The top-rated business insurance agent in North Brunswick Township, New Jersey is Vipul Verma - State Farm Insurance Agent, rated 4.9 stars across 438 reviews. Other highly rated options include Farmers Insurance - Joseph Scaturro, Zenith Agency LLC, Narula Financial Group. This directory lists 10 business insurance agents serving North Brunswick Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vipul Verma - State Farm Insurance Agent | 525 Milltown Rd #205 | (732) 253-7480 |
| 2 | Farmers Insurance - Joseph Scaturro | 1568 Old Georges Rd | (732) 410-4160 |
| 3 | Zenith Agency LLC | 918 Livingston Ave | (732) 808-3377 |
| 4 | Narula Financial Group | 1463 Finnegans Ln SUITE - E | (732) 940-0600 |
| 5 | Rebeca Rodriguez Professional Services | 1026 Livingston Ave | (732) 790-5515 |
| 6 | American Insurance Agency NJ | 1549 Finnegans Ln | (908) 340-0047 |
| 7 | Chibbaro Brothers, Inc. | 586 Livingston Ave | — |
| 8 | Well Health Insurance Co | 1725 US-130 | (732) 210-9901 |
| 9 | Don Dutton Agency LLC | 780 Livingston Ave Ste 2 | (732) 249-6346 |
| 10 | Mendez Senior Advisory Group | 1254 NJ-27 suite 208 | (856) 378-2228 |
What Does a a Business Insurance Agent in North Brunswick Township Cost?
Business insurance costs in New Jersey vary widely based on industry, revenue, number of employees, and coverage limits. A small retail shop might pay between 500 and 1,500 dollars per year for general liability. A construction company could pay 5,000 to 15,000 dollars or more annually for a package policy. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information, not insurance advice.
About business insurance agents in North Brunswick Township
Business insurance agents in North Brunswick Township, New Jersey help local companies secure coverage for property, liability, and workers compensation. New Jersey requires most employers to carry workers compensation insurance under state law. An agent can guide you through options that fit your specific business type and size.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is also required if you use vehicles for business. General liability insurance is not legally required but is often needed by landlords and clients.
How do I choose a business insurance agent in North Brunswick Township?
Look for an agent who is licensed in New Jersey and has experience with businesses in your industry. Ask about their familiarity with local regulations and claims processes. You can verify a license through the New Jersey Department of Banking and Insurance.
What is the difference between an independent agent and a captive agent?
An independent agent can offer policies from multiple insurance companies, giving you more options. A captive agent represents only one company. Independent agents may be more flexible in finding coverage that fits your budget and risks.
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