The top-rated business insurance agent in Maplewood, New Jersey is Smart Senior Healthcare, rated 5.0 stars across 239 reviews. Other highly rated options include Gil Eli: Allstate Insurance, Michelle Josias - State Farm Insurance Agent, Christine Coster - State Farm Insurance Agent. This directory lists 10 business insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smart Senior Healthcare | Licensed in many states | — |
| 2 | Gil Eli: Allstate Insurance | 1707 Springfield Ave | (973) 577-7759 |
| 3 | Michelle Josias - State Farm Insurance Agent | 1955 Springfield Ave Suite 1 | (973) 821-9435 |
| 4 | Christine Coster - State Farm Insurance Agent | 499 Valley St | (973) 761-4041 |
| 5 | Goosehead Insurance - David Robinson | 1585 Springfield Ave Suite 2 | (908) 679-9377 |
| 6 | East Insurance LLC | 1805 Springfield Ave | (862) 203-6410 |
| 7 | Venture Insurance NJ | 1585 Springfield Ave | (862) 285-2128 |
| 8 | Farmers Insurance - Michael Boahene | 2040 Millburn Ave Ste 206 | (862) 205-6015 |
| 9 | Liability Insurance Agency | 2040 Millburn Ave | (619) 738-0208 |
| 10 | Allstate Life Insurance Specialist: CHRISTIAN GARCIA | 1707 Springfield Ave | (917) 557-6032 |
What Does a a Business Insurance Agent in Maplewood Cost?
Typical costs for a small business insurance policy in New Jersey range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums average 1 to 2 dollars per 100 dollars of payroll. Commercial auto insurance adds 1,200 to 2,400 dollars annually per vehicle. These are general estimates and actual costs vary by business size, industry, and risk factors. This information is for general purposes and is not insurance advice.
About business insurance agents in Maplewood
Business insurance agents in Maplewood, New Jersey help local entrepreneurs secure coverage for property, liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance, and agents can guide you through compliance. These professionals also assist with business interruption insurance and commercial auto policies tailored to Maplewood businesses.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required if you use vehicles for business. General liability insurance is not mandated by state law but is often required by landlords or contracts.
How do I choose a business insurance agent in Maplewood?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their familiarity with Maplewood zoning and local business risks.
What factors affect the cost of business insurance in New Jersey?
Costs depend on your business type, number of employees, annual revenue, and claims history. Location in Maplewood and specific coverage limits also affect premiums. An agent can help you find a policy that fits your budget.
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