The top-rated business insurance agent in Paterson, New Jersey is Frantz Gaston Jr - State Farm Insurance Agent, rated 4.9 stars across 2,852 reviews. Other highly rated options include Exclusive Insurance Brkg, Veronica's Insurance Agency, Freeway Insurance. This directory lists 19 business insurance agents serving Paterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frantz Gaston Jr - State Farm Insurance Agent | 750 Broadway D | (973) 782-4343 |
| 2 | Exclusive Insurance Brkg | 271 Union Ave | (973) 341-6810 |
| 3 | Veronica's Insurance Agency | 693 Market St | (973) 333-3493 |
| 4 | Freeway Insurance | 758 Main St | (973) 662-7002 |
| 5 | Rayne Health Advisors | 337 Straight St | (201) 563-5729 |
| 6 | Carmen's Insurance Agency | 553 Main St | (973) 279-0270 |
| 7 | Adamas Insurance Brokerage | 125 Broadway #102 | (973) 358-0013 |
| 8 | Amana Insurance Agency | 1029 Main St | (973) 955-4100 |
| 9 | Preferred Choice Insurance | 482 McBride Ave | (201) 616-7644 |
| 10 | Olmen Insurance Agency | 494 21st Ave | (973) 279-4364 |
Frantz Gaston Jr - State Farm Insurance Agent serves Paterson, New Jersey, and the surrounding Passaic County area. It provides business insurance options designed to help local companies manage operational risks. The agency assists with policies that can cover property damage sustained by a business location. It also works with clients to secure general liability protection against third-party claims. Additionally, this agency helps with commercial auto coverage for vehicles used in business operations and workers compensation policies for employee injuries on the job.
Exclusive Insurance Brkg provides a full range of business insurance solutions, including general liability, property coverage, and workers’ compensation policies. It offers personalized service plans to assess each client’s unique risk exposure and adjust coverage as business needs evolve. Regular account reviews help ensure policies remain current with changing local regulations and market conditions. The company services a variety of properties, including single-family homes, apartments, retail stores, and restaurants in the Paterson, NJ area.
Veronica’s Insurance Agency serves business owners, property managers, and commercial landlords throughout Paterson, New Jersey. The agency provides general liability, property, and workers’ compensation policies tailored to local enterprises. It assists with risk assessment and coverage selection for small to mid-sized operations. Its services aim to protect assets and support continuity for companies facing regional regulations and urban exposures. The firm also extends its commercial insurance services to clients in Clifton, covering similar business needs across that neighboring Passaic County community.
Freeway Insurance provides business insurance agent services in Paterson, New Jersey, beginning with residential coverage for individual clients seeking property and liability protection. It extends to comprehensive commercial insurance solutions tailored for local enterprises, serving the greater Paterson area with accessible policy options. The agency helps clients manage coverage needs throughout the year, and its clients often return for periodic policy reviews or updates between regular service visits.
Rayne Health Advisors distinguishes between one-time policy consultations and recurring service agreements for ongoing business coverage adjustments in Paterson, NJ. Its business insurance agent work helps clients manage general liability and property risks common to local commercial operations. Claims assistance and policy renewals are handled as routine tasks. Service runs on both a scheduled and as-needed basis, determined by each client’s evolving business needs.
Serving Paterson, New Jersey, and the surrounding communities, Carmen's Insurance Agency handles business insurance needs for local companies. The agency works with clients to secure coverage that protects their operations from common commercial risks. By evaluating each business's specific exposures, such as liability or property concerns, it provides guidance on suitable policies. To handle a typical job, the agency begins by reviewing the client's current operations and then recommends tailored insurance solutions that address their unique vulnerabilities.
Adamas Insurance Brokerage specializes in tailoring commercial coverage for businesses in Paterson, NJ, addressing unique liability and property exposures common to the local economy. It also provides general business insurance services, helping clients manage risks through customized policy reviews and ongoing claims support. As the region experiences seasonal shifts in inventory and foot traffic, the company assists retailers in adjusting their coverage to protect against weather-related disruptions and increased public liability during peak shopping periods.
As the spring construction season picks up in and around Paterson, local small business owners begin reviewing their liability and property policies. Amana Insurance Agency provides commercial insurance options tailored to this regional need. Businesses in this area face risks from seasonal storms, equipment breakdowns, and public liability exposures. The agency reviews each client’s operations to match coverage with specific local hazards. An initial consultation typically includes a walk-through of the business premises and a detailed discussion of current exposures.
Preferred Choice Insurance helps residential clients with property and liability coverage in the Paterson area. The agency also assists commercial customers, addressing business insurance needs beyond personal policies. Servicing the greater Paterson region, the firm meets with local small business owners to review their specific risks. After an initial consultation, they typically schedule follow-up appointments to adjust coverage as circumstances change, encouraging repeat service between regular visits.
Olmen Insurance Agency works with business owners throughout Paterson to arrange risk management coverage that protects commercial operations. As a business insurance specialist, the agency adds specialty endorsements for property liability, equipment breakdown, and professional errors and omissions. These policies are developed to match the specific exposures that local companies encounter daily. Olmen Insurance Agency can serve offices requiring general liability and professional indemnity, warehouses needing inland marine and property coverage, and food service establishments that demand product liability and equipment protection.
What Does a a Business Insurance Agent in Paterson Cost?
Typical costs for a business insurance agent in New Jersey vary by industry and coverage level. A small retail shop in Paterson might pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums are based on payroll and job risk class often ranging from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial auto policies average 1200 to 2400 dollars annually per vehicle. This is general information not insurance advice.
About business insurance agents in Paterson
A business insurance agent in Paterson New Jersey helps local companies secure coverage required by state law and city regulations. New Jersey mandates workers compensation insurance for most employers and general liability for many commercial leases. An agent can also advise on commercial auto policies for vehicles operating on Paterson streets.
Frequently Asked Questions
What types of business insurance are required in Paterson New Jersey?
New Jersey law requires workers compensation insurance for businesses with one or more employees. Commercial auto insurance is mandatory for any business-owned vehicle. Many landlords in Paterson also require general liability coverage as part of a lease agreement.
How do I choose a business insurance agent in Paterson?
Look for an agent licensed in New Jersey who has experience with businesses in your industry. Ask about their knowledge of Paterson specific risks such as flood zones or high traffic areas. Check that they represent multiple insurance carriers to compare options.
Can a business insurance agent help with New Jersey state filings?
Yes an agent can assist with filing proof of insurance for state requirements like workers compensation or commercial auto. They can also help you obtain certificates of insurance needed for city permits or client contracts in Paterson.
Business Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cherry Hill Township · Cinnaminson · Clark · Clifton · Cranford · Denville · East Brunswick · Edison · Egg Harbor Township · Elizabeth · Englewood Cliffs