Business clients often maintain annual renewal plans that include risk management consultations. The agency in Lakewood, New Jersey, services a diverse array of properties, such as single-family homes, apartments, retail storefronts, and busy restaurants.
Sterling Property and Casualty serves business owners, property managers, and commercial landlords in Lakewood, New Jersey, by offering tailored business insurance agent services. It helps local enterprises secure policies that protect against property damage, general liability, and potential income loss. The agency also assists with risk assessment and coverage comparisons for small to mid-sized operations. Its service area extends into the neighboring Toms River and Brick Township communities, providing convenient access for businesses throughout Ocean County.
Stonebrook Insurance Group serves the Lakewood, New Jersey area and surrounding communities, handling business insurance needs for local companies. The agency works to understand the specific risks faced by small and mid-sized businesses in the region. Its approach begins with a thorough review of each client’s operations and coverage gaps. From there, the agency compares policies from multiple providers to find appropriate protection for the client’s unique exposures and budget.
Mitchell Hnatt: Allstate Insurance in Lakewood, NJ provides business insurance agent services that distinguish between one-time policy purchases for specific projects and recurring coverage designed to protect ongoing operations. General commercial coverage options include liability protection and property insurance to safeguard business assets against common local risks. Service for new business policies is arranged on a one-time basis, while existing coverage management and policy renewals follow a scheduled or as-needed schedule throughout the year.
Ben Goldfischer: Allstate Insurance in Lakewood, NJ, specializes in business insurance solutions such as general liability, commercial property, and workers’ compensation coverage. It also serves local entrepreneurs and established firms with comprehensive policy reviews and risk management guidance. The agency helps business owners secure the right protection for their daily operations and long-term assets. As the region faces seasonal weather events, it assists with business interruption planning and flood insurance evaluations for properties along the Jersey Shore.
As Lakewood's seasonal businesses prepare for increased activity or winter slowdowns, Diamant & Associates helps local owners align their insurance coverage with shifting operational exposures. This business insurance agent works with commercial clients throughout the area to review general liability, property, and workers' compensation policies. Each consultation focuses on identifying gaps that could disrupt a company's daily finances. An initial on-site inspection of the premises and current operations is then scheduled to confirm appropriate risk protection.
Wilhelm in Lakewood, New Jersey, provides business insurance coverage designed to protect local companies from common operational risks and liability exposures. The agency specializes in customizing policies with relevant add-ons, including property protection, general liability, and workers' compensation. By structuring comprehensive plans around specific business needs, Wilhelm helps owners in this area manage their financial exposures while maintaining regulatory compliance. The firm serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Insurance Agency New Jersey in Lakewood is known for securing essential liability and property coverage for local businesses. It serves a wide range of commercial clients, from retail stores to independent contractors, helping them meet insurance requirements and protect their assets. The agency tailors policies to address common regional risks such as flooding and seasonal workforce changes. For added protection, it offers specialized professional liability insurance for service-based firms needing coverage beyond a standard general policy.
What Does a a Business Insurance Agent in Lakewood Cost?
Typical costs for small business insurance in New Jersey range from 500 to 3000 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification often between 0.50 and 2.00 dollars per 100 dollars of payroll. Commercial auto insurance adds additional cost based on vehicles and drivers. These figures are general estimates and actual premiums depend on your specific business risks and coverage choices. This is general information and not insurance advice.
About business insurance agents in Lakewood
Business insurance agents in Lakewood New Jersey help local companies find the right coverage for their specific needs. New Jersey law requires most businesses to carry workers compensation insurance and commercial auto insurance if they have vehicles. An agent can guide you through these requirements and help protect your business from financial loss.
Frequently Asked Questions
What types of business insurance do I need in Lakewood New Jersey?
Common coverages include general liability insurance property insurance workers compensation and commercial auto insurance. New Jersey requires workers comp for most employers with one or more employees. Your agent can help you determine which policies fit your business.
How do I choose a business insurance agent in Lakewood?
Look for an agent who is licensed in New Jersey and has experience with businesses in your industry. Ask about their knowledge of local risks like weather events or specific liability concerns in Lakewood. Check their reputation with the New Jersey Department of Banking and Insurance.
What is the process for getting a business insurance quote in Lakewood?
You will provide details about your business such as revenue number of employees and operations. The agent will then compare policies from multiple insurers. Quotes are usually available within a few days and you can adjust coverage before binding the policy.
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